Ottawa County property record for 15837 Pine St, Spring Lake, MI 49456
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,489 sqft · built 1893 |
| Lot Size | 0.255 acres (11,108 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $450,000 (Jul 2021) |
| Tax Bill | $11,307 (2025) |
| Deeds & Mortgages | Jul 2021 Sale & Mortgage Jun 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 70-03-14-164-014 |
| Primary APN | 70-03-14-164-014 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 2,489 sqft Living Area |
| 1st Floor Area | 2,099 sqft |
| Year Built | Built 1893 |
|---|---|
| Effective Year Built | Effective 1893 |
| Lot Area | 11,108 sqft (0.255 acres) |
| Lot Dimensions | 134 ft deep x 150 ft wide |
| Garage Area | 1,075 sqft |
| Parking Spaces | 4 Parking Spaces |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 15837 PINE ST |
|---|---|
| City | SPRING LAKE |
| State | MI |
| Zip | 49456-1827 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-3 |
| Legal Description | PART OF LOT 43 COM 1596 FT E OF NW COR SD LOT, TH E 100 FT, TH S'LY 875 FT PAR TO W LI OF SD LOT, TH W 100 FT, TH N'LY 875 FT PAR TO SD W LI TO BEG, ALSO THE S'LY 475 FT OF N'LY 875 FT OF E'LY 50 FT OF W'LY 3096 FT OF LOT 43 PLAT OF SPRING LAKE BEACH |
| Legal Range | 13W |
| Legal Township | 6N |
| Legal Section | 14 |
| Legal Subdivision | SPRING LAKE BEACH |
| Legal Block | 164 |
| Legal Lot Number | 43 |
| Jurisdiction | OTTAWA MI |
| Township / Civil Division | SPRING LAKE |
| Census Block Group | 1 |
| Census Block | 1008 |
| Census Tract | 21100 |
Source: Ottawa County records, as of October 12, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 15837 PINE ST, SPRING LAKE, MI 49456-1827 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 30, 2021 | Warranty Deed, Transfer · Conventional Mortgage LAKE MICHIGAN CU |
| Jun 19, 2020 | Warranty Deed, Transfer · Conventional Mortgage LAKE MICHIGAN CU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 30, 2021 · Amount on Record |
| Deed Sale | Jul 30, 2021 · Amount on Record |
| Prior Sale | Jun 19, 2020 · Amount on Record |
| Deed Document Number | 202139084 |
| Prior Transfer Date | Sep 24, 2015 |
| Prior Transfer Doc | 20150039224 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OTTAWA MI |
| Recording Date | Jul 30, 2021 |
| Property Address | 15837 PINE ST, SPRING LAKE, MI 49456-1827 |
| Document Number | 20210039084 |
| Map Reference | LB 4 PG 6 |
| Instrument Date | Jul 26, 2021 |
| Instrument | 2021-0039084 |
| Transaction Type | Transfer |
| Record Updated | Aug 12, 2022 |
| Title Company | TITLE AGENCY OF MICHIGAN, SUN TITLE AGENCY OF MICHIGAN |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,375.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 15837 PINE ST, 15837, SPRING LAKE, MI 49456-1827 |
| Name | Verified Name |
|---|---|
| Address | 16315 HICKORY CIR, SYCAMORE, IL 60178-8825 |
| Document Number | 20210039085 |
|---|---|
| Date | Jul 30, 2021 |
| Instrument | 2021-0039085 |
| Name | LAKE MICHIGAN CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OTTAWA MI |
| Recording Date | Jun 19, 2020 |
| Property Address | 15837 PINE ST, SPRING LAKE, MI 49456-1827 |
| Document Number | 20200024648 |
| Instrument Date | Jun 18, 2020 |
| Instrument | 2020-0024648 |
| Transaction Type | Transfer |
| Record Updated | Aug 12, 2022 |
| Title Company | CHICAGO TITLE/MI, CHICAGO TITLE OF MI INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,311.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 15837 PINE ST, 15837, SPRING LAKE, MI 49456-1827 |
| Name | Verified Name |
|---|---|
| Address | 15837 PINE ST, SPRING LAKE, MI 49456-1827 |
| Document Number | 20200024649 |
|---|---|
| Date | Jun 19, 2020 |
| Instrument | 2020-0024649 |
| Name | LAKE MICHIGAN CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2050 |
Source: Ottawa County assessment roll, as of October 12, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Ottawa County |
| County Subdivision | Spring Lake Township |
| Unified School District | Spring Lake Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $247,200 (+1.35%) | $494,400 (+1.35%) | |
| 2025 | $11,307.00 (+16.08%) | $243,900 (+9.08%) | $487,800 (+9.08%) |
| 2023 | $223,600 | $447,200 | |
| 2022 | $9,741.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective October 20, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 4 (2016–2020) |
| Claims Outside the SFHA | 1 of 4 |
| Most Recent Claim | Apr 2020 |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SPRING LAKE TOWNSHIP serves 9,393 people · EPA ID MI0006235 |
|---|---|
| Water Source | Purchased surface water from NORTHWEST OTTAWA CO WATER SYST |
| Last State Inspection | Nov 2025 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Oct 2018 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 256 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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