1580 Roseland Dr, Lincolnton, NC 28092 Property Records

Lincoln County property record for 1580 Roseland Dr, Lincolnton, NC 28092

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,425 sqft · built 1964
Lot Size	1.72 acres (74,967 sqft)
Owner	2 Individual Names on File
Last Sale	$5,000 (Aug 2020)
Tax Bill	$1,557 (2026)
Deeds & Mortgages	Oct 2021 Mortgage Aug 2020 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`3622-25-7177`

Property Details

APN / Parcel Number

Primary APN	`3622-25-7177`
Alternative APNs	`362210256195` `249189` `17110`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,425 sqft Living Area
Basement Area	712 sqft
Finished Basement	356 sqft
Unfinished Basement	356 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1964
Effective Year Built	Effective 1964
Architectural Style	Split Level
Exterior Material	Brick
Construction Type	Masonry / Concrete Block
Lot Area	74,967 sqft (1.72 acres)
Pool Area	535 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Account Number	249189
Street Address	1580 ROSELAND DR
City	LINCOLNTON
State	NC
Zip	28092-7008
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	GMC & R-25
Legal Description	HOMESITE SR1231
Jurisdiction	LINCOLN NC
Township / Civil Division	LINCOLNTON
Census Block Group	1
Census Block	1026
Census Tract	70400

Owner

1580 Roseland Dr is owned and occupied by two individuals who bought it in August 2020.

Source: Lincoln County records, as of August 27, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1580 ROSELAND DR, LINCOLNTON, NC 28092-7008
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 26, 2021	Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA NA
Aug 28, 2020	Warranty Deed, Transfer ATTORNEY ONLY
Jan 28, 2020	Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 28, 2020 · Amount on File
Deed Sale	Aug 28, 2020 · Amount on File
Prior Sale	Mar 15, 2013 · Amount on File
Deed Document Number	2020614813
Deed Book / Page	2944 / 29
Prior Transfer Date	Jul 29, 2014
Prior Transfer Doc	24940559
Record Updated	Oct 29, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN NC
Property Address	1580 ROSELAND DR, LINCOLNTON, NC 28092-7008
Transaction Type	Mortgage
Record Updated	Nov 4, 2021
Title Company	WFG LENDER SERVICES, WFG LENDER SERVICES RESWARE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	3100129
Date	Oct 26, 2021
Book Page	3100/129
Instrument	641435

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Nov 1, 2036

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LINCOLN NC
Recording Date	Aug 28, 2020
Property Address	1580 ROSELAND DR, LINCOLNTON, NC 28092-7008
Document Number	294429
Book / Page	002944 / 000029
Instrument Date	Aug 27, 2020
Instrument	614813
Transaction Type	Transfer
Record Updated	Sep 23, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$10.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1580 ROSELAND DR LINCOLNTON NC 280927008, LINCOLNTON, NC 28092-7008

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN NC
Property Address	1580 ROSELAND DR, LINCOLNTON, NC 28092-7008
Document Number	2881238
Instrument Date	Jan 28, 2020
Transaction Type	Mortgage
Record Updated	Feb 26, 2020
Title Company	WFG LENDER SERVICES, WFG LENDER SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1580 ROSELAND DR LINCOLNTON NC 280927008, LINCOLNTON, NC 28092-7008

Mortgage

Document Number	2881238
Date	Feb 7, 2020
Book Page	002881/000238
Instrument	604200

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 6, 2050

Tax Assessment & Valuation

The 2026 property tax bill for 1580 Roseland Dr was $1,557.

Source: Lincoln County assessment roll, as of August 27, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Lincoln County
Unified School District	Lincoln County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,557.00	$222,890 Land $38,652 Building $184,238	$222,890 Land $38,652 Building $184,238
2023	$1,423.00	$222,890 Land $38,652 Building $184,238	$222,890 Land $38,652 Building $184,238

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1580 Roseland Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 21, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1580 Roseland Dr is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · above 48% of North Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LINCOLN COUNTY WTP serves 49,693 people · EPA ID NC0155035
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 68 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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