St. Mary's County property record for 15845 Pratt Rd, Ridge, MD 20680
| Property Type | Rural Home |
|---|---|
| Details | 2.5 ba · 2,310 sqft · built 1967 |
| Lot Size | 7.95 acres (346,302 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $5,734 (2025) |
| Deeds & Mortgages | Jan 2018 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 01-007629 |
| Primary APN | 01-007629 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 2,310 sqft Total Area |
| 1st Floor Area | 2,298 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1967 |
|---|---|
| Effective Year Built | Effective 1967 |
| Architectural Style | Conventional |
| Exterior Material | Brick |
| Roof Material | Composition Shingle |
| Lot Area | 346,302 sqft (7.95 acres) |
| View / Lot | Waterfront |
| Garage Type | Attached |
| Garage Area | 616 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 168 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Account Number | 007629 |
|---|---|
| Street Address | 15845 PRATT RD |
| City | RIDGE |
| State | MD |
| Zip | 20680-3403 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Local Zoning Code | RPD |
| Legal Description | 7.95 ACRES S/S CURLEY'S RD RIDGE |
| Jurisdiction | ST MARY'S MD |
| Township / Civil Division | 1, ST. INIGOES |
| Census Block Group | 4 |
| Census Block | 4042 |
| Census Tract | 876200 |
Source: St. Mary's County records, as of September 22, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 47921 BEACHVILLE RD, SAINT INIGOES, MD 20684-3112 |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Dec 23, 2017 |
| Transfer Doc | 0047990185 |
| Record Updated | Oct 29, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | ST MARY'S MD |
| Recording Date | Jan 11, 2018 |
| Property Address | 15845 PRATT RD, RIDGE, MD 20680-3403 |
| Document Number | 0047990185 |
| Book / Page | 004799 / 000185 |
| Instrument Date | Dec 23, 2017 |
| Transaction Type | Transfer |
| Record Updated | Jan 24, 2018 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 15845 PRATT RD RIDGE MD 206803403, RIDGE, MD 20680-3403 |
Source: St. Mary's County assessment roll, as of September 22, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | St. Mary's County |
| Unified School District | St. Marys County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $558,400 (+5.34%) Land $394,400 Building $164,000 | $558,400 (-) Land $394,400 Building $164,000 | |
| 2025 | $5,734.00 (+13.75%) | $530,100 (+11.95%) | $558,400 (+17.93%) Land $394,400 Building $164,000 |
| 2023 | $5,041.00 Homeowner's exemption | $473,500 Land $348,400 Building $125,100 | $473,500 Land $348,400 Building $125,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 136 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 136 in force |
| Nearby Flood Claims | 107 (1985–2022) |
| Claims Outside the SFHA | 38 of 107 |
| Most Recent Claim | Oct 2022 · tidal / storm surge |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · above 73% of Maryland |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Breezeline Cable | 1,000 / 50 |
5G (outdoors only) and 4G LTE
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