15838 McElroy Rd, Whitehouse, TX 75791 Property Records

Smith County property record for 15838 McElroy Rd, Whitehouse, TX 75791

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,750 sqft · built 1981
Lot Size	0.739 acres (32,191 sqft)
Owner	2 Individual Names on File
Tax Bill	$7,454 (2026)
Deeds & Mortgages	Jul 2020 Line of Credit Mar 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R099884`

Property Details

APN / Parcel Number

Primary APN	`R099884`
Alternative APN	`1-25020-0000-00-025000`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Stories	1 Story
Building Area	1,750 sqft Heated Area
1st Floor Area	1,750 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1981
Effective Year Built	Effective 2019
Architectural Style	Conventional
Exterior Material	Brick Veneer
Foundation Type	Slab (Mat/Raft)
Roof Material	Composition Shingle
Lot Area	32,191 sqft (0.739 acres)
Garage Area	550 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	560 sqft
Deck Area	Deck Area
Patio Area	672 sqft
Utility Building	672 sqft
Boat House	990 sqft

Utilities, Heating & Cooling

Heating System	Central
Heating Fuel	Electric

Location & Zoning

Account Number	R099884
Street Address	15838 MCELROY RD
City	WHITEHOUSE
State	TX
Zip	75791-8334
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MCELROY LAKE TYLER LEASE HOLD INTEREST LOT 25
Legal Subdivision	MCELROY LAKE TYLER
Legal Lot Number	25
Jurisdiction	SMITH TX
Township / Civil Division	TROUP-ARP
Census Block Group	2
Census Block	2034
Census Tract	2102

Owner

15838 McElroy Rd is owned and occupied by two individuals who acquired it in April 2012.

Source: Smith County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	15838 MCELROY RD, WHITEHOUSE, TX 75791-8334
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 10, 2020	Deed of Trust, Mortgage · Line of Credit ALTRA FCU
Mar 28, 2019	Deed of Trust, Mortgage ALTRA FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Apr 10, 2012
Transfer Doc	0000022407
Record Updated	Oct 29, 2026

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SMITH TX
Property Address	15838 MCELROY RD, WHITEHOUSE, TX 75791-8334
Document Number	0000024669
Instrument Date	Jul 10, 2020
Transaction Type	Mortgage
Record Updated	Aug 3, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	15838 MCELROY RD WHITEHOUSE TX 757918334, WHITEHOUSE, TX 75791-8334

Mortgage

Document Number	0000024669
Date	Jul 16, 2020
Instrument	24669

Lender

Name	ALTRA FCU
Type	Credit Union
Address	ONALASKA, WI 54650

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	Jul 15, 2030

Interest

Rate Type	Adjustable Rate

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SMITH TX
Property Address	15838 MCELROY RD, WHITEHOUSE, TX 75791-8334
Document Number	0000009850
Instrument Date	Mar 28, 2019
Transaction Type	Mortgage
Record Updated	Apr 24, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	15833 MCELROY RD WHITEHOUSE TX 75791, WHITEHOUSE, TX 75791

Mortgage

Document Number	0000009850
Date	Mar 29, 2019
Instrument	9850

Lender

Name	ALTRA FCU
Type	Credit Union
Address	ONALASKA, WI 54650

Agreement

Amount	Amount on Record
Term	360 Months
Due	Mar 28, 2049

Interest

Rate Type	Adjustable Rate
Rate	3.87%

Tax Assessment & Valuation

The 2026 property tax bill for 15838 McElroy Rd was $7,454, up 4.8% from the year before.

Source: Smith County assessment roll, as of October 20, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Smith County
Unified School District	Whitehouse Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,454.00 (+4.78%)	$532,901 (+4.77%) Land $160,195 Building $372,706	$532,901 (+4.77%) Land $160,195 Building $372,706
2025	$7,114.00 (+17.84%)	$508,627 Land $160,195 Building $348,432	$508,627 Land $160,195 Building $348,432
2024	$6,037.00 (+7.96%)
2023	$5,592.00 (-10.84%) Homeowner's exemption	$540,307 Land $160,195 Building $380,112	$540,307 Land $160,195 Building $380,112
2022	$6,272.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 15838 McElroy Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 2, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2024)
Most Recent Claim	May 2024 · Severe Storms, Straight-line Winds, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 15838 McElroy Rd is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 27 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Cable	940 / 35

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