Pasco County property record for 1580 Twin Palms Loop, Lutz, FL 33559
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,052 sqft · built 1983 |
| Lot Size | 0.258 acres (11,233 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $230,000 (Dec 2018) |
| Tax Bill | $3,291 (2025) |
| Deeds & Mortgages | May 2023 Line of Credit Feb 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 33-26-19-0040-01400-0100 |
| Primary APN | 33-26-19-0040-01400-0100 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,052 sqft Living Area |
| Gross Area | 2,536 sqft |
| 1st Floor Area | 1,032 sqft |
| Upper Floors Area | 840 sqft |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1983 |
|---|---|
| Effective Year Built | Effective 1983 |
| Exterior Material | Other |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 11,233 sqft (0.258 acres) |
| Garage Type | Attached |
| Garage Area | 484 sqft |
| Driveway | Concrete Driveway |
| Driveway Area | 800 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Florida Room |
| Porch Area | 312 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Street Address | 1580 TWIN PALMS LOOP |
|---|---|
| City | LUTZ |
| State | FL |
| Zip | 33559-6763 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Description | TURTLE LAKES UNIT 4 PB 20 PGS 83-84 LOT 10 BLOCK 14 |
| Legal Range | 19E |
| Legal Township | 26S |
| Legal Section | 33 |
| Legal Subdivision | TURTLE LAKES |
| Legal Tract | 40 |
| Legal Block | 14 |
| Legal Lot Number | 10 |
| Legal Unit | 4 |
| Jurisdiction | PASCO FL |
| Township / Civil Division | CENTRAL PASCO |
| Census Block Group | 1 |
| Census Block | 1012 |
| Census Tract | 32014 |
Source: Pasco County records, as of June 9, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 1580 TWIN PALMS LOOP, LUTZ, FL 33559-6763 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 11, 2023 | Deed of Trust, Mortgage · Line of Credit SUNCOAST CU |
| Feb 15, 2021 | Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA |
| Dec 14, 2018 | Warranty Deed, Transfer · FHA Mortgage GUARANTEED RATE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 14, 2018 · Amount on Record |
| Deed Sale | Dec 14, 2018 · Amount on Record |
| Deed Document Number | 2018209738 |
| Deed Book / Page | 9832 / 555 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PASCO FL |
| Property Address | 1580 TWIN PALMS LOOP, LUTZ, FL 33559-6763 |
| Transaction Type | Mortgage |
| Record Updated | May 23, 2023 |
| Name | Verified Name |
|---|---|
| Address | 1580 TWIN PALMS LOOP, LUTZ, FL 33559-6763 |
| Document Number | 0108161018 |
|---|---|
| Date | May 11, 2023 |
| Book Page | 10816/1018 |
| Instrument | 2023084103 |
| Name | SUNCOAST CU |
|---|---|
| Type | Credit Union |
| Address | TAMPA, FL 33680 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | May 10, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PASCO FL |
| Property Address | 1580 TWIN PALMS LOOP, LUTZ, FL 33559-6763 |
| Transaction Type | Mortgage |
| Record Updated | Aug 1, 2022 |
| Title Company | AMERICAN HOME TITLE |
| Name | Verified Name |
|---|---|
| Address | 1580 TWIN PALMS LOOP, LUTZ, FL 33559-6763 |
| Document Number | 0102793827 |
|---|---|
| Date | Feb 15, 2021 |
| Book Page | 10279/3827 |
| Instrument | 2021030421 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PASCO FL |
| Recording Date | Dec 14, 2018 |
| Property Address | 1580 TWIN PALMS LOOP, LUTZ, FL 33559-6763 |
| Document Number | 0098320555 |
| Book / Page | 009832 / 000555 |
| Instrument Date | Dec 14, 2018 |
| Instrument | 209738 |
| Transaction Type | Transfer |
| Record Updated | Jan 3, 2019 |
| Title Company | INSURED TITLE AGENCY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,610.00 |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1580 TWIN PALMS LOOP LUTZ FL 335596763, LUTZ, FL 33559-6763 |
| Document Number | 98320557 |
|---|---|
| Date | Dec 14, 2018 |
| Book Page | 009832/000557 |
| Instrument | 209739 |
| Name | GUARANTEED RATE |
|---|---|
| Address | CHICAGO, IL 60613 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 13, 2048 |
Source: Pasco County assessment roll, as of December 29, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Pasco County |
| Unified School District | Pasco County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $228,150 (+2.9%) | $329,089 (-0.57%) Land $62,221 Building $266,868 | |
| 2025 | $3,291.00 (+2.56%) Homeowner's exemption | $221,720 (+5.98%) Land $62,221 Building $159,499 | $330,977 (-3.55%) Land $62,221 Building $268,756 |
| 2024 | $3,209.00 (+3.95%) | ||
| 2023 | $3,087.00 (+11.32%) Additional exemption filed | $209,210 (+3%) Land $52,721 Building $156,489 | $343,175 (+19.96%) Land $52,721 Building $290,454 |
| 2022 | $2,773.00 Homeowner's exemption | $203,120 Land $44,121 Building $158,999 | $286,075 Land $44,121 Building $241,954 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 50 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 50 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 93% of Florida |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | FLORIDA GOVERNMENTAL UTILITY AUTHORITY private · serves 32,296 people · EPA ID FL5360172 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2024 |
| Also Mapped Here | PCUD-PASCO COUNTY REGIONAL PWS |
| Lead | 5 ppb (2023) action level 15 ppb |
| Water Quality | E. coli resolved · Jun 2018 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 413 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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