1556 E Chamberlain Ave, Cottage Grove, OR 97424 Property Records

Lane County property record for 1556 E Chamberlain Ave, Cottage Grove, OR 97424

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,260 sqft · built 1978
Lot Size	0.139 acres (6,098 sqft)
Owner	Trust Name on File
Last Sale	$250,000 (Apr 2020)
Tax Bill	$3,366 (2025)
Deeds & Mortgages	May 2019 Mortgage Apr 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (moderate risk)
APN	`20-03-28-14-00906-000`

Property Details

APN / Parcel Number

Primary APN	`20-03-28-14-00906-000`
Alternative APN	`1193364`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,260 sqft Finished Area
1st Floor Area	1,260 sqft
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Exterior Material	Wood
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	6,098 sqft (0.139 acres)
Lot Dimensions	95 ft deep x 64 ft wide
Garage Type	Attached
Garage Area	460 sqft
Driveway	Driveway
Driveway Area	414 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air

Location & Zoning

Account Number	1193364
Street Address	1556 E CHAMBERLAIN AVE
City	COTTAGE GROVE
State	OR
Zip	97424-1221
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1-SINGLE-FAMILY RES
Legal Description	SEC/TWN/RNG/MER:SEC 28 TWN 20 RNG 03
Legal Range	03W
Legal Township	20S
Legal Section	28
Legal Quarter	NE
Quarter-Quarter Section	SE
Legal Subdivision	BOOHER & WRIGHTS ADD
Legal Block	I
Legal Lot Number	906
Jurisdiction	LANE OR
Township / Civil Division	COTTAGE GROVE
Census Block Group	2
Census Block	2024
Census Tract	1301

Owner

1556 E Chamberlain Ave is owner-occupied and held in a trust since June 2025.

Source: Lane County records, as of October 27, 2025

Owner of Record	Trust Name on File
Co-owner	Co-owner on File
Mailing Address	1556 E CHAMBERLAIN AVE, COTTAGE GROVE, OR 97424-1221
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 21, 2019	Deed of Trust, Mortgage · FHA Mortgage JFQ LENDING INC
Apr 21, 2020	Warranty Deed, Transfer · Conventional Mortgage SUMMIT FUNDING INC
Sep 21, 2018	Warranty Deed, Transfer · FHA Mortgage MANN MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 21, 2020 · Amount on File
Deed Sale	Apr 21, 2020 · Amount on File
Prior Sale	Apr 21, 2020 · Amount on File
Deed Document Number	0000019576
Last Transfer Date	Jun 20, 2025
Transfer Doc	0000018164
Record Updated	Jun 8, 2026

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANE OR
Property Address	1556 E CHAMBERLAIN AVE, COTTAGE GROVE, OR 97424-1221
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000019486
Date	May 21, 2019
Instrument	2019-019486

Lender

Name	JFQ LENDING INC
Type	Mortgage Company
Address	SCOTTSDALE, AZ 85254

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	349 Months
Due	Jun 1, 2048

April 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LANE OR
Recording Date	Apr 21, 2020
Property Address	1556 E CHAMBERLAIN AVE, COTTAGE GROVE, OR 97424-1221
Document Number	0000019576
Map Reference	FILE 72 SL 139
Instrument Date	Apr 15, 2020
Instrument	2020-019576
Transaction Type	Transfer
Record Updated	Jul 19, 2021
Title Company	FIRST AMERICAN

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1556 E CHAMBERLAIN AVE, COTTAGE GROVE, OR 97424-1221

Mortgage

Document Number	0000019577
Date	Apr 21, 2020
Instrument	2020-019577

Lender

Name	SUMMIT FUNDING INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2050

September 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LANE OR
Recording Date	Sep 21, 2018
Property Address	1556 E CHAMBERLAIN AVE, COTTAGE GROVE, OR 97424-1221
Document Number	0000044692
Map Reference	FILE72 SL139
Instrument Date	Sep 18, 2018
Instrument	2018-044692
Transaction Type	Transfer
Record Updated	Jul 19, 2021
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1556 E CHAMBERLAIN AVE, COTTAGE GROVE, OR 97424-1221

Mortgage

Document Number	0000044693
Date	Sep 21, 2018
Instrument	2018-044693

Lender

Name	MANN MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 1556 E Chamberlain Ave was $3,366 with a veteran's exemption.

Source: Lane County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	Oregon
County	Lane County
Municipality	Cottage Grove City
Unified School District	South Lane School District 45J (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,366.00 Veteran's exemption	$184,236	$334,613 Land $42,111 Building $292,502
2023	$3,208.00 (+4.02%) Veteran's exemption	$173,661 (+3%)	$346,951 (+14.39%) Land $32,113 Building $314,838
2022	$3,084.00 Veteran's exemption	$168,603	$303,302 Land $33,076 Building $270,226

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1556 E Chamberlain Ave in Zone X, an area of moderate flood risk, though there have been 6 flood claims nearby since 1981.

Source: FEMA National Flood Hazard Layer, effective August 26, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	6 (1981–1984)
Most Recent Claim	Feb 1984 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1556 E Chamberlain Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Oregon
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF COTTAGE GROVE serves 10,879 people · EPA ID OR4100236
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	8 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 277 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: DFN, Hunter Communications, T-Mobile.

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