1580 E Chamberlain Ave, Cottage Grove, OR 97424 Property Records

Lane County property record for 1580 E Chamberlain Ave, Cottage Grove, OR 97424

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,216 sqft · built 1980
Lot Size	0.14 acres (6,080 sqft)
Owner	2 Individual Names on Record
Last Sale	$230,000 (May 2018)
Tax Bill	$3,597 (2025)
Deeds & Mortgages	May 2023 Line of Credit Dec 2021 Mortgage + 4 more
Flood Zone	Zone X (moderate risk)
APN	`20-03-28-14-00908-000`

Property Details

APN / Parcel Number

Primary APN	`20-03-28-14-00908-000`
Alternative APNs	`2003281400908` `1193380`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,216 sqft Living Area
Gross Area	1,700 sqft
1st Floor Area	1,216 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1985
Exterior Material	Wood
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	6,080 sqft (0.14 acres)
Lot Dimensions	95 ft deep x 64 ft wide
Garage Type	Attached
Garage Area	484 sqft
Driveway	Driveway
Driveway Area	352 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Account Number	1193380
Street Address	1580 E CHAMBERLAIN AVE
City	COTTAGE GROVE
State	OR
Zip	97424-1221
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	TL 00908
Legal Range	03
Legal Township	20
Legal Section	28
Legal Subdivision	BOOHER & WRIGHT ADDITION
Legal Block	1
Legal Lot Number	908
Jurisdiction	LANE OR
Township / Civil Division	COTTAGE GROVE
Census Block Group	2
Census Block	2024
Census Tract	1301

Owner

Source: Lane County records, as of May 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1580 E CHAMBERLAIN AVE, COTTAGE GROVE, OR 97424-1221
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
May 10, 2023	Deed of Trust, Mortgage · Line of Credit SELCO COMMUNITY CU
Dec 3, 2021	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Mar 3, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Dec 9, 2019	Deed of Trust, Mortgage · Conventional Mortgage CMG MORTGAGE INC
May 16, 2018	Warranty Deed, Transfer · Conventional Mortgage KELLER MORTGAGE LLC
Jan 31, 2018	Warranty Deed, Transfer FIDELITY NATIONAL TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 16, 2018 · Amount on Record
Deed Sale	May 16, 2018 · Amount on Record
Prior Sale	Jan 31, 2018 · Amount on Record
Deed Document Number	201822451
Prior Transfer Date	Jan 27, 1998
Prior Transfer Doc	0000006004
Record Updated	Oct 29, 2026

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANE OR
Property Address	1580 E CHAMBERLAIN AVE, COTTAGE GROVE, OR 97424-1221
Transaction Type	Mortgage
Record Updated	May 18, 2023
Title Company	ACCOMODATION, ACCOMMODATION

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1580 E CHAMBERLAIN AVE, COTTAGE GROVE, OR 97424-1221
Investor	Possibly a Property Investor

Mortgage

Document Number	0000012630
Date	May 10, 2023
Instrument	2023-012630

Lender

Name	SELCO COMMUNITY CU
Type	Credit Union
Address	SPRINGFIELD, OR 97477

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	May 25, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANE OR
Property Address	1580 E CHAMBERLAIN AVE, COTTAGE GROVE, OR 97424-1221
Transaction Type	Mortgage
Record Updated	Dec 8, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000074849
Date	Dec 3, 2021
Instrument	2021-074849

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2051

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANE OR
Property Address	1580 E CHAMBERLAIN AVE, COTTAGE GROVE, OR 97424-1221
Transaction Type	Mortgage
Record Updated	Mar 9, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000014759
Date	Mar 3, 2021
Instrument	2021-014759

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2051

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANE OR
Property Address	1580 E CHAMBERLAIN AVE, COTTAGE GROVE, OR 97424-1221
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	WESTERN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000056242
Date	Dec 9, 2019
Instrument	2019-056242

Lender

Name	CMG MORTGAGE INC
Type	Mortgage Company
Address	SAN RAMON, CA 94583

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2050

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LANE OR
Recording Date	May 16, 2018
Property Address	1580 E CHAMBERLAIN AVE, COTTAGE GROVE, OR 97424-1221
Document Number	0000022451
Map Reference	FILE72 SL139
Instrument Date	May 14, 2018
Instrument	2018-022451
Transaction Type	Transfer
Record Updated	Jul 19, 2021
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1580 E CHAMBERLAIN AVE, COTTAGE GROVE, OR 97424-1221
Investor	Possibly a Property Investor

Mortgage

Document Number	0000022452
Date	May 16, 2018
Instrument	2018-022452

Lender

Name	KELLER MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2048

January 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LANE OR
Recording Date	Jan 31, 2018
Property Address	1580 E CHAMBERLAIN AVE, COTTAGE GROVE, OR 97424-1221
Document Number	0000005038
Instrument Date	Jan 31, 2018
Instrument	5038
Transaction Type	Transfer
Record Updated	Feb 6, 2018
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount Recorded
Tax	$175.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	76210 LONDON RD COTTAGE GROVE OR 974249378, COTTAGE GROVE, OR 97424-9378

Tax Assessment & Valuation

Source: Lane County assessment roll, as of November 10, 2025

Property Jurisdictions

Type	Name
State	Oregon
County	Lane County
Municipality	Cottage Grove City
Unified School District	South Lane School District 45J (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,597.00 (+4.9%)	$196,873 (+6.09%)	$329,625 (-3.38%) Land $46,107 Building $283,518
2023	$3,429.00 (+4.04%)	$185,572 (+3%)	$341,168 (+12.9%) Land $35,993 Building $305,175
2022	$3,296.00	$180,167	$302,187 Land $37,073 Building $265,114

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 26, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	6 (1981–1984)
Most Recent Claim	Feb 1984 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Oregon
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF COTTAGE GROVE serves 10,879 people · EPA ID OR4100236
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	8 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 277 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: DFN, Hunter Communications, T-Mobile.

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