1581 Simms St, Aurora, IL 60504 Property Records

Kane County property record for 1581 Simms St, Aurora, IL 60504

Property Summary

Property Type	Single Family Home
Details	2 bd · 2.5 ba · 1,456 sqft · built 2004
Lot Size	0.25 acres (10,890 sqft)
Owner	2 Individual Names on Record
Last Sale	$160,000 (Feb 2021)
Tax Bill	$4,644 (2025)
Deeds & Mortgages	Feb 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`15-25-359-114`

Property Details

APN / Parcel Number

Primary APN	`15-25-359-114`
Alternative APN	`1525310105`

Interior

Bedrooms	2 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,456 sqft Living Area
Gross Area	1,874 sqft

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	10,890 sqft (0.25 acres)
Lot Dimensions	80 ft deep x 50 ft wide
Garage Type	Attached
Garage Area	418 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch

Utilities, Heating & Cooling

Cooling System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	1581 SIMMS ST
City	AURORA
State	IL
Zip	60504-4358
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HOMETOWN CONDOMINIUN NO 2 UNIT 6384 BLDG 6384 RANGE CODE: 001
Legal Subdivision	HOMETOWN CONDOMINIUN
Legal Block	3
Legal Unit	6384
Jurisdiction	KANE IL
Township / Civil Division	AURORA
Census Block Group	3
Census Block	3002
Census Tract	854403

Owner

Source: Kane County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1581 SIMMS ST, AURORA, IL 60504-4358
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 18, 2021 · Amount on Record
Deed Sale	Feb 18, 2021 · Amount on Record
Prior Sale	Sep 1, 2006 · Amount on Record
Deed Document Number	202113141
Record Updated	Sep 20, 2026

February 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Feb 18, 2021
Property Address	1581 SIMMS ST, AURORA, IL 60504-4358
Document Number	0000013141
Map Reference	DOC 1999K091244
Instrument Date	Oct 2, 2020
Instrument	2021K013141
Transaction Type	Transfer
Record Updated	Jul 27, 2021
Title Company	CHICAGO TITLE INSURANCE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$160.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5040 S AMETHYST PL, 5040, CHANDLER, AZ 85249-5433

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1309 TRINITY DR, CAROL STREAM, IL 60188-4354

Mortgage

Document Number	0000013142
Date	Feb 18, 2021
Instrument	2021K013142

Lender

Name	BLUELEAF LENDING LLC
Type	Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	357 Months
Due	Nov 1, 2050

Interest

Rate Type	Fixed Rate
Rate	2.5%

Tax Assessment & Valuation

Source: Kane County assessment roll, as of December 26, 2025

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Aurora City
County	Kane County
County Subdivision	Aurora Township
Unified School District	Aurora East Unit School District 131 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,644.00 (+18.41%) Homeowner's exemption
2024		$72,324 (+25.51%) Land $3,593 Building $68,731	$217,059 (+25.56%) Land $10,783 Building $206,276
2022	$3,922.00 (-9.44%) Homeowner's exemption	$57,625 (+7.41%) Land $2,929 Building $54,696	$172,875 (+7.41%) Land $8,787 Building $164,088
2021	$4,331.00	$53,650 Land $2,727 Building $50,923	$160,950 Land $8,181 Building $152,769

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AURORA serves 183,000 people · EPA ID IL0894070
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	26 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 592 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: T-Mobile, Watch TV.

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