Bedford County property record for 1580 Cortner Rd, Wartrace, TN 37183
| Property Type | Rural Home |
|---|---|
| Details | 2 ba · 2,052 sqft · built 1995 |
| Lot Size | 15.2 acres (662,112 sqft) |
| Owner | Individual Name on File |
| Last Sale | $468,000 (Apr 2024) |
| Tax Bill | $927 (2025) |
| Deeds & Mortgages | Apr 2024 Sale & Mortgage Feb 2022 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 002075 02412 |
| Primary APN | 002075 02412 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 2,052 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1995 |
|---|---|
| Architectural Style | Mobile/Manufactured |
| Exterior Material | Siding |
| Lot Area | 662,112 sqft (15.2 acres) |
| Terrain | Rolling |
| Garage Type | Detached |
| Parking Spaces | 3 Parking Spaces |
| Deck Area | 320 sqft |
| Patio Area | 576 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Sewer | Connected |
| Water Source | Commercial |
| Street Address | 1580 CORTNER RD |
|---|---|
| City | WARTRACE |
| State | TN |
| Zip | 37183-3402 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Legal Description | DIST:02 MAP REF:075 |
| Jurisdiction | BEDFORD TN |
| Township / Civil Division | 1 |
| Census Block Group | 1 |
| Census Block | 1055 |
| Census Tract | 950700 |
1580 Cortner Rd, a rural home, is owned and occupied by an individual who bought it in April 2024.
Source: Bedford County records, as of December 24, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 1580 CORTNER RD, WARTRACE, TN 37183-3402 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 8, 2024 | Warranty Deed, Transfer · Conventional Mortgage FIRSTBANK |
| Feb 2, 2022 | Deed of Trust, Mortgage · Commercial Mortgage PEOPLES BANK OF MIDDLE TENNESSEE |
| Jan 11, 2022 | Warranty Deed, Transfer NOT AVAILABLE, FOUNDATION T&E SERIES LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 8, 2024 · Amount on File |
| Deed Sale | Apr 8, 2024 · Amount on File |
| Prior Sale | Jan 11, 2022 · Amount on File |
| Deed Document Number | 24002268 |
| Deed Book / Page | D388 / 995 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BEDFORD TN |
| Recording Date | Apr 8, 2024 |
| Property Address | 1580 CORTNER RD, WARTRACE, TN 37183-3402 |
| Document Number | 000D388995 |
| Book / Page | D388 / 995 |
| Instrument Date | Apr 4, 2024 |
| Instrument | 24002268 |
| Transaction Type | Transfer |
| Record Updated | Apr 25, 2024 |
| Title Company | AMERICAN TITLE COMPANY, AMERICAN TITLE & ESCROW SVCS |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,731.60 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1560 COTNER RD, WARTRACE, TN 37183-3402 |
| Document Number | 0024002269 |
|---|---|
| Date | Apr 8, 2024 |
| Instrument | 24002269 |
| Name | FIRSTBANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2054 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BEDFORD TN |
| Property Address | 1580 CORTNER RD, WARTRACE, TN 37183-3402 |
| Transaction Type | Mortgage |
| Record Updated | Feb 14, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0TD1041209 |
|---|---|
| Date | Feb 2, 2022 |
| Book Page | TD1041/209 |
| Instrument | 22000975 |
| Name | PEOPLES BANK OF MIDDLE TENNESSEE |
|---|---|
| Type | Bank |
| Address | SHELBYVILLE, TN 37160 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 239 Months |
| Due | Jan 26, 2042 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BEDFORD TN |
| Recording Date | Jan 11, 2022 |
| Property Address | 1580 CORTNER RD, WARTRACE, TN 37183-3402 |
| Document Number | 000D370758 |
| Book / Page | D370 / 758 |
| Instrument Date | Dec 23, 2021 |
| Instrument | 22000268 |
| Transaction Type | Transfer |
| Record Updated | Jan 24, 2022 |
| Title Company | NOT AVAILABLE, FOUNDATION T&E SERIES LLC |
| Amount | Amount on Record |
|---|---|
| Tax | $1,147.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1580 CORTNER RD, WARTRACE, TN 37183-3402 |
The 2025 property tax bill for 1580 Cortner Rd was $927 with an additional exemption.
Source: Bedford County assessment roll, as of May 20, 2025
| Type | Name |
|---|---|
| State | Tennessee |
| County | Bedford County |
| Unified School District | Bedford County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $927.00 Additional exemption filed | $39,875 Land $8,725 Building $31,150 | |
| 2023 | $39,875 Land $8,725 Building $31,150 | ||
| 2021 | $218,800 Land $94,200 Building $124,600 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 1580 Cortner Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective August 2, 2007
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 1580 Cortner Rd is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 72% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| United Communications Fiber | 8,000 / 8,000 |
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