15815 Florence Ave, Mount Sterling, OH 43143 Property Records

Madison County property record for 15815 Florence Ave, Mount Sterling, OH 43143

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,800 sqft · built 2021
Lot Size	0.143 acres (6,250 sqft)
Owner	2 Individual Names on File
Last Sale	$11,000 (Jul 2019)
Tax Bill	$2,941 (2025)
Deeds & Mortgages	Oct 2020 Construction Loan Jul 2019 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`17-00565.000`

Property Details

APN / Parcel Number

Primary APN	`17-00565.000`
Alternative APN	`020884-4`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,800 sqft Living Area
1st Floor Area	1,800 sqft

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Construction Type	Frame
Foundation Type	No Foundation
Lot Area	6,250 sqft (0.143 acres)
Lot Dimensions	125 ft deep x 50 ft wide
Porch	Slab
Shed	1 Shed
Shed Area	288 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	020884-4
Street Address	15815 FLORENCE AVE
City	MOUNT STERLING
State	OH
Zip	43143-9712
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 100 BURR OAK
Legal Subdivision	PLEASANT
Jurisdiction	MADISON OH
Township / Civil Division	PLEASANT
Census Block Group	3
Census Block	3016
Census Tract	41200

Owner

15815 Florence Ave is owned and occupied by two individuals who bought it in July 2019.

Source: Madison County records, as of June 30, 2026

Owner of Record	2 Individual Names on File
Mailing Address	15815 FLORENCE AVE, MOUNT STERLING, OH 43143-9712
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 13, 2020	Deed of Trust, Mortgage · Construction Mortgage THE VINTON COUNTY NATIONAL BANK
Jul 25, 2019	Warranty Deed, Transfer VALMER LAND TITLE AGENCY, VALMER LAND TITLE AGCY
Jan 6, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 25, 2019 · Amount on File
Deed Sale	Jul 25, 2019 · Amount on File
Deed Document Number	20193221
Deed Book / Page	354 / 1111
Record Updated	Sep 20, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON OH
Property Address	15815 FLORENCE AVE, MOUNT STERLING, OH 43143-9712
Transaction Type	Mortgage
Record Updated	Feb 25, 2022
Title Company	NORTHWEST TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000005659
Date	Oct 13, 2020
Book Page	372/1344
Instrument	202000005659

Lender

Name	THE VINTON COUNTY NATIONAL BANK
Type	Bank
Address	MC ARTHUR, OH 45651

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	370 Months
Due	Aug 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	3.25%
Type Change Date	Aug 1, 2028
Change Frequency	3 Years
Min Rate At Change	3%
Max Rate At Change	5.25%
Index	5-Year CMT
Margin	3
Max Rate	9.25%

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON OH
Recording Date	Jul 25, 2019
Property Address	15815 FLORENCE AVE, MOUNT STERLING, OH 43143-9712
Document Number	0000003221
Book / Page	000354 / 001111
Instrument Date	Jul 16, 2019
Instrument	3221
Transaction Type	Transfer
Record Updated	Aug 2, 2019
Title Company	VALMER LAND TITLE AGENCY, VALMER LAND TITLE AGCY

Transaction

Amount	Amount on Record
Tax	$33.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	11166 US RT 62 MOUNT STERLING OH 43143, MOUNT STERLING, OH 43143

January 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MADISON OH
Recording Date	Jan 6, 2017
Property Address	15815 FLORENCE AVE, MOUNT STERLING, OH 43143-9712
Document Number	0000000117
Book / Page	000325 / 001406
Instrument Date	Dec 14, 2016
Instrument	117
Transaction Type	Transfer
Record Updated	Aug 21, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	PO BOX 61 MOUNT STERLING OH 431430061, MOUNT STERLING, OH 43143-0061

Tax Assessment & Valuation

The 2025 property tax bill for 15815 Florence Ave was $2,941 with a homeowner's exemption, down 4.4% from the year before.

Source: Madison County assessment roll, as of February 27, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Madison County
County Subdivision	Pleasant Township
Unified School District	Madison-Plains Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,941.00 (-4.39%) Homeowner's exemption	$89,810 (-) Land $3,830 Building $85,980
2024	$3,076.00 (+6.88%) Homeowner's exemption	$89,810 (-) Land $3,830 Building $85,980
2023	$2,878.00 (+12.38%) Homeowner's exemption	$89,810 (+27.3%) Land $3,830 Building $85,980	$256,590 Land $10,930 Building $245,660
2022	$2,561.00	$70,550 Land $3,180 Building $67,370
2020			$201,570 Land $9,090 Building $192,480

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 15815 Florence Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 16, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 15815 Florence Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MOUNT STERLING VILLAGE PWS serves 2,059 people · EPA ID OH4900812
Water Source	Groundwater
Last State Inspection	Mar 2025
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 272 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Brightspeed.

Cell Coverage

5G (outdoors only) and 4G LTE

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