15849 Davis Cup Ln, Ramona, CA 92065 Property Records

San Diego County property record for 15849 Davis Cup Ln, Ramona, CA 92065

Property Summary

Property TypeCondominium
Details3 bd · 2.5 ba · 1,654 sqft · built 1978
Lot Size11.7 acres (512,002 sqft)
OwnerIndividual Name on File
Last Sale$479,000 (May 2025)
Tax Bill$4,792 (2025)
Deeds & MortgagesMar 2026 Mortgage
Jan 2019 Mortgage
+ 3 more
Flood ZoneZone X (minimal risk)
APN288-650-04-25

Property Details

APN / Parcel Number

Primary APN288-650-04-25

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Building Area1,654 sqft Living Area

Exterior

Year BuiltBuilt 1978
Effective Year BuiltEffective 1978
Architectural StyleCondo/Apartment
Lot Area512,002 sqft
Garage TypeCarport
CarportCarport

Location & Zoning

Street Address15849 DAVIS CUP LN
CityRAMONA
StateCA
Zip92065-4937
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Local Zoning CodeRV
Legal DescriptionLOT 1 US 25PER DOC77-142021&UND INT IN TR 008538
Legal SubdivisionSAN VICENTE COUNTRY VILLAS I
Legal Tract008538
Legal Block1
Legal Lot Number1
JurisdictionSAN DIEGO CA
Township / Civil DivisionRAMONA
Census Block Group1
Census Block1011
Census Tract20811

Owner

15849 Davis Cup Ln, a condominium, is owned and occupied by an individual who bought it in May 2025.

Source: San Diego County records, as of July 28, 2026

Owner of RecordIndividual Name on File
Mailing Address15849 DAVIS CUP LN, RAMONA, CA 92065-4937
OccupancyOwner Occupied
Owner TypeIndividual
VestingSingle Man

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Mar 4, 2026Deed of Trust, Mortgage · VA Mortgage
FEDERAL FIRST LENDING LLC
Jan 31, 2019Deed of Trust, Mortgage · VA Mortgage
1ST RATE HOME MORTGAGE INC
Jan 22, 2021Deed of Trust, Mortgage · VA Mortgage
AMERICAN PACIFIC MORTGAGE CORP
Jan 2, 2020Grant Deed, Transfer · VA Mortgage
UNITED WHOLESALE MORTGAGE
Apr 19, 2018Grant Deed, Transfer · VA Mortgage
RESIDENTIAL WHOLESALE MORTGAGE INC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 13, 2025 · Amount on File
Deed SaleMay 13, 2025 · Amount on File
Prior SaleJan 2, 2020 · Amount on File
Deed Document Number2025126233
Prior Transfer DateMar 8, 2005
Prior Transfer Doc0000249237
Record UpdatedOct 29, 2026

March 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address15849 DAVIS CUP LN, RAMONA, CA 92065-4937
Transaction TypeMortgage
Record UpdatedMar 11, 2026
Title CompanyORANGE COAST TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name
Address15849 DAVIS CUP LN, RAMONA, CA 92065-4937

Mortgage

Document Number0000059100
DateMar 4, 2026
Instrument2026-0059100
Lender
NameFEDERAL FIRST LENDING LLC
TypeMortgage Company
AddressSCOTTSDALE, AZ 85260
Agreement
TypeVA Mortgage
AmountAmount on Record
Term360 Months
DueMar 1, 2056

January 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address15849 DAVIS CUP LN, RAMONA, CA 92065-4937
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyFIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address15849 DAVIS CUP LN, RAMONA, CA 92065-4937

Mortgage

Document Number0000035333
DateJan 31, 2019
Instrument2019-0035333
Lender
Name1ST RATE HOME MORTGAGE INC
TypeMortgage Company
AddressTEMPE, AZ 85283
Agreement
TypeVA Mortgage
AmountAmount on Record
Term361 Months
DueFeb 1, 2049

January 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address15849 DAVIS CUP LN, RAMONA, CA 92065-4937
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyWFG TITLE CO OF CA SAN DIEGO

Transferred To (Grantee/Buyer)

NameVerified Name
Address15849 DAVIS CUP LN, RAMONA, CA 92065-4937

Mortgage

Document Number0000048586
DateJan 22, 2021
Instrument2021-0048586
Lender
NameAMERICAN PACIFIC MORTGAGE CORP
TypeMortgage Company
AddressROSEVILLE, CA 95661
Agreement
TypeVA Mortgage
AmountAmount on Record
Term361 Months
DueFeb 1, 2051

January 2020: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN DIEGO CA
Recording DateJan 2, 2020
Property Address15849 DAVIS CUP LN, RAMONA, CA 92065-4937
Document Number0000001125
Map ReferenceMAP 8538
Instrument DateNov 26, 2019
Instrument2020-0001125
Transaction TypeTransfer
Record UpdatedAug 24, 2021
Title CompanyTICOR TITLE SAN DIEGO BRANCH

Transaction

AmountAmount on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property with Right of Survivorship
Address15849 DAVIS CUP LN, RAMONA, CA 92065-4937

Mortgage

Document Number0000001126
DateJan 2, 2020
Instrument2020-0001126
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount on Record
Term361 Months
DueFeb 1, 2050

April 2018: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN DIEGO CA
Recording DateApr 19, 2018
Property Address15849 DAVIS CUP LN, RAMONA, CA 92065-4937
Document Number0000156889
Map ReferenceMAP 8538
Instrument DateMar 22, 2018
Instrument2018-0156889
Transaction TypeTransfer
Record UpdatedAug 24, 2021
Title CompanyFIDELITY NATIONAL TITLE

Transaction

AmountAmount on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address15849 DAVIS CUP LN, 15849, RAMONA, CA 92065-4937

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address15849 DAVIS CUP LN, RAMONA, CA 92065-4937

Mortgage

Document Number0000156890
DateApr 19, 2018
Instrument2018-0156890
Lender
NameRESIDENTIAL WHOLESALE MORTGAGE INC
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount on Record
Term361 Months
DueMay 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 15849 Davis Cup Ln was $4,792.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
Unified School DistrictRamona City Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$488,580 (+37.46%) Land $255,000 Building $233,580
2025$4,792.00$355,429 Land $82,656 Building $272,773
2023$4,439.00 (-3.1%)$341,630 Land $79,448 Building $262,182
2022$4,581.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 15849 Davis Cup Ln in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2010.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies1 in force
Nearby Flood Claims3 (2010–2015)
Claims Outside the SFHA3 of 3
Most Recent ClaimJul 2015 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 15849 Davis Cup Ln is very high, ranking above 93% of the US, with a 2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskVery High
above 93% of the US · above 78% of California
Wildfire Likelihood2% annual chance
ExposureDirect
burnable vegetation

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemRAMONA MUNICIPAL WD
serves 36,455 people · EPA ID CA3710019
Water SourcePurchased surface water from several systems
Last State InspectionOct 2022
Lead2 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 255 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable · Fiber in parts of the area
2,000 / 100
Verizon
Fixed Wireless
300 / 20
AT&T
DSL · Fiber in parts of the area
100 / 20

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