St. Mary's County property record for 15671 Pratt Rd, Ridge, MD 20680
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 2,544 sqft · built 1798 |
| Lot Size | 3.33 acres (145,055 sqft) |
| Owner | Individual Name on File |
| Last Sale | $475,000 (Apr 2014) |
| Tax Bill | $165 (2025) |
| Deeds & Mortgages | Dec 2023 Transfer Sep 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 01-019813 |
| Primary APN | 01-019813 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 2,544 sqft Total Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1798 |
|---|---|
| Effective Year Built | Effective 1798 |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 145,055 sqft (3.33 acres) |
| View / Lot | Waterfront |
| Pool Type | Spa / Hot Tub (No Pool) |
| Patio Area | 256 sqft |
| Boat Access | Boat Access |
| Cooling System | HVAC |
|---|---|
| Heating System | Baseboard |
| Sewer | Connected |
| Account Number | 019813 |
|---|---|
| Street Address | 15671 PRATT RD |
| City | RIDGE |
| State | MD |
| Zip | 20680-3414 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RPD |
| Legal Description | 3.336 ACRES S/S CURLEY'S RD RIDGE |
| Jurisdiction | ST MARY'S MD |
| Township / Civil Division | 1, ST. INIGOES |
| Census Block Group | 4 |
| Census Block | 4042 |
| Census Tract | 876200 |
Source: St. Mary's County assessment roll, as of August 12, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 15671 PRATT RD, RIDGE, MD 20680-3414 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 1, 2023 | Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION |
| Sep 14, 2021 | Deed of Trust, Mortgage · Conventional Mortgage NORTHPOINTE BANK |
| Feb 25, 2020 | Deed of Trust, Mortgage · Conventional Mortgage NORTHPOINTE BANK |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Apr 8, 2014 · Amount on Record |
| Deed Sale | Apr 8, 2014 · Amount on Record |
| Deed Book / Page | 4023 / 381 |
| Last Transfer Date | Nov 27, 2023 |
| Transfer Doc | 0064340257 |
| Record Updated | Sep 20, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | ST MARY'S MD |
| Recording Date | Dec 1, 2023 |
| Property Address | 15671 PRATT RD, RIDGE, MD 20680-3414 |
| Document Number | 0064340257 |
| Book / Page | 6434 / 257 |
| Instrument Date | Nov 27, 2023 |
| Transaction Type | Transfer |
| Record Updated | Dec 25, 2023 |
| Title Company | ACCOMODATION, ACCOMMODATION |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Severalty |
| Address | 15671 PRATT RD, RIDGE, MD 20680-3414 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST MARY'S MD |
| Property Address | 15671 PRATT RD, RIDGE, MD 20680-3414 |
| Transaction Type | Mortgage |
| Record Updated | Oct 5, 2021 |
| Title Company | PRIORITY TITLE AND ESCROW |
| Name | Verified Name |
|---|
| Document Number | 0059120054 |
|---|---|
| Date | Sep 14, 2021 |
| Book Page | 5912/54 |
| Name | NORTHPOINTE BANK |
|---|---|
| Type | Bank |
| Address | GRAND RAPIDS, MI 49546 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Oct 1, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST MARY'S MD |
| Property Address | 15671 PRATT RD, RIDGE, MD 20680-3414 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0052760441 |
|---|---|
| Date | Feb 25, 2020 |
| Book Page | 5276/441 |
| Name | NORTHPOINTE BANK |
|---|---|
| Type | Bank |
| Address | HANOVER, MD 21076 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Mar 1, 2035 |
Source: St. Mary's County assessment roll, as of August 12, 2025
| Type | Name |
|---|---|
| State | Maryland |
| County | St. Mary's County |
| Unified School District | St. Marys County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $587,000 (+6.27%) Land $289,900 Building $297,100 | $587,000 (-) Land $289,900 Building $297,100 | |
| 2025 | $165.00 (-96.79%) | $552,367 (+14.34%) | $587,000 (+21.51%) Land $289,900 Building $297,100 |
| 2023 | $5,140.00 | $483,100 Land $259,900 Building $223,200 | $483,100 Land $259,900 Building $223,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 136 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 136 in force |
| Nearby Flood Claims | 107 (1985–2022) |
| Claims Outside the SFHA | 38 of 107 |
| Most Recent Claim | Oct 2022 · tidal / storm surge |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 66% of the US · above 70% of Maryland |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Cogeco Cable Holdings II Cable | 1,000 / 50 |
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