1551 Simms St, Aurora, IL 60504 Property Records

Kane County property record for 1551 Simms St, Aurora, IL 60504

Property Summary

Property Type	Single Family Home
Details	2 bd · 2.5 ba · 1,456 sqft · built 2004
Owner	Company Name on Record
Last Sale	$165,000 (Nov 2020)
Tax Bill	$5,183 (2025)
Deeds & Mortgages	Apr 2017 Mortgage Mar 2022 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`15-25-359-118`

Property Details

APN / Parcel Number

Primary APN	`15-25-359-118`

Interior

Bedrooms	2 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,456 sqft Living Area
Gross Area	1,874 sqft

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Architectural Style	Condo/Apartment
Construction Type	Frame
Garage Type	Attached
Garage Area	418 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	1551 SIMMS ST
City	AURORA
State	IL
Zip	60504-4358
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HOMETOWN CONDO # 2 UNIT 6381 BLDG 6381 RANGE CODE: 001
Legal Subdivision	HOMETOWN CONDO
Legal Block	3
Legal Unit	6381
Jurisdiction	KANE IL
Township / Civil Division	AURORA
Census Block Group	3
Census Block	3002
Census Tract	854403

Owner

Source: Kane County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	2046 WHITETHORN DR, AURORA, IL 60503-4502
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Date	Document
Apr 26, 2017	Deed of Trust, Mortgage · Closed-End Mortgage BMO HARRIS BANK NA
Mar 17, 2022	Quit Claim Deed, Transfer Quitclaim
Nov 16, 2020	Warranty Deed, Transfer ATTORNEY ONLY
Jul 11, 2012	Loan Modification, Mortgage CITIMORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 16, 2020 · Amount on Record
Deed Sale	Nov 16, 2020 · Amount on Record
Prior Sale	Jun 28, 2004 · Amount on Record
Deed Document Number	202070408
Last Transfer Date	Feb 25, 2022
Transfer Doc	0000015109
Record Updated	Sep 20, 2026

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	1551 SIMMS ST, AURORA, IL 60504-4358
Transaction Type	Mortgage
Record Updated	Aug 5, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000020782
Date	Apr 26, 2017
Instrument	2017K020782

Lender

Name	BMO HARRIS BANK NA
Type	Bank
Address	CHICAGO, IL 60690

Agreement

Type	Closed-End Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Apr 25, 2027

Interest

Rate	8.14%

March 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	KANE IL
Recording Date	Mar 17, 2022
Property Address	1551 SIMMS ST, AURORA, IL 60504-4358
Document Number	0000015109
Instrument Date	Feb 25, 2022
Instrument	2022K015109
Transaction Type	Transfer
Record Updated	Aug 5, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2046 WHITETHOM DR, AURORA, IL 60503

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Nov 16, 2020
Property Address	1551 SIMMS ST, AURORA, IL 60504-4358
Document Number	0000070408
Instrument Date	Oct 8, 2020
Instrument	70408
Transaction Type	Transfer
Record Updated	Dec 1, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

July 2012: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	KANE IL
Property Address	1551 SIMMS ST, AURORA, IL 60504-4358
Document Number	0000063631
Instrument Date	Jul 11, 2012
Transaction Type	Mortgage
Record Updated	Jan 5, 2018
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1551 SIMMS ST AURORA IL 605044358, AURORA, IL 60504-4358

Mortgage

Document Number	0000063631
Date	Dec 7, 2017
Instrument	63631

Lender

Name	CITIMORTGAGE
Type	Mortgage Company
Address	O FALLON, MO 63368-2240

Agreement

Amount	Amount Recorded
Term	300 Months
Due	Dec 6, 2042

Interest

Rate Type	Fixed Rate
Rate	4%

Tax Assessment & Valuation

Source: Kane County assessment roll, as of August 25, 2025

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Aurora City
County	Kane County
County Subdivision	Aurora Township
Unified School District	Aurora East Unit School District 131 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,183.00 (+28.36%)
2024		$72,560 (+22.66%) Land $3,593 Building $68,967	$217,767 (+22.71%) Land $10,783 Building $206,984
2022	$4,038.00 (+1.94%) Homeowner's exemption	$59,153 (+7.41%) Land $2,929 Building $56,224	$177,459 (+7.41%) Land $8,787 Building $168,672
2021	$3,961.00 Homeowner's exemption	$55,072 Land $2,727 Building $52,345	$165,216 Land $8,181 Building $157,035

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 592 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: T-Mobile, Watch TV.

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