Weld County property record for 1581 Bright Shore Ln, Severance, CO 80550
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 1,697 sqft · built 2019 |
| Lot Size | 0.193 acres (8,412 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $459,000 (Dec 2023) |
| Tax Bill | $5,400 (2025) |
| Deeds & Mortgages | Feb 2021 Mortgage Dec 2023 Sale & Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 7053-44-0-40-40 |
| Primary APN | 7053-44-0-40-40 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 12 Plumbing Fixtures |
| Stories | 2 Stories |
| Building Area | 1,697 sqft Living Area |
| Gross Area | 3,175 sqft |
| Basement Area | 754 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2019 |
|---|---|
| Effective Year Built | Effective 2019 |
| Architectural Style | Bi-Level |
| Exterior Material | Frame/Wood Siding |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 8,412 sqft (0.193 acres) |
| Garage Type | Attached |
| Garage Area | 724 sqft |
| Porch | Slab |
| Porch Area | 282 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | R8958673 |
|---|---|
| Street Address | 1581 BRIGHT SHORE LN |
| City | SEVERANCE |
| State | CO |
| Zip | 80550-2882 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 40 SEVERANCE SHORES |
| Legal Subdivision | SEVERANCE SHORES |
| Legal Block | 1 |
| Legal Lot Number | 40 |
| Jurisdiction | WELD CO |
| Township / Civil Division | WINDSOR |
| Census Block Group | 1 |
| Census Block | 1039 |
| Census Tract | 2208 |
Source: Weld County records, as of October 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 3677 S HURON ST, 101, ENGLEWOOD, CO 80110-3466 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 23, 2021 | Deed of Trust, Mortgage · VA Mortgage LEADER ONE FINANCIAL CORP |
| Dec 21, 2023 | Warranty Deed, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE |
| Dec 20, 2019 | Special Warranty Deed, Subdivision Related Transfer · VA Mortgage LEADER ONE FINANCIAL CORP |
| Jul 17, 2019 | Grant Deed, Transfer HERITAGE TITLE COMPANY, HERITAGE TITLE CO. |
| Jul 17, 2019 | Loan Modification, Mortgage · Line of Credit FLAGSTAR BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 21, 2023 · Amount on Record |
| Deed Sale | Dec 21, 2023 · Amount on Record |
| Prior Sale | Dec 20, 2019 · Amount on Record |
| Deed Document Number | 20234936672 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WELD CO |
| Property Address | 1581 BRIGHT SHORE LN, SEVERANCE, CO 80550-2882 |
| Transaction Type | Mortgage |
| Record Updated | Jan 12, 2024 |
| Title Company | STEWART TITLE |
| Name | Verified Name |
|---|
| Document Number | 0004685617 |
|---|---|
| Date | Feb 23, 2021 |
| Instrument | 4685617 |
| Name | LEADER ONE FINANCIAL CORP |
|---|---|
| Type | Mortgage Company |
| Address | OVERLAND PARK, KS 66210 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WELD CO |
| Recording Date | Dec 21, 2023 |
| Property Address | 1581 BRIGHT SHORE LN, SEVERANCE, CO 80550-2882 |
| Document Number | 0004936672 |
| Instrument Date | Dec 20, 2023 |
| Instrument | 4936672 |
| Transaction Type | Transfer |
| Record Updated | Jan 12, 2024 |
| Title Company | FIDELITY NATIONAL TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $45.90 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 1581 BRIGHT SHORE LN, WINDSOR, CO 80550-2882 |
| Document Number | 0004936673 |
|---|---|
| Date | Dec 21, 2023 |
| Instrument | 4936673 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2054 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | WELD CO |
| Recording Date | Dec 20, 2019 |
| Property Address | 1581 BRIGHT SHORE LN, SEVERANCE, CO 80550-2882 |
| Document Number | 0004551873 |
| Instrument Date | Dec 19, 2019 |
| Instrument | 4551873 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Jul 6, 2021 |
| Title Company | HERITAGE TITLE CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $33.30 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1581 BRIGHT SHORE LANE, SEVERANCE, CO 80550-2882 |
| Document Number | 0004551874 |
|---|---|
| Date | Dec 20, 2019 |
| Instrument | 4551874 |
| Name | LEADER ONE FINANCIAL CORP |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2050 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | WELD CO |
| Recording Date | Jul 17, 2019 |
| Property Address | 1581 BRIGHT SHORE LN, SEVERANCE, CO 80550-2882 |
| Document Number | 0004506488 |
| Instrument Date | Jul 15, 2019 |
| Instrument | 4506488 |
| Transaction Type | Transfer |
| Record Updated | Jul 26, 2019 |
| Title Company | HERITAGE TITLE COMPANY, HERITAGE TITLE CO. |
| Amount | Amount Recorded |
|---|---|
| Tax | $479.50 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 7251 W 20TH STREET LN #200 GREELEY CO 80634, 200, GREELEY, CO 80634 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | WELD CO |
| Recording Date | Jul 17, 2019 |
| Property Address | 1581 BRIGHT SHORE LN, SEVERANCE, CO 80550-2882 |
| Instrument Date | Jul 10, 2019 |
| Instrument | 4506489 |
| Transaction Type | Mortgage |
| Record Updated | Jul 30, 2019 |
| Title Company | HERITAGE TITLE COMPANY, HERITAGE TITLE CO. |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Document Number | 0004506489 |
|---|---|
| Date | Jul 17, 2019 |
| Instrument | 4506489 |
| Name | FLAGSTAR BK |
|---|---|
| Type | Bank |
| Address | 8310 S VALLEY HWY # 300, ENGLEWOOD, CO 80112-5815 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
Source: Weld County assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Colorado |
| County | Weld County |
| Municipality | Severance Town |
| Unified School District | Windsor School District RE-4 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $30,080 (-2.12%) Land $6,240 Building $23,840 | $491,555 (-) Land $102,000 Building $389,555 | |
| 2025 | $5,400.00 (+19.36%) | $30,730 (+1.59%) Land $6,380 Building $24,350 | $491,555 (+9.95%) Land $102,000 Building $389,555 |
| 2024 | $4,524.00 (+4.77%) | ||
| 2023 | $4,318.00 (+12.54%) | $30,250 (+31.46%) Land $8,730 Building $21,520 | $447,058 (+35.05%) Land $129,000 Building $318,058 |
| 2022 | $3,837.00 | $23,010 Land $5,910 Building $17,100 | $331,032 Land $85,000 Building $246,032 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective June 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 98.4% of Colorado |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF SEVERANCE serves 11,733 people · EPA ID CO0162707 |
|---|---|
| Water Source | Purchased surface water from NORTH WELD COUNTY WD |
| Last State Inspection | Dec 2022 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 219 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| LightGig Communications Fiber | 10,000 / 10,000 |
| Xfinity Fiber | 2,000 / 2,000 |
| TDS Telecom Fiber · Cable in parts of the area | 1,000 / 1,000 |
| Vistabeam Fixed Wireless | 500 / 80 |
| Verizon Fixed Wireless | 300 / 20 |
| Visionary Broadband Fixed Wireless | 100 / 20 |
| Rise Broadband Fixed Wireless | 100 / 20 |
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