1547 Roseland Dr, Lincolnton, NC 28092 Property Records

Lincoln County property record for 1547 Roseland Dr, Lincolnton, NC 28092

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,350 sqft · built 1930
Lot Size	0.871 acres (37,941 sqft)
Owner	Individual Name on File
Last Sale	$242,000 (Jan 2026)
Tax Bill	$1,055 (2026)
Deeds & Mortgages	Mar 2023 Line of Credit Aug 2023 Second Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`3622-24-9918`

Property Details

APN / Parcel Number

Primary APN	`3622-24-9918`
Alternative APNs	`362210258271` `254393` `292885` `315356` `17066`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,350 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1930
Architectural Style	Conventional
Exterior Material	Stucco
Construction Type	Frame
Lot Area	37,941 sqft (0.871 acres)
Garage Type	Mixed
Garage Area	600 sqft
Parking Spaces	5 Parking Spaces
Storage Building	288 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC

Location & Zoning

Account Number	315356
Street Address	1547 ROSELAND DR
City	LINCOLNTON
State	NC
Zip	28092-7008
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	GMC & R-S
Legal Description	HOMESITE RD 1231
Legal Subdivision	LINCOINTON TOWNSHIP
Jurisdiction	LINCOLN NC
Township / Civil Division	LINCOLNTON
Census Block Group	1
Census Block	1031
Census Tract	70400

Owner

1547 Roseland Dr is owned and occupied by an individual who bought it in January 2026.

Source: Lincoln County records, as of August 27, 2026

Owner of Record	Individual Name on File
Mailing Address	1547 ROSELAND DR, LINCOLNTON, NC 28092-7008
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 27, 2023	Deed of Trust, Mortgage · Line of Credit SKYLA FCU
Aug 14, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage SKYLA FCU
Jan 23, 2026	Warranty Deed, Transfer · Conventional Mortgage MOVEMENT MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 23, 2026 · Amount on File
Deed Sale	Jan 23, 2026 · Amount on File
Prior Sale	Feb 23, 2015 · Amount on File
Deed Document Number	2026704662
Deed Book / Page	3472 / 774
Record Updated	Oct 29, 2026

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN NC
Property Address	1547 ROSELAND DR, LINCOLNTON, NC 28092-7008
Transaction Type	Mortgage
Record Updated	Feb 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1547 ROSELAND DR, LINCOLNTON, NC 28092-7008

Mortgage

Document Number	0003237794
Date	Mar 27, 2023
Book Page	3237/794
Instrument	665189

Lender

Name	SKYLA FCU
Type	Credit Union
Address	CHARLOTTE, NC 28204

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Mar 26, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN NC
Property Address	1547 ROSELAND DR, LINCOLNTON, NC 28092-7008
Transaction Type	Mortgage
Record Updated	Feb 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0003269599
Date	Aug 14, 2023
Book Page	3269/599
Instrument	670636

Lender

Name	SKYLA FCU
Type	Credit Union
Address	CHARLOTTE, NC 28204

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	181 Months
Due	Sep 1, 2038

January 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LINCOLN NC
Recording Date	Jan 23, 2026
Property Address	1547 ROSELAND DR, LINCOLNTON, NC 28092-7008
Document Number	0003472774
Book / Page	3472 / 774
Instrument Date	Jan 23, 2026
Instrument	704662
Transaction Type	Transfer
Record Updated	Feb 3, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$484.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1547 ROSELAND DR, LINCOLNTON, NC 28092-7008

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1547 ROSELAND DR, LINCOLNTON, NC 28092-7008

Mortgage

Document Number	0000704663
Date	Jan 23, 2026
Instrument	704663

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2056

Tax Assessment & Valuation

The 2026 property tax bill for 1547 Roseland Dr was $1,055, up 3% from the year before.

Source: Lincoln County assessment roll, as of August 27, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Lincoln County
Unified School District	Lincoln County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,055.00 (+3.03%)	$144,022 (-) Land $29,484 Building $114,538	$144,022 (-) Land $29,484 Building $114,538
2025	$1,024.00	$144,022 Land $29,484 Building $114,538	$144,022 Land $29,484 Building $114,538
2023	$962.00	$144,022 Land $29,484 Building $114,538	$144,022 Land $29,484 Building $114,538

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1547 Roseland Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 21, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1547 Roseland Dr is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · above 48% of North Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LINCOLN COUNTY WTP serves 49,693 people · EPA ID NC0155035
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 68 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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