1555 Nabal Ct, Oceano, CA 93445 Property Records

San Luis Obispo County property record for 1555 Nabal Ct, Oceano, CA 93445

Property Summary

Property Type	Planned Unit Development
Details	4 bd · 2.5 ba · 1,993 sqft · built 2014
Lot Size	0.083 acres (3,607 sqft)
Owner	2 Individual Names on Record
Last Sale	$910,000 (Dec 2025)
Tax Bill	$9,419 (2025)
Deeds & Mortgages	Dec 2025 Sale Dec 2023 Mortgage + 7 more
Flood Zone	Zone X (minimal risk)
APN	`062-075-012`

Property Details

APN / Parcel Number

Primary APN	`062-075-012`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,993 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2014
Effective Year Built	Effective 2014
Construction Type	Wood
Lot Area	3,607 sqft (0.083 acres)
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Street Address	1555 NABAL CT
City	OCEANO
State	CA
Zip	93445-9151
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Planned Unit Development
Legal Description	TR 2758 LT 12
Legal Subdivision	TRACT 2758
Legal Tract	2758
Legal Block	1
Legal Lot Number	12
Jurisdiction	SAN LUIS OBISPO CA
Township / Civil Division	ARROYO GRANDE
Census Block Group	1
Census Block	1002
Census Tract	12202

Owner

Source: San Luis Obispo County records, as of August 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1555 NABAL CT, OCEANO, CA 93445-9151
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Dec 5, 2025	Grant Deed, Transfer FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY
Dec 28, 2023	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Sep 21, 2023	Grant Deed, Transfer FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO
Sep 21, 2023	Intrafamily Transfer, Transfer · Conventional Mortgage PARAMOUNT RESIDENTIAL MORTGAGE GROU
Sep 21, 2023	Intrafamily Transfer, Transfer FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO
Aug 28, 2020	Deed of Trust, Mortgage · Conventional Mortgage CENTRAL COAST LENDING INC
Nov 12, 2019	Deed of Trust, Mortgage · Conventional Mortgage COASTHILLS CU
Jun 23, 2018	Deed of Trust, Mortgage · Conventional Mortgage COASTHILLS CU
Jun 23, 2018	Deed of Trust, Mortgage · Line of Credit COASTHILLS CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 5, 2025 · Amount on Record
Deed Sale	Dec 5, 2025 · Amount on Record
Prior Sale	Sep 21, 2023 · Amount on Record
Deed Document Number	202537404
Prior Transfer Date	Aug 21, 2023
Prior Transfer Doc	0000027887
Record Updated	Sep 20, 2026

December 2025: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Dec 5, 2025
Property Address	1555 NABAL CT, OCEANO, CA 93445-9151
Document Number	0000037404
Map Reference	MB 29 PG 54-58
Instrument Date	Dec 3, 2025
Instrument	2025037404
Transaction Type	Transfer
Record Updated	Jan 6, 2026
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	1555 NABAL CT, OCEANO, CA 93445-9151

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN LUIS OBISPO CA
Property Address	1555 NABAL CT, OCEANO, CA 93445-9151
Transaction Type	Mortgage
Record Updated	Jan 9, 2024
Title Company	AMROCK INC, AMROCK LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1555 NABAL CT, OCEANO, CA 93445-9151

Mortgage

Document Number	0000038208
Date	Dec 28, 2023
Instrument	2023038208

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2054

September 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Sep 21, 2023
Property Address	1555 NABAL CT, OCEANO, CA 93445-9151
Document Number	0000027886
Map Reference	MB 29 PG 54-58
Instrument Date	Sep 1, 2023
Instrument	2023027886
Transaction Type	Transfer
Record Updated	Oct 3, 2023
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1555 NABAL CT, OCEANO, CA 93445-9151

September 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Sep 21, 2023
Property Address	1555 NABAL CT, OCEANO, CA 93445-9151
Document Number	0000027888
Map Reference	MB 29 PG 54-58
Instrument Date	Aug 21, 2023
Instrument	2023027888
Transaction Type	Transfer
Record Updated	Oct 3, 2023
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1555 NABAL CT, OCEANO, CA 93445-9151

Mortgage

Document Number	0000027889
Date	Sep 21, 2023
Instrument	2023027889

Lender

Name	PARAMOUNT RESIDENTIAL MORTGAGE GROU
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2053

September 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Sep 21, 2023
Property Address	1555 NABAL CT, OCEANO, CA 93445-9151
Document Number	0000027887
Map Reference	MB 29 PG 54-58
Instrument Date	Aug 21, 2023
Instrument	2023027887
Transaction Type	Transfer
Record Updated	Oct 3, 2023
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1555 NABAL CT, OCEANO, CA 93445-9151

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN LUIS OBISPO CA
Property Address	1555 NABAL CT, OCEANO, CA 93445-9151
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	PLACER TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1555 NABAL CT, OCEANO, CA 93445-9151

Mortgage

Document Number	0000046161
Date	Aug 28, 2020
Instrument	2020046161

Lender

Name	CENTRAL COAST LENDING INC
Type	Mortgage Company
Address	MORRO BAY, CA 93442

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2050

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN LUIS OBISPO CA
Property Address	1555 NABAL CT, OCEANO, CA 93445-9151
Document Number	0000051561
Instrument Date	Nov 12, 2019
Transaction Type	Mortgage
Record Updated	Nov 28, 2019
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1555 NABAL CT OCEANO CA 934459151, OCEANO, CA 93445-9151

Mortgage

Document Number	0000051561
Date	Nov 19, 2019
Instrument	51561

Lender

Name	COASTHILLS CU
Address	LOMPOC, CA 93436

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 18, 2049

Interest

Rate Type	Adjustable Rate
Rate	3.87%

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN LUIS OBISPO CA
Property Address	1555 NABAL CT, OCEANO, CA 93445-9151
Document Number	0000026765
Instrument Date	Jun 23, 2018
Transaction Type	Mortgage
Record Updated	Jul 6, 2018
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1555 NABAL CT OCEANO CA 934459151, OCEANO, CA 93445-9151

Mortgage

Document Number	0000026765
Date	Jun 29, 2018
Instrument	26765

Lender

Name	COASTHILLS CU
Address	LOMPOC, CA 93436

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 28, 2048

Interest

Rate Type	Adjustable Rate
Rate	4.5%

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN LUIS OBISPO CA
Property Address	1555 NABAL CT, OCEANO, CA 93445-9151
Document Number	0000026766
Instrument Date	Jun 23, 2018
Transaction Type	Mortgage
Record Updated	Nov 21, 2018
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1555 NABAL CT OCEANO CA 934459151, OCEANO, CA 93445-9151

Mortgage

Document Number	0000026766
Date	Jun 29, 2018
Instrument	26766

Lender

Name	COASTHILLS CU
Address	LOMPOC, CA 93436

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Jun 28, 2043

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: San Luis Obispo County assessment roll, as of August 6, 2026

Property Jurisdictions

Type	Name
State	California
County	San Luis Obispo County
Unified School District	Lucia Mar Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$910,000 (+6.08%) Land $450,000 Building $460,000
2025	$9,419.00 (+60.73%) Homeowner's exemption	$857,820 (+64.35%) Land $433,500 Building $424,320
2023	$5,860.00 (+1.45%)	$521,962 Land $176,735 Building $345,227
2022	$5,776.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective July 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 15 policies
Nearby Flood Policies	15 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OCEANO COMM SERVICES DIST. serves 7,598 people · EPA ID CA4010005
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 633 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Surfnet Communications Fixed Wireless	100 / 20

May also be available: Astound Broadband, Peak WiFi, Verizon.

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