15780 Florence Ave, Mount Sterling, OH 43143 Property Records

Madison County property record for 15780 Florence Ave, Mount Sterling, OH 43143

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,620 sqft · built 1964
Lot Size	0.143 acres (6,250 sqft)
Owner	2 Individual Names on Record
Last Sale	$146,100 (Feb 2018)
Tax Bill	$1,478 (2025)
Deeds & Mortgages	Nov 2021 Line of Credit Feb 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`17-00534.000`

Property Details

APN / Parcel Number

Primary APN	`17-00534.000`
Alternative APN	`020854-3`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,620 sqft Living Area
1st Floor Area	1,188 sqft
Upper Floors Area	432 sqft
Basement Area	864 sqft
Unfinished Basement	864 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1964
Effective Year Built	Effective 1964
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Shingle
Lot Area	6,250 sqft (0.143 acres)
Lot Dimensions	125 ft deep x 50 ft wide
Porch	Porch
Porch Area	170 sqft
Deck Area	40 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Heating Fuel	Gas

Location & Zoning

Account Number	020854-3
Street Address	15780 FLORENCE AVE
City	MOUNT STERLING
State	OH
Zip	43143-9705
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 116 BURR OAK
Legal Subdivision	PLEASANT
Jurisdiction	MADISON OH
Township / Civil Division	PLEASANT
Census Block Group	3
Census Block	3017
Census Tract	41200

Owner

Source: Madison County records, as of June 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	15780 FLORENCE AVE, MOUNT STERLING, OH 43143-9705
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 5, 2021	Deed of Trust, Mortgage · Line of Credit NORTH VALLEY BANK
Feb 6, 2018	Survivorship Deed, Transfer · Conventional Mortgage JPMORGAN CHASE BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 6, 2018 · Amount on Record
Deed Sale	Feb 6, 2018 · Amount on Record
Deed Document Number	2018677
Record Updated	Sep 20, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON OH
Property Address	15780 FLORENCE AVE, MOUNT STERLING, OH 43143-9705
Transaction Type	Mortgage
Record Updated	Nov 16, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15780 FLORENCE AVE, MT STERLING, OH 43143-9705

Mortgage

Document Number	0000007148
Date	Nov 5, 2021
Book Page	392/1964
Instrument	202100007148

Lender

Name	NORTH VALLEY BANK
Type	Bank
Address	MOUNT STERLING, OH 43143

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	239 Months
Due	Oct 22, 2041

February 2018: Survivorship Deed, Transfer

Document Type	Survivorship Deed
Jurisdiction	MADISON OH
Recording Date	Feb 6, 2018
Property Address	15780 FLORENCE AVE, MOUNT STERLING, OH 43143-9705
Document Number	0000000677
Map Reference	MB1 PG316
Instrument Date	Jan 31, 2018
Instrument	201800000677
Transaction Type	Transfer
Record Updated	Feb 25, 2022
Title Company	MIDLAND TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15780 FLORENCE AVE, MOUNT STERLING, OH 43143-9705

Mortgage

Document Number	0000000678
Date	Feb 6, 2018
Instrument	201800000678

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2048

Tax Assessment & Valuation

Source: Madison County assessment roll, as of February 27, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Madison County
County Subdivision	Pleasant Township
Unified School District	Madison-Plains Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,478.00 (-4.34%) Homeowner's exemption	$45,160 (-) Land $3,830 Building $41,330
2024	$1,545.00 (+6.85%) Homeowner's exemption	$45,160 (-) Land $3,830 Building $41,330
2023	$1,446.00 (+6.17%) Homeowner's exemption	$45,160 (+20.27%) Land $3,830 Building $41,330	$129,010 (+20.26%) Land $10,930 Building $118,080
2022	$1,362.00 Homeowner's exemption	$37,550 Land $3,180 Building $34,370
2020			$107,280 Land $9,090 Building $98,190

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 16, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MOUNT STERLING VILLAGE PWS serves 2,059 people · EPA ID OH4900812
Water Source	Groundwater
Last State Inspection	Mar 2025
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 272 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Brightspeed.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Florence Ave

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures