1569 Twin Palms Loop, Lutz, FL 33559 Property Records

Pasco County property record for 1569 Twin Palms Loop, Lutz, FL 33559

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,543 sqft · built 1983
Lot Size	0.23 acres (10,000 sqft)
Owner	2 Individual Names on File
Last Sale	$89,900 (Dec 1994)
Tax Bill	$1,888 (2025)
Deeds & Mortgages	Dec 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`33-26-19-0040-00100-1170`

Property Details

APN / Parcel Number

Primary APN	`33-26-19-0040-00100-1170`
Alternative APNs	`1926330040001001170` `0844109`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,543 sqft Living Area
Gross Area	2,984 sqft
1st Floor Area	1,999 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1983
Effective Year Built	Effective 1983
Exterior Material	Concrete
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	10,000 sqft (0.23 acres)
Garage Type	Attached
Garage Area	441 sqft
Driveway	Concrete Driveway
Driveway Area	592 sqft
Parking Spaces	2 Parking Spaces
Porch	Florida Room
Porch Area	560 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	1569 TWIN PALMS LOOP
City	LUTZ
State	FL
Zip	33559-6731
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	TURTLE LAKES UNIT 4 PB 20 PGS 83-84 LOT 117 BLOCK 1 OR 3375 PG 97
Legal Range	19E
Legal Township	26S
Legal Section	33
Legal Subdivision	TURTLE LAKES
Legal Tract	40
Legal Block	1
Legal Lot Number	117
Legal Unit	4
Jurisdiction	PASCO FL
Township / Civil Division	CENTRAL PASCO
Census Block Group	1
Census Block	1002
Census Tract	32014

Owner

1569 Twin Palms Loop is owned and occupied by two individuals who bought it in December 1994.

Source: Pasco County records, as of June 9, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1569 TWIN PALMS LOOP, LUTZ, FL 33559-6731
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 21, 1994 · Amount on File
Deed Sale	Dec 21, 1994 · Amount on File
Deed Book / Page	3375 / 97
Record Updated	Sep 20, 2026

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PASCO FL
Property Address	1569 TWIN PALMS LOOP, LUTZ, FL 33559-6731
Document Number	0096553707
Book / Page	009655 / 003707
Instrument Date	Dec 8, 2017
Transaction Type	Mortgage
Record Updated	Jan 9, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1569 TWIN PALMS LOOP LUTZ FL 335596731, LUTZ, FL 33559-6731

Mortgage

Document Number	0096553707
Date	Dec 28, 2017
Book Page	009655/003707
Instrument	205124

Lender

Name	GTE FCU
Type	Credit Union
Address	TAMPA, FL 33602

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 27, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 1569 Twin Palms Loop was $1,888 with a homeowner's exemption.

Source: Pasco County assessment roll, as of December 29, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Pasco County
Unified School District	Pasco County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$142,300 (+2.9%)	$365,941 (-0.59%) Land $61,000 Building $304,941
2025	$1,888.00 Homeowner's exemption	$138,290 Land $61,000 Building $77,290	$368,102 Land $61,000 Building $307,102
2023	$1,759.00 (+11.75%) Additional exemption filed	$130,490 (+3%) Land $51,500 Building $78,990	$383,395 (+20.03%) Land $51,500 Building $331,895
2022	$1,574.00 Homeowner's exemption	$126,690 Land $42,900 Building $83,790	$319,414 Land $42,900 Building $276,514

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1569 Twin Palms Loop in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 50 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	50 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1569 Twin Palms Loop is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FLORIDA GOVERNMENTAL UTILITY AUTHORITY private · serves 32,296 people · EPA ID FL5360172
Water Source	Groundwater
Last State Inspection	Nov 2024
Also Mapped Here	PCUD-PASCO COUNTY REGIONAL PWS
Lead	5 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Jun 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 413 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20