15701 Harrowgate Rd, Chester, VA 23831 Property Records

Chesterfield County property record for 15701 Harrowgate Rd, Chester, VA 23831

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,112 sqft · built 1940
Lot Size	1.1 acres (47,916 sqft)
Owner	Individual Name on File
Tax Bill	$1,768 (2026)
Deeds & Mortgages	Apr 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`795-63-54-56-300-000`

Property Details

APN / Parcel Number

Primary APN	`795-63-54-56-300-000`
Alternative APNs	`149130100000004` `095106003`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	9 Rooms
Stories	1 Story
Building Area	2,112 sqft Finished Area
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1940
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	47,916 sqft (1.1 acres)

Exterior Amenities

Porch	Slab
Porch Area	196 sqft
Deck Area	144 sqft
Patio Area	144 sqft

Utilities, Heating & Cooling

Heating Fuel	Oil
Sewer	Septic

Location & Zoning

Account Number	095106003
Street Address	15701 HARROWGATE RD
City	CHESTER
State	VA
Zip	23831-7131
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R7 - SINGL
Legal Description	OLD R & P ELEC RY
Legal Subdivision	OLD R & P ELEC RY
Jurisdiction	CHESTERFIELD VA
Township / Civil Division	BERMUDA
Census Block Group	2
Census Block	2013
Census Tract	100508

Owner

15701 Harrowgate Rd is owned and occupied by an individual who acquired it in April 2019.

Source: Chesterfield County records, as of June 22, 2026

Owner of Record	Individual Name on File
Mailing Address	15701 HARROWGATE RD, CHESTER, VA 23831-7131
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Al (and Others)

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Apr 5, 2019
Transfer Doc	12271-593
Record Updated	Sep 20, 2026

April 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CHESTERFIELD VA
Recording Date	Apr 10, 2019
Property Address	15701 HARROWGATE RD, CHESTER, VA 23831-7131
Document Number	12271593
Book / Page	012271 / 000593
Instrument Date	Apr 5, 2019
Instrument	12227
Transaction Type	Transfer
Record Updated	May 8, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15701 HARROWGATE RD CHESTER VA 238317131, CHESTER, VA 23831-7131

Mortgage

Document Number	12271599
Date	Apr 10, 2019
Book Page	012271/000599
Instrument	12228

Lender

Name	WELLS FARGO BK
Type	Bank

Agreement

Amount	Amount on Record
Term	360 Months
Due	Apr 9, 2049

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2026 property tax bill for 15701 Harrowgate Rd was $1,768, up 1% from the year before.

Source: Chesterfield County assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Chesterfield County
Unified School District	Chesterfield County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,768.00 (+1.03%)	$195,900 (+1.03%) Land $50,800 Building $145,100	$195,900 (+1.03%) Land $50,800 Building $145,100
2025	$1,750.00	$193,900 Land $48,800 Building $145,100	$193,900 Land $48,800 Building $145,100
2023	$1,556.00	$168,300 Land $43,800 Building $124,500	$168,300 Land $43,800 Building $124,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 15701 Harrowgate Rd in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1999.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force
Nearby Flood Claims	4 (1999–2005)
Claims Outside the SFHA	4 of 4
Most Recent Claim	Sep 2005 · Hurricane Katrina Evacuation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 15701 Harrowgate Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHESTERFIELD CO CENTRAL WATER SYSTEM serves 389,897 people · EPA ID VA4041845
Water Source	Surface water
Last State Inspection	Aug 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 182 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30