Chesterfield County property record for 15807 Harrowgate Rd, Chester, VA 23831
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,466 sqft · built 1946 |
| Lot Size | 0.969 acres (42,210 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $2,644 (2026) |
| Deeds & Mortgages | Nov 2019 Mortgage Jul 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 14913030000B024 |
| Primary APN | 14913030000B024 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,466 sqft Finished Area |
| 1st Floor Area | 506 sqft |
| Flooring | Wood |
| Interior Walls | Plaster |
| Year Built | Built 1946 |
|---|---|
| Effective Year Built | Effective 1946 |
| Architectural Style | Traditional |
| Exterior Material | Brick |
| Construction Type | Concrete Block |
| Roof Material | Composition Shingle |
| Lot Area | 42,210 sqft (0.969 acres) |
| Porch | Patio |
| Porch Area | 498 sqft |
| Storage Building | 88 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Sewer | Septic |
| Account Number | 320769002 |
|---|---|
| Street Address | 15807 HARROWGATE RD |
| City | CHESTER |
| State | VA |
| Zip | 23831-7133 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R7 - SINGL |
| Legal Description | IVEY TRACT L 24 BK B |
| Legal Subdivision | IVEY TRACT |
| Legal Tract | L |
| Legal Block | B |
| Legal Lot Number | 24 |
| Jurisdiction | CHESTERFIELD VA |
| Township / Civil Division | BERMUDA |
| Census Block Group | 2 |
| Census Block | 2013 |
| Census Tract | 100508 |
15807 Harrowgate Rd is owned and occupied by an individual who acquired it in July 2018.
Source: Chesterfield County records, as of June 22, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 15807 HARROWGATE RD, CHESTER, VA 23831-7133 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 22, 2019 | Deed of Trust, Mortgage · Conventional Mortgage NEWREZ LLC |
| Jul 17, 2018 | Quit Claim Deed, Transfer · FHA Mortgage NEW PENN FIN'L LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Jul 12, 2018 |
| Transfer Doc | 12042-93 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESTERFIELD VA |
| Property Address | 15807 HARROWGATE RD, CHESTER, VA 23831-7133 |
| Document Number | 12538233 |
| Instrument Date | Nov 22, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Dec 31, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 15807 HARROWGATE RD CHESTER VA 238317133, CHESTER, VA 23831-7133 |
| Document Number | 12538233 |
|---|---|
| Date | Nov 25, 2019 |
| Book Page | 012538/000233 |
| Instrument | 48222 |
| Name | NEWREZ LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Nov 24, 2039 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | CHESTERFIELD VA |
| Recording Date | Jul 17, 2018 |
| Property Address | 15807 HARROWGATE RD, CHESTER, VA 23831-7133 |
| Document Number | 1204293 |
| Book / Page | 012042 / 000093 |
| Instrument Date | Jul 12, 2018 |
| Instrument | 26196 |
| Transaction Type | Transfer |
| Record Updated | Feb 16, 2021 |
| Title Company | NOT AVAILABLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 15807 HARROWGATE RD CHESTER VA 238317133, CHESTER, VA 23831-7133 |
| Document Number | 1204296 |
|---|---|
| Date | Jul 17, 2018 |
| Book Page | 012042/000096 |
| Instrument | 26197 |
| Name | NEW PENN FIN'L LLC |
|---|---|
| Type | Funding / Finance Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 16, 2048 |
| Rate Type | Fixed Rate |
|---|
The 2026 property tax bill for 15807 Harrowgate Rd was $2,644, up 7.9% from the year before.
Source: Chesterfield County assessment roll, as of June 22, 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Chesterfield County |
| Unified School District | Chesterfield County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,644.00 (+7.92%) | $294,300 (+8%) Land $47,000 Building $247,300 | $294,300 (+8%) Land $47,000 Building $247,300 |
| 2025 | $2,450.00 | $272,500 Land $47,000 Building $225,500 | $272,500 Land $47,000 Building $225,500 |
| 2023 | $2,138.00 | $232,300 Land $40,000 Building $192,300 | $232,300 Land $40,000 Building $192,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 15807 Harrowgate Rd in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1999.
Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 9 in force |
| Nearby Flood Claims | 4 (1999–2005) |
| Claims Outside the SFHA | 4 of 4 |
| Most Recent Claim | Sep 2005 · Hurricane Katrina Evacuation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 15807 Harrowgate Rd is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CHESTERFIELD CO CENTRAL WATER SYSTEM serves 389,897 people · EPA ID VA4041845 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 182 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
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