15849 Troyer Rd, White Pigeon, MI 49099 Property Records

St. Joseph County property record for 15849 Troyer Rd, White Pigeon, MI 49099

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,107 sqft · built 1973
Lot Size	0.37 acres (16,117 sqft)
Owner	Company Name on File
Last Sale	$410,000 (Jan 2026)
Tax Bill	$1,165 (2025)
Deeds & Mortgages	Jan 2026 Sale & Line of Credit Sep 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`016-038-007-00`

Property Details

APN / Parcel Number

Primary APN	`016-038-007-00`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	4 Stories
Building Area	1,107 sqft Living Area
1st Floor Area	936 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1973
Lot Area	16,117 sqft (0.37 acres)
Lot Dimensions	180 ft deep x 89 ft wide

Utilities, Heating & Cooling

Heating System	Baseboard
Heating Fuel	Electric

Location & Zoning

Street Address	15849 TROYER RD
City	WHITE PIGEON
State	MI
Zip	49099
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 7 ALVIN TROYER SUB SEC 24 T8S R12W
Legal Range	12W
Legal Township	08S
Legal Section	24
Legal Subdivision	ALVIN TROYER SUB
Legal Lot Number	7
Jurisdiction	ST JOSEPH MI
Township / Civil Division	WHITE PIGEON
Census Block Group	4
Census Block	4034
Census Tract	41400

Owner

15849 Troyer Rd is owned by a company that bought it in January 2026.

Source: St. Joseph County records, as of July 20, 2026

Owner of Record	Company Name on File
Mailing Address	56865 COUNTY ROAD 116, MIDDLEBURY, IN 46540-8764
Owner Type	Company
Vesting	Limited Liability Partnership

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 14, 2026	Warranty Deed, Transfer · Line of Credit FIRST STATE BANK OF MIDDLEBURY
Sep 2, 2021	Deed, Transfer · Conventional Mortgage RUOFF MORTGAGE COMPANY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 14, 2026 · Amount on File
Deed Sale	Jan 14, 2026 · Amount on File
Prior Sale	Sep 2, 2021 · Amount on File
Deed Document Number	2026367
Prior Transfer Date	Aug 1, 2016
Prior Transfer Doc	1833/0981
Record Updated	Sep 20, 2026

January 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOSEPH MI
Recording Date	Jan 14, 2026
Property Address	15849 TROYER RD, WHITE PIGEON, MI 49099
Document Number	2026000367
Map Reference	LB 5 PG 104-105
Instrument Date	Jan 13, 2026
Instrument	2026000367
Transaction Type	Transfer
Record Updated	Feb 9, 2026
Title Company	OAK TITLE SERVICES LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,075.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	57693 COUNTY ROAD 117, GOSHEN, IN 46528-9580

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	56865 COUNTY ROAD 116, MIDDLEBURY, IN 46540-8764

Mortgage

Document Number	2026000368
Date	Jan 14, 2026
Instrument	2026000368

Lender

Name	FIRST STATE BANK OF MIDDLEBURY
Type	Bank
Address	MIDDLEBURY, IN 46540

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jan 13, 2056

Interest

Rate Type	Adjustable Rate

September 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	ST JOSEPH MI
Recording Date	Sep 2, 2021
Property Address	15849 TROYER RD, WHITE PIGEON, MI 49099
Document Number	2021008873
Map Reference	LB 5 PG 104&105
Instrument Date	Aug 31, 2021
Instrument	2021008873
Transaction Type	Transfer
Record Updated	Sep 15, 2021
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,687.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	57867 COUNTY ROAD 117, GOSHEN, IN 46528-7086

Mortgage

Date	Sep 2, 2021

Lender

Name	RUOFF MORTGAGE COMPANY
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 15849 Troyer Rd was $1,165, down 75.5% from the year before.

Source: St. Joseph County assessment roll, as of August 11, 2025

Property Jurisdictions

Type	Name
State	Michigan
County	St. Joseph County
County Subdivision	White Pigeon Township
Unified School District	White Pigeon Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$149,200 (+2.68%)	$298,400 (+2.68%)
2025	$1,165.00 (-75.48%)	$145,300 Land $70,200 Building $75,100	$290,600 Land $140,400 Building $150,200
2024	$4,751.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 15849 Troyer Rd in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 4, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 15849 Troyer Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 95% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 72 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Midwest Energy & Communications Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Mercury Fiber Fixed Wireless	150 / 20
Lakeland Internet Fixed Wireless	100 / 20

May also be available: Surf Internet.

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