1582 Bright Shore Ln, Severance (Windsor), CO 80550 Property Records

Weld County property record for 1582 Bright Shore Ln, Severance, CO 80550

Property Summary

Property TypeSingle Family Home
Details5 bd · 4 ba · 2,947 sqft · built 2019
Lot Size0.17 acres (7,385 sqft)
Owner2 Individual Names on Record
Last Sale$545,000 (Feb 2023)
Tax Bill$3,111 (2025)
Deeds & MortgagesFeb 2023 Sale & Mortgage
Jul 2020 Sale & Mortgage
+ 4 more
Flood ZoneZone X (minimal risk)
APN7053-44-0-40-39

Property Details

APN / Parcel Number

Primary APN7053-44-0-40-39
Alternative APNs
  • 0705-34-4-04-039
  • R8958672

Interior

Bedrooms5 Beds
Full Baths4 Baths
Plumbing Fixtures18 Plumbing Fixtures
Stories2 Stories
Building Area2,947 sqft Living Area
Gross Area3,481 sqft
Basement Area641 sqft
Finished Basement641 sqft
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2019
Effective Year BuiltEffective 2019
Architectural StyleSplit Level
Exterior MaterialCombination
Construction TypeFrame
Roof MaterialComposition Shingle
Lot Area7,385 sqft (0.17 acres)
Garage TypeAttached
Garage Area534 sqft

Exterior Amenities

PorchPorch
Porch Area36 sqft
Patio Area127 sqft
Balcony Area127 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account NumberR8958672
Street Address1582 BRIGHT SHORE LN
CitySEVERANCE
StateCO
Zip80550-2882
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 39 SEVERANCE SHORES
Legal SubdivisionSEVERANCE SHORES
Legal Block1
Legal Lot Number39
JurisdictionWELD CO
Township / Civil DivisionWINDSOR
Census Block Group1
Census Block1039
Census Tract2208

Owner

Source: Weld County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address3677 S HURON ST, 101, ENGLEWOOD, CO 80110-3466
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 28, 2023Warranty Deed, Transfer · Conventional Mortgage
LAKE AREA MORTGAGE
Jul 2, 2020Warranty Deed, Transfer · Conventional Mortgage
FIRST NATIONAL BANK OF OMAHA
Apr 30, 2020Deed of Trust, Mortgage
STATE CHARTERED CU
May 1, 2020Special Warranty Deed, Transfer · FHA Mortgage
PRIMARY RESIDENTIAL MORTGAGE INC
Jul 17, 2019Grant Deed, Transfer
HERITAGE TITLE COMPANY, HERITAGE TITLE CO.
Jul 17, 2019Loan Modification, Mortgage · Line of Credit
FLAGSTAR BK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 28, 2023 · Amount on Record
Deed SaleFeb 28, 2023 · Amount on Record
Prior SaleJul 2, 2020 · Amount on Record
Deed Document Number20234883997
Record UpdatedSep 20, 2026

February 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWELD CO
Recording DateFeb 28, 2023
Property Address1582 BRIGHT SHORE LN, SEVERANCE, CO 80550-2882
Document Number0004883997
Instrument DateFeb 27, 2023
Instrument4883997
Transaction TypeTransfer
Record UpdatedMar 8, 2023
Title CompanyFIDELITY NATIONAL TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$54.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address1582 BRIGHT SHORE LN, SEVERANCE, CO 80550-2882

Mortgage

Document Number0004883998
DateFeb 28, 2023
Instrument4883998
Lender
NameLAKE AREA MORTGAGE
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMar 1, 2053

July 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWELD CO
Recording DateJul 2, 2020
Property Address1582 BRIGHT SHORE LN, SEVERANCE, CO 80550-2882
Document Number0004604743
Instrument DateJul 1, 2020
Instrument4604743
Transaction TypeTransfer
Record UpdatedJul 6, 2021
Title CompanyHERITAGE TITLE CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$36.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants in Severalty
Address1582 BRIGHT SHORE LN, SEVERANCE, CO 80550-2882

Mortgage

Document Number0004604744
DateJul 2, 2020
Instrument4604744
Lender
NameFIRST NATIONAL BANK OF OMAHA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJul 1, 2050

April 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWELD CO
Property Address1582 BRIGHT SHORE LN, SEVERANCE, CO 80550-2882
Document Number0004587956
Instrument DateApr 30, 2020
Transaction TypeMortgage
Record UpdatedMay 20, 2020
Title CompanyHERITAGE TITLE COMPANY, HERITAGE TITLE CO.

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address1582 BRIGHT SHORE LN SEVERANCE CO 805502882, SEVERANCE, CO 80550-2882

Mortgage

Document Number0004587956
DateMay 5, 2020
Instrument4587956
Lender
NameSTATE CHARTERED CU
TypeCredit Union
AddressBOULDER, CO 80301
Agreement
AmountAmount Recorded
Term360 Months
DueMay 4, 2050

May 2020: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionWELD CO
Recording DateMay 1, 2020
Property Address1582 BRIGHT SHORE LN, SEVERANCE, CO 80550-2882
Document Number0004587083
Instrument DateApr 30, 2020
Instrument4587083
Transaction TypeTransfer
Record UpdatedJul 6, 2021
Title CompanyHERITAGE TITLE CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$36.18
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address1582 BRIGHT SHORE LN, SEVERANCE, CO 80550-2882

Mortgage

Document Number0004587084
DateMay 1, 2020
Instrument4587084
Lender
NamePRIMARY RESIDENTIAL MORTGAGE INC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueMay 1, 2050

July 2019: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionWELD CO
Recording DateJul 17, 2019
Property Address1582 BRIGHT SHORE LN, SEVERANCE, CO 80550-2882
Document Number0004506384
Instrument DateJul 15, 2019
Instrument4506384
Transaction TypeTransfer
Record UpdatedJul 26, 2019
Title CompanyHERITAGE TITLE COMPANY, HERITAGE TITLE CO.

Transaction

AmountAmount Recorded
Tax$209.50
Amount AccuracyConfirmed
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address7251 W 20TH STREET LN #200 GREELEY CO 80634, 200, GREELEY, CO 80634
InvestorPossibly a Property Investor

July 2019: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionWELD CO
Recording DateJul 17, 2019
Property Address1582 BRIGHT SHORE LN, SEVERANCE, CO 80550-2882
Instrument DateJul 10, 2019
Instrument4506489
Transaction TypeMortgage
Record UpdatedJul 31, 2019
Title CompanyHERITAGE TITLE COMPANY, HERITAGE TITLE CO.

Transaction

Tax$0.00
Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany

Mortgage

Document Number0004506489
DateJul 17, 2019
Instrument4506489
Lender
NameFLAGSTAR BK
TypeBank
Address8310 S VALLEY HWY # 300, ENGLEWOOD, CO 80112-5815
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Weld County assessment roll, as of May 27, 2026

Property Jurisdictions

TypeName
StateColorado
CountyWeld County
MunicipalitySeverance Town
Unified School DistrictWindsor School District RE-4 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$34,670 (-2.09%) Land $6,240 Building $28,430$566,463 (-) Land $102,000 Building $464,463
2025$3,111.00 (-48.99%)$35,410 (+11.99%) Land $6,380 Building $29,030$566,463 (+21.2%) Land $102,000 Building $464,463
2024$6,099.00 (+34.28%)
2023$4,542.00$31,620 Land $8,730 Building $22,890$467,369 Land $129,000 Building $338,369

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 98.4% of Colorado
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOWN OF SEVERANCE
serves 11,733 people · EPA ID CO0162707
Water SourcePurchased surface water from NORTH WELD COUNTY WD
Last State InspectionDec 2022
Lead2 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 219 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
LightGig Communications
Fiber
10,000 / 10,000
Xfinity
Fiber
2,000 / 2,000
TDS Telecom
Fiber · Cable in parts of the area
1,000 / 1,000
Vistabeam
Fixed Wireless
500 / 80
Verizon
Fixed Wireless
300 / 20
Visionary Broadband
Fixed Wireless
100 / 20
Rise Broadband
Fixed Wireless
100 / 20

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