Orange County property record for 15831 Garnet St, Westminster, CA 92683
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4 ba · 1,631 sqft · built 1963 |
| Lot Size | 0.153 acres (6,665 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $390,000 (Dec 2010) |
| Tax Bill | $7,275 (2025) |
| Deeds & Mortgages | Nov 2025 Line of Credit Feb 2021 Mortgage + 1 more |
| Flood Zone | Zone A (high risk) |
| APN | 107-684-04 |
| Primary APN | 107-684-04 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,631 sqft Living Area |
| 1st Floor Area | 1,631 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1963 |
|---|---|
| Effective Year Built | Effective 1963 |
| Architectural Style | Traditional |
| Exterior Material | Stucco |
| Construction Type | Frame |
| Roof Material | Wood Shingle |
| Lot Area | 6,665 sqft (0.153 acres) |
| Garage Area | 437 sqft |
| Parking Spaces | 2 Parking Spaces |
| Heating Fuel | Gas |
|---|---|
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 15831 GARNET ST |
|---|---|
| City | WESTMINSTER |
| State | CA |
| Zip | 92683-7234 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | N TR 4507 BLK LOT 60 |
| Legal Subdivision | TRACT 4507 |
| Legal Tract | 4507 |
| Legal Lot Number | 60 |
| Jurisdiction | ORANGE CA |
| Township / Civil Division | NORTH COAST |
| Census Block Group | 2 |
| Census Block | 2018 |
| Census Tract | 99703 |
15831 Garnet St is owned and occupied by two individuals who bought it in December 2010.
Source: Orange County records, as of August 4, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 15831 GARNET ST, WESTMINSTER, CA 92683-7234 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 10, 2025 | Deed of Trust, Mortgage · Line of Credit COASTAL COMMUNITY BANK |
| Feb 10, 2021 | Deed of Trust, Mortgage · Conventional Mortgage CALIBER HOME LOANS INC |
| Jun 30, 2017 | Deed of Trust, Mortgage · Conventional Mortgage ROYAL PACIFIC FUNDING CORP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 3, 2010 · Amount on File |
| Deed Sale | Dec 3, 2010 · Amount on File |
| Prior Sale | Oct 11, 2006 · Amount on File |
| Deed Document Number | 2010651308 |
| Prior Transfer Date | Jul 24, 1995 |
| Prior Transfer Doc | 0000362136 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ORANGE CA |
| Property Address | 15831 GARNET ST, WESTMINSTER, CA 92683-7234 |
| Transaction Type | Mortgage |
| Record Updated | Nov 27, 2025 |
| Name | Verified Name |
|---|---|
| Address | 15831 GARNET ST, WESTMINSTER, CA 92683-7234 |
| Document Number | 0000307250 |
|---|---|
| Date | Nov 10, 2025 |
| Instrument | 2025000307250 |
| Name | COASTAL COMMUNITY BANK |
|---|---|
| Type | Bank |
| Address | DALY CITY, CA 94014 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ORANGE CA |
| Property Address | 15831 GARNET ST, WESTMINSTER, CA 92683-7234 |
| Transaction Type | Mortgage |
| Record Updated | Feb 24, 2021 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN |
| Name | Verified Name |
|---|---|
| Address | 15831 GARNET ST, WESTMINSTER, CA 92683-7234 |
| Document Number | 0000094774 |
|---|---|
| Date | Feb 10, 2021 |
| Instrument | 2021000094774 |
| Name | CALIBER HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Address | COPPELL, TX 75019 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ORANGE CA |
| Property Address | 15831 GARNET ST, WESTMINSTER, CA 92683-7234 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | FIRST AMERICAN TITLE COMPANY |
| Name | Verified Name |
|---|
| Document Number | 0000272856 |
|---|---|
| Date | Jun 30, 2017 |
| Instrument | 2017000272856 |
| Name | ROYAL PACIFIC FUNDING CORP |
|---|---|
| Type | Funding / Finance Company |
| Address | COSTA MESA, CA 92626 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2047 |
The 2025 property tax bill for 15831 Garnet St was $7,275 with a homeowner's exemption.
Source: Orange County assessment roll, as of August 4, 2026
| Type | Name |
|---|---|
| State | California |
| County | Orange County |
| Municipality | Westminster City |
| Secondary School District | Huntington Beach Union High School District (09 - 12) |
| Elementary School District | Ocean View Elementary School District (KG - 08) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $628,461 (+2%) Land $488,689 Building $139,772 | |
| 2025 | $7,275.00 Homeowner's exemption | $616,139 Land $479,107 Building $137,032 |
| 2023 | $6,980.00 (+1.56%) Homeowner's exemption | $592,214 Land $460,502 Building $131,712 |
| 2022 | $6,873.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 15831 Garnet St in Zone A, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone A high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Not determined for this zone |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 29 policies |
| Nearby Flood Policies | 29 in force |
| Nearby Flood Claims | 25 (1978–2005) |
| Most Recent Claim | Jun 2005 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 15831 Garnet St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF WESTMINSTER serves 93,591 people · EPA ID CA3010064 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | May 2025 |
| Lead | 5 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 828 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Cosmo Network Solutions Fixed Wireless | 350 / 150 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: AT&T, GeoLinks.
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