San Diego County property record for 15845 Davis Cup Ln, Ramona, CA 92065
| Property Type | Condominium |
|---|---|
| Details | 3 bd · 2.5 ba · 1,654 sqft · built 1978 |
| Lot Size | 11.7 acres (512,002 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $456,000 (Sep 2025) |
| Tax Bill | $4,463 (2025) |
| Deeds & Mortgages | Sep 2025 Sale Oct 2020 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 288-650-04-23 |
| Primary APN | 288-650-04-23 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Building Area | 1,654 sqft Living Area |
| Year Built | Built 1978 |
|---|---|
| Effective Year Built | Effective 1978 |
| Architectural Style | Condo/Apartment |
| Lot Area | 512,002 sqft |
| Street Address | 15845 DAVIS CUP LN |
|---|---|
| City | RAMONA |
| State | CA |
| Zip | 92065-4937 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Local Zoning Code | RV |
| Legal Description | LOT 1 US 23PER DOC77-142021&UND INT IN TR 008538 |
| Legal Subdivision | SAN VICENTE COUNTRY VILLAS I |
| Legal Tract | 008538 |
| Legal Block | 1 |
| Legal Lot Number | 1 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | RAMONA |
| Census Block Group | 1 |
| Census Block | 1011 |
| Census Tract | 20811 |
Source: San Diego County records, as of July 28, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 15845 DAVIS CUP LN, RAMONA, CA 92065-4937 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Widow or Widower |
| Date | Document |
|---|---|
| Sep 30, 2025 | Grant Deed, Transfer FIDELITY NATIONAL TITLE SAN DIEGO, FIDELITY NATL TTL SAN DIEGO |
| Oct 6, 2020 | Deed of Trust, Mortgage · VA Mortgage UNITED WHOLESALE MORTGAGE |
| Jun 16, 2021 | Correction Deed |
| Apr 21, 2021 | Intrafamily Transfer, Transfer |
| Jun 28, 2019 | Grant Deed, Transfer · VA Mortgage NAVY FCU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 30, 2025 · Amount on Record |
| Deed Sale | Sep 30, 2025 · Amount on Record |
| Prior Sale | Jun 28, 2019 · Amount on Record |
| Deed Document Number | 2025272366 |
| Prior Transfer Date | Aug 9, 1993 |
| Prior Transfer Doc | 0000542622 |
| Record Updated | Oct 29, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Sep 30, 2025 |
| Property Address | 15845 DAVIS CUP LN, RAMONA, CA 92065-4937 |
| Document Number | 0000272366 |
| Map Reference | MAP 8538 |
| Instrument Date | Sep 26, 2025 |
| Instrument | 2025-0272366 |
| Transaction Type | Transfer |
| Record Updated | Oct 8, 2025 |
| Title Company | FIDELITY NATIONAL TITLE SAN DIEGO, FIDELITY NATL TTL SAN DIEGO |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 15845 DAVIS CUP LN, RAMONA, CA 92065-4937 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 15845 DAVIS CUP LN, RAMONA, CA 92065-4937 |
| Transaction Type | Mortgage |
| Record Updated | Jun 21, 2021 |
| Title Company | STEWART TITLE GUARANTY CO |
| Name | Verified Name |
|---|---|
| Address | 15845 DAVIS CUP LN, RAMONA, CA 92065-4937 |
| Document Number | 0000603347 |
|---|---|
| Date | Oct 6, 2020 |
| Instrument | 2020-0603347 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 1, 2050 |
| Document Type | Correction Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Jun 16, 2021 |
| Property Address | 15845 DAVIS CUP LN, RAMONA, CA 92065-4937 |
| Document Number | 0000441820 |
| Map Reference | MAP 8538 |
| Instrument Date | May 7, 2021 |
| Instrument | 2021-0441820 |
| Record Updated | Jun 7, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 15845 DAVIS CUP LN, RAMONA, CA 92065-4937 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Apr 21, 2021 |
| Property Address | 15845 DAVIS CUP LN, RAMONA, CA 92065-4937 |
| Document Number | 0000308634 |
| Map Reference | MAP 8538 |
| Instrument Date | Mar 9, 2021 |
| Instrument | 2021-0308634 |
| Transaction Type | Transfer |
| Record Updated | Jun 7, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 15945 DAVIS CUP LANE, RAMONA, CA 92065 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Jun 28, 2019 |
| Property Address | 15845 DAVIS CUP LN, RAMONA, CA 92065-4937 |
| Document Number | 0000257252 |
| Instrument Date | Jun 4, 2019 |
| Instrument | 257252 |
| Transaction Type | Transfer |
| Record Updated | Jul 8, 2019 |
| Title Company | FIDELITY NATIONAL TITLE SAN DIEGO, FIDELITY NAT'L TITLE SAN DIEGO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $326.70 |
| Amount Accuracy | Full Value |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 4218 MOUNT HENRY AVE SAN DIEGO CA 921174701, SAN DIEGO, CA 92117-4701 |
| Document Number | 257253 |
|---|---|
| Date | Jun 28, 2019 |
| Instrument | 257253 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 27, 2049 |
Source: San Diego County assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Unified School District | Ramona City Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $456,000 (+37.64%) Land $72,952 Building $383,048 | |
| 2025 | $4,463.00 (+8.3%) Homeowner's exemption | $331,303 (+4.04%) Land $53,003 Building $278,300 |
| 2023 | $4,121.00 (-3.4%) Homeowner's exemption | $318,441 Land $50,946 Building $267,495 |
| 2022 | $4,266.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 3 (2010–2015) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | Jul 2015 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Very High above 93% of the US · above 78% of California |
|---|---|
| Wildfire Likelihood | 2% annual chance |
| Exposure | Direct burnable vegetation |
Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | RAMONA MUNICIPAL WD serves 36,455 people · EPA ID CA3710019 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Oct 2022 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 255 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable · Fiber in parts of the area | 2,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
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