1585 Braxton Gate Dr, Morganton, NC 28655 Property Records

Burke County property record for 1585 Braxton Gate Dr, Morganton, NC 28655

Property Summary

Property Type	Single Family Home
Details	3 bd · 4 ba · 2,790 sqft · built 2004
Lot Size	0.84 acres (36,590 sqft)
Owner	2 Individual Names on Record
Tax Bill	$6,278 (2026)
Deeds & Mortgages	Dec 2025 Line of Credit Jun 2022 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`1764046322`

Property Details

APN / Parcel Number

Primary APN	`1764046322`
Alternative APN	`55156`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	11 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,790 sqft Living Area
1st Floor Area	1,692 sqft
Basement Area	1,607 sqft
Finished Basement	85 sqft
Unfinished Basement	1,607 sqft
Flooring	Wood
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2005
Architectural Style	Conventional
Construction Type	Frame
Foundation Type	Block
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	36,590 sqft (0.84 acres)
Garage Type	Attached
Garage Area	580 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Patio
Porch Area	243 sqft
Deck Area	958 sqft
Patio Area	1,122 sqft
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Oil
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	1585 BRAXTON GATE DR
City	MORGANTON
State	NC
Zip	28655-6767
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RESIDENTIA
Legal Description	1585 BRAXTON GATE DR MORGANTON, NC 28655
Legal Subdivision	SOUTHPOINTE
Jurisdiction	BURKE NC
Township / Civil Division	LINVILLE
Census Block Group	2
Census Block	2014
Census Tract	20203

Owner

Source: Burke County records, as of October 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1585 BRAXTON GATE DR, MORGANTON, NC 28655-6767
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 12, 2025	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA
Jun 28, 2022	Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA NA
Oct 12, 2017	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA
Sep 11, 2017	Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BURKE NC
Property Address	1585 BRAXTON GATE DR, MORGANTON, NC 28655-6767
Transaction Type	Mortgage
Record Updated	Dec 26, 2025
Title Company	WFG LENDER SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0028440530
Date	Dec 12, 2025
Book Page	2844/530
Instrument	2025010573

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Dec 5, 2055

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BURKE NC
Property Address	1585 BRAXTON GATE DR, MORGANTON, NC 28655-6767
Transaction Type	Mortgage
Record Updated	Jul 6, 2022
Title Company	FIRST AMERICAN MORTGAGE SOLU

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0026310516
Date	Jun 28, 2022
Book Page	2631/516
Instrument	2021022815

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2052

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BURKE NC
Property Address	1585 BRAXTON GATE DR, MORGANTON, NC 28655-6767
Document Number	0023170825
Instrument Date	Oct 12, 2017
Transaction Type	Mortgage
Record Updated	Aug 28, 2018
Title Company	WFG LENDER SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1585 BRAXTON GATE DR MORGANTON NC 286556767, MORGANTON, NC 28655-6767

Mortgage

Document Number	0023170825
Date	Oct 26, 2017
Book Page	002317/000825
Instrument	9618

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Oct 25, 2047

Interest

Rate Type	Adjustable Rate

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BURKE NC
Property Address	1585 BRAXTON GATE DR, MORGANTON, NC 28655-6767
Document Number	0023110283
Book / Page	002311 / 000283
Instrument Date	Sep 11, 2017
Transaction Type	Mortgage
Record Updated	Nov 6, 2017
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1585 BRAXTON GATE DR MORGANTON NC 286556767, MORGANTON, NC 28655-6767

Mortgage

Document Number	0023110283
Date	Sep 13, 2017
Book Page	002311/000283
Instrument	8232

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Sep 12, 2032

Tax Assessment & Valuation

Source: Burke County assessment roll, as of October 12, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Burke County
Unified School District	Burke County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,278.00 (+0.08%)	$973,422 (-) Land $293,400 Building $680,022	$973,422 (-) Land $293,400 Building $680,022
2025	$6,273.00 (-0.7%)	$973,422 (-) Land $293,400 Building $680,022	$973,422 (-) Land $293,400 Building $680,022
2023	$6,317.00	$973,422 Land $293,400 Building $680,022	$973,422 Land $293,400 Building $680,022

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 28, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 13 policies
Nearby Flood Policies	13 in force
Nearby Flood Claims	6 (2024)
Claims Outside the SFHA	2 of 6
Most Recent Claim	Sep 2024 · Tropical Storm Helene
Claims by Event	Tropical Storm Helene, Sep 2024 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MORGANTON serves 27,221 people · EPA ID NC0112015
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 54 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	1,000 / 1,000

May also be available: Spectrum.

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