San Joaquin County property record for 15814 Testarossa St, Lathrop, CA 95330
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3 ba · 2,572 sqft |
| Lot Size | 0.104 acres (4,550 sqft) |
| Owner | Company Name on Record |
| Last Sale | $693,500 (Feb 2025) |
| Tax Bill | $8,586 (2025) |
| Deeds & Mortgages | Feb 2026 Mortgage Sep 2025 Mortgage |
| Flood Zone | Zone X (reduced by levee) |
| APN | 192-170-710-000 |
| Primary APN | 192-170-710-000 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 2 Stories |
| Building Area | 2,572 sqft Living Area |
| Construction Type | Wood |
|---|---|
| Lot Area | 4,550 sqft (0.104 acres) |
| Garage Type | Mixed |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Street Address | 15814 TESTAROSSA ST |
|---|---|
| City | LATHROP |
| State | CA |
| Zip | 95330-8156 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 282 STANFORD CROSSING-PHASE 1B 4018 |
| Legal Tract | 4018 |
| Legal Lot Number | 282 |
| Jurisdiction | SAN JOAQUIN CA |
| Township / Civil Division | MANTECA |
| Census Block Group | 3 |
| Census Block | 3034 |
| Census Tract | 5119 |
Source: San Joaquin County records, as of September 29, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Co-owner | 2 Co-owners on Record |
| Mailing Address | 15814 TESTAROSSA ST, LATHROP, CA 95330-8156 |
| Occupancy | Owner Occupied |
| Owner Type | Company, Secondary Individual |
| Vesting | Trust |
| Date | Document |
|---|---|
| Feb 23, 2026 | Deed of Trust, Mortgage · Conventional Mortgage THE LOAN STORE INC |
| Sep 11, 2025 | Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA |
| Deed Names | 3 Names on Deed |
|---|---|
| Last Sale | Feb 11, 2025 · Amount on Record |
| Deed Sale | Feb 11, 2025 · Amount on Record |
| Prior Sale | Feb 11, 2025 · Amount on Record |
| Deed Document Number | 0000010687 |
| Last Transfer Date | Apr 3, 2025 |
| Transfer Doc | 0000027304 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Property Address | 15814 TESTAROSSA ST, LATHROP, CA 95330-8156 |
| Transaction Type | Mortgage |
| Record Updated | Mar 6, 2026 |
| Name | Verified Name |
|---|---|
| Address | 1556 THURLOW WAY, SAN RAMON, CA 94582-5175 |
| Document Number | 0000014363 |
|---|---|
| Date | Feb 23, 2026 |
| Instrument | 2026-014363 |
| Name | THE LOAN STORE INC |
|---|---|
| Type | Mortgage Company |
| Address | TUCSON, AZ 85718 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2056 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Property Address | 15814 TESTAROSSA ST, LATHROP, CA 95330-8156 |
| Transaction Type | Mortgage |
| Record Updated | Sep 25, 2025 |
| Title Company | TITLE CONNECTION, TITLE CONNECT INC |
| Name | Verified Name |
|---|---|
| Address | 1556 THURLOW WAY, SAN RAMON, CA 94582-5175 |
| Document Number | 0000077219 |
|---|---|
| Date | Sep 11, 2025 |
| Instrument | 2025-077219 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43240 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2055 |
Source: San Joaquin County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | California |
| County | San Joaquin County |
| Municipality | Lathrop City |
| Unified School District | Manteca Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $8,586.00 (+69.28%) | $503,547 (+140.82%) Land $217,547 Building $286,000 |
| 2023 | $5,072.00 (+7.5%) | $209,100 Land $209,100 |
| 2022 | $4,718.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X reduced by levee · depends on levee performance |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 37 policies |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 37 in force |
| Nearby Flood Claims | 1 (2023) |
| Most Recent Claim | Apr 2023 · Severe Winter Storms, Straight-line Winds, Flooding, Landslides, And Mudslides |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 45% of the US · lower than 73% of California |
|---|---|
| Wildfire Likelihood | 0.09% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF LATHROP serves 38,596 people · EPA ID CA3910015 |
|---|---|
| Water Source | Purchased surface water from SOUTH SAN JOAQUIN IRRIGATION DISTRICT |
| Last State Inspection | Dec 2024 |
| Also Mapped Here | SAN JOAQUIN COUNTY-MOKELUMNE ACRES |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 442 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 2,000 |
| unWired Broadband Fixed Wireless | 400 / 50 |
| Matrix Broadband Fixed Wireless | 200 / 40 |
| Ayera Technologies Fixed Wireless | 120 / 40 |
| Cal.net Fixed Wireless | 100 / 20 |
May also be available: Verizon.
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