15848 McElroy Rd, Whitehouse, TX 75791 Property Records

Smith County property record for 15848 McElroy Rd, Whitehouse, TX 75791

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 2,950 sqft · built 1986
Lot Size0.649 acres (28,270 sqft)
Owner2 Individual Names on File
Tax Bill$7,222 (2026)
Deeds & MortgagesNov 2017 Mortgage
Flood ZoneZone X (minimal risk)
APNR099885

Property Details

APN / Parcel Number

Primary APNR099885
Alternative APN
  • 1-25020-0000-00-026000

Interior

Bedrooms2 Beds
Full Baths2 Baths
Half Baths1 Half Bath
Plumbing Fixtures13 Plumbing Fixtures
Stories1 Story
Building Area2,950 sqft Heated Area
1st Floor Area2,950 sqft
FlooringCarpet
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1986
Effective Year BuiltEffective 2019
Architectural StyleConventional
Exterior MaterialWood
Construction TypeWood
Foundation TypeSlab (Mat/Raft)
Roof MaterialComposition Shingle
Lot Area28,270 sqft (0.649 acres)
Garage Area750 sqft
Parking Spaces3 Parking Spaces

Exterior Amenities

Pool Area540 sqft
PorchSlab
Porch Area72 sqft
Deck Area240 sqft
Patio Area240 sqft
Canopy142 sqft
Boat House2,350 sqft
Total Buildings2 Buildings

Location & Zoning

Account NumberR099885
Street Address15848 MCELROY RD
CityWHITEHOUSE
StateTX
Zip75791-8334
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionMCELROY LAKE TYLER LEASE HOLD INTEREST LOT 26
Legal SubdivisionMCELROY LAKE TYLER
Legal Lot Number26
JurisdictionSMITH TX
Township / Civil DivisionTROUP-ARP
Census Block Group2
Census Block2034
Census Tract2102

Owner

15848 McElroy Rd is owned and occupied by two individuals.

Source: Smith County records, as of October 20, 2026

Owner of Record2 Individual Names on File
Mailing Address15848 MCELROY RD, WHITEHOUSE, TX 75791-8334
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Record UpdatedOct 29, 2026

November 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSMITH TX
Property Address15848 MCELROY RD, WHITEHOUSE, TX 75791-8334
Document Number0000047736
Instrument DateNov 16, 2017
Transaction TypeMortgage
Record UpdatedJan 3, 2018
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipMarried Couple
Address15848 MCELROY RD WHITEHOUSE TX 75791, WHITEHOUSE, TX 75791

Mortgage

Document Number0000047736
DateNov 20, 2017
Instrument47736
Lender
NameALTRA FCU
TypeCredit Union
AddressONALASKA, WI 54650
Agreement
AmountAmount on Record
Term360 Months
DueNov 19, 2047
Interest
Rate TypeAdjustable Rate
Rate3.52%

Tax Assessment & Valuation

The 2026 property tax bill for 15848 McElroy Rd was $7,222 with exemptions applied, down 0.7% from the year before.

Source: Smith County assessment roll, as of October 20, 2026

Property Jurisdictions

TypeName
StateTexas
CountySmith County
Unified School DistrictWhitehouse Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$7,222.00 (-0.73%) Homeowner's exemption Senior Citizen's exemption$915,786 (-7.69%) Land $160,195 Building $755,591$915,786 (-7.69%) Land $160,195 Building $755,591
2025$7,275.00 (-10.8%) Homeowner's exemption Senior Citizen's exemption$992,108 Land $160,195 Building $831,913$992,108 Land $160,195 Building $831,913
2024$8,156.00 (+0.84%)
2023$8,088.00 (-26.57%) Homeowner's exemption$1,023,272 Land $160,195 Building $863,077$1,023,272 Land $160,195 Building $863,077
2022$11,014.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 15848 McElroy Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 2, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims1 (2024)
Most Recent ClaimMay 2024 · Severe Storms, Straight-line Winds, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 15848 McElroy Rd is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood0.03% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 27 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Cable
940 / 35

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