Ottawa County property record for 15845 Pine St, Spring Lake, MI 49456
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 2.5 ba · 5,640 sqft · built 2003 |
| Lot Size | 0.321 acres (13,983 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $16,771 (2025) |
| Deeds & Mortgages | Mar 2021 Transfer Mar 2021 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 70-03-14-164-020 |
| Primary APN | 70-03-14-164-020 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 3 Half Baths |
| Building Area | 5,640 sqft Living Area |
| 1st Floor Area | 3,767 sqft |
| Basement Area | 2,399 sqft |
| Unfinished Basement | 2,399 sqft |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2003 |
| Architectural Style | Bungalow |
| Lot Area | 13,983 sqft (0.321 acres) |
| Lot Dimensions | 159 ft deep x 87.5 ft wide |
| Garage Area | 892 sqft |
| Parking Spaces | 4 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 15845 PINE ST |
|---|---|
| City | SPRING LAKE |
| State | MI |
| Zip | 49456-1827 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-3 |
| Legal Description | W 1596 FT OF N 875 FT OF LOT 43 & LOT 68 EXC COM 35 FT W OF SE COR, TH W 40 FT, N 30 FT, E 40 FT, TH S 30 FT TO BEG, ALSO INCLUDING THAT PART OF VAC BEACH DR LYING BETWEEN SD PARCELS PLAT OF SPRING LAKE BEACH |
| Legal Range | 13W |
| Legal Township | 6N |
| Legal Section | 14 |
| Legal Subdivision | SPRING LAKE BEACH |
| Legal Block | 164 |
| Legal Lot Number | 43,68 |
| Jurisdiction | OTTAWA MI |
| Township / Civil Division | SPRING LAKE |
| Census Block Group | 1 |
| Census Block | 1008 |
| Census Tract | 21100 |
Source: Ottawa County records, as of October 12, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 15845 PINE ST, SPRING LAKE, MI 49456-1827 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 29, 2021 | Intrafamily Transfer, Transfer |
| Mar 8, 2021 | Intrafamily Transfer, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Mar 23, 2021 |
| Transfer Doc | 20210016643 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | OTTAWA MI |
| Recording Date | Mar 29, 2021 |
| Property Address | 15845 PINE ST, SPRING LAKE, MI 49456-1827 |
| Document Number | 20210016643 |
| Instrument Date | Mar 23, 2021 |
| Instrument | 2021-0016643 |
| Transaction Type | Transfer |
| Record Updated | Jun 7, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 15845 PINE ST, SPRING LAKE, MI 49456-1827 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | OTTAWA MI |
| Recording Date | Mar 8, 2021 |
| Property Address | 15845 PINE ST, SPRING LAKE, MI 49456-1827 |
| Document Number | 20210012411 |
| Instrument Date | Feb 21, 2012 |
| Instrument | 2021-0012411 |
| Transaction Type | Transfer |
| Record Updated | Aug 19, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4531 BEKINSHIRE DR NW, 4531, COMSTOCK PARK, MI 49321-9334 |
| Name | Verified Name |
|---|---|
| Address | 15845 PINE ST, SPRING LAKE, MI 49456-1827 |
Source: Ottawa County assessment roll, as of October 12, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Ottawa County |
| County Subdivision | Spring Lake Township |
| Unified School District | Spring Lake Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $707,500 (+6.65%) | $1,415,000 (+6.65%) | |
| 2025 | $16,771.00 (+20.59%) Homeowner's exemption | $663,400 (+8.99%) | $1,326,800 (+8.99%) |
| 2023 | $608,700 | $1,217,400 | |
| 2022 | $13,908.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 20, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 4 (2016–2020) |
| Claims Outside the SFHA | 1 of 4 |
| Most Recent Claim | Apr 2020 |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SPRING LAKE TOWNSHIP serves 9,393 people · EPA ID MI0006235 |
|---|---|
| Water Source | Purchased surface water from NORTHWEST OTTAWA CO WATER SYST |
| Last State Inspection | Nov 2025 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Oct 2018 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 256 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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