1550 Braxton Gate Dr, Morganton, NC 28655 Property Records

Burke County property record for 1550 Braxton Gate Dr, Morganton, NC 28655

Property Summary

Property Type	Single Family Home
Lot Size	1.01 acres (43,996 sqft)
Owner	2 Individual Names on Record
Last Sale	$40,000 (Jan 2018)
Tax Bill	$3,429 (2026)
Deeds & Mortgages	Aug 2026 Mortgage Mar 2020 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`1764045787`

Property Details

APN / Parcel Number

Primary APN	`1764045787`
Alternative APN	`55173`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	4,267 sqft Living Area
Basement Area	209 sqft
Unfinished Basement	209 sqft

Exterior

Year Built	Built 2025
Effective Year Built	Effective 2025
Architectural Style	Conventional
Construction Type	Frame
Roof Material	Asphalt
Lot Area	43,996 sqft (1.01 acres)
Garage Type	Attached
Garage Area	805 sqft
Porch	Slab

Utilities, Heating & Cooling

Cooling System	None
Heating Fuel	Oil
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	1550 BRAXTON GATE DR
City	MORGANTON
State	NC
Zip	28655-6766
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RESIDENTIA
Legal Description	1550 BRAXTON GATE DR MORGANTON, NC 28655
Legal Subdivision	SOUTHPOINTE
Jurisdiction	BURKE NC
Township / Civil Division	LINVILLE
Census Block Group	2
Census Block	2014
Census Tract	20203

Owner

Source: Burke County records, as of October 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	8303 PROPHET ACRES RD, FAIRPLAY, MD 21733-1029
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 7, 2026	Deed of Trust, Mortgage · Conventional Mortgage TD BANK
Mar 3, 2020	Warranty Deed, Transfer ATTORNEY ONLY
Aug 31, 2018	Deed of Trust, Mortgage MORGANTON SVGS BK SSB
Jan 16, 2018	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 16, 2018 · Amount on Record
Deed Sale	Jan 16, 2018 · Amount on Record
Deed Document Number	20182017012092
Deed Book / Page	2329 / 584
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BURKE NC
Recording Date	Aug 7, 2026
Property Address	1550 BRAXTON GATE DR, MORGANTON, NC 28655-6766
Document Number	0026007411
Book / Page	2889 / 329
Instrument Date	Aug 7, 2026
Instrument	202626007411
Transaction Type	Mortgage
Record Updated	Aug 17, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8303 PROPHET ACRES RD, FAIRPLAY, MD 21733-1029

Mortgage

Document Number	0026007411,
Date	Aug 7, 2026
Book Page	2889/329
Instrument	202626007411

Lender

Name	TD BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	6%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

March 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BURKE NC
Recording Date	Mar 3, 2020
Property Address	1550 BRAXTON GATE DR, MORGANTON, NC 28655-6766
Document Number	0024520354
Book / Page	002452 / 000354
Instrument Date	Feb 27, 2020
Instrument	37842
Transaction Type	Transfer
Record Updated	Mar 11, 2020
Title Company	ATTORNEY ONLY

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	8303 PROPHET ACRES RD FAIRPLAY MD 217331029, FAIRPLAY, MD 21733-1029

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BURKE NC
Property Address	1550 BRAXTON GATE DR, MORGANTON, NC 28655-6766
Document Number	0023650083
Instrument Date	Aug 31, 2018
Transaction Type	Mortgage
Record Updated	Oct 3, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	11080 SUMMERSPRING LAKES DR ORLANDO FL 328257403, ORLANDO, FL 32825-7403

Mortgage

Document Number	0023650083
Date	Sep 5, 2018
Book Page	002365/000083
Instrument	19673

Lender

Name	MORGANTON SVGS BK SSB
Address	MORGANTON, NC 28680-1509

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Sep 4, 2033

January 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BURKE NC
Recording Date	Jan 16, 2018
Property Address	1550 BRAXTON GATE DR, MORGANTON, NC 28655-6766
Document Number	0023290584
Book / Page	002329 / 000584
Instrument Date	Jan 11, 2018
Instrument	12092
Transaction Type	Transfer
Record Updated	Feb 21, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$80.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	11080 SUMMERSPRING LAKES DR ORLANDO FL 328257403, ORLANDO, FL 32825-7403

Tax Assessment & Valuation

Source: Burke County assessment roll, as of October 12, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Burke County
Unified School District	Burke County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,429.00 (+620.38%)	$524,872 (+598.9%) Land $75,100 Building $449,772	$524,872 (+598.9%) Land $75,100 Building $449,772
2025	$476.00 (-0.83%)	$75,100 (-) Land $75,100	$75,100 (-) Land $75,100
2023	$480.00	$75,100 Land $75,100	$75,100 Land $75,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 28, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 13 policies
Nearby Flood Policies	13 in force
Nearby Flood Claims	6 (2024)
Claims Outside the SFHA	2 of 6
Most Recent Claim	Sep 2024 · Tropical Storm Helene
Claims by Event	Tropical Storm Helene, Sep 2024 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MORGANTON serves 27,221 people · EPA ID NC0112015
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 75 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: AT&T.

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