1490 Cortner Rd, Wartrace, TN 37183 Property Records

Bedford County property record for 1490 Cortner Rd, Wartrace, TN 37183

Property Summary

Property Type	Rural Home
Details	5 ba · 2,893 sqft · built 2020
Lot Size	161 acres (7,022,308 sqft)
Owner	Individual Name on File
Last Sale	$2,300,000 (Dec 2021)
Tax Bill	$7,287 (2025)
Deeds & Mortgages	Dec 2021 Sale Nov 2020 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`002075 02400`

Property Details

APN / Parcel Number

Primary APN	`002075 02400`
Alternative APN	`075 02400`

Interior

Full Baths	5 Baths
Half Baths	2 Half Baths
Plumbing Fixtures	14 Plumbing Fixtures
Stories	2 Stories
Building Area	2,893 sqft Living Area
Upper Floors Area	784 sqft
Basement Area	2,514 sqft
Finished Basement	2,514 sqft
Fireplaces	2 Fireplaces
Fireplace	Fireplace

Exterior

Year Built	Built 2020
Exterior Material	Stone
Lot Area	7,022,308 sqft (161 acres)
Terrain	Rolling
Garage Type	Mixed
Garage Area	768 sqft
Carport Area	289 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Porch	Porch
Porch Area	320 sqft
Deck Area	696 sqft
Patio Area	660 sqft
Utility Building	1 sqft
Pole Barn	4,000 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	1490 CORTNER RD
City	WARTRACE
State	TN
Zip	37183-3402
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	DISTRICT: 02 GB BK-9 PG-671 9/17/12, COUNTY AREA: H03
Legal Subdivision	MINOR DIVISION
Jurisdiction	BEDFORD TN
Township / Civil Division	1
Census Block Group	1
Census Block	1055
Census Tract	950700

Owner

1490 Cortner Rd, a rural home, is owned and occupied by an individual who bought it in December 2021.

Source: Bedford County records, as of December 24, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	1490 CORTNER RD, WARTRACE, TN 37183-3402
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 9, 2021	Warranty Deed, Transfer BELL AND ALEXANDER TITLE SERVICES, BELL & ALEXANDER TITLE SVC
Nov 25, 2020	Deed of Trust, Mortgage FIRST HORIZON BK
Apr 9, 2020	Deed of Trust, Mortgage FARM CREDIT SVCS
Jun 3, 2019	Warranty Deed, Transfer · Conventional Mortgage FIRST CMNTY MTG INC
Sep 13, 2018	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 9, 2021 · Amount on File
Deed Sale	Dec 9, 2021 · Amount on File
Prior Sale	Feb 1, 2016 · Amount on File
Deed Document Number	21011061
Deed Book / Page	D370 / 37
Record Updated	Jun 8, 2026

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BEDFORD TN
Recording Date	Dec 9, 2021
Property Address	1490 CORTNER RD, WARTRACE, TN 37183-3402
Document Number	0000D37037
Book / Page	D370 / 37
Instrument Date	Nov 29, 2021
Instrument	21011061
Transaction Type	Transfer
Record Updated	Sep 1, 2022
Title Company	BELL AND ALEXANDER TITLE SERVICES, BELL & ALEXANDER TITLE SVC

Transaction

Amount	Amount on Record
Tax	$8,510.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1490 CORTNER RD, WARTRACE, TN 37183-3402
Investor	Possibly a Property Investor

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BEDFORD TN
Property Address	1490 CORTNER RD, WARTRACE, TN 37183-3402
Document Number	D9418
Instrument Date	Nov 25, 2020
Transaction Type	Mortgage
Record Updated	Dec 9, 2020
Title Company	SOLOMONPARKS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1580 CORTNER RD WARTRACE TN 371833402, WARTRACE, TN 37183-3402

Mortgage

Document Number	D9418
Date	Dec 1, 2020
Book Page	000984/000945
Instrument	9418

Lender

Name	FIRST HORIZON BK
Type	Bank
Address	MEMPHIS, TN 38103

Agreement

Amount	Amount on Record
Term	360 Months
Due	Nov 30, 2050

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BEDFORD TN
Property Address	1490 CORTNER RD, WARTRACE, TN 37183-3402
Document Number	D2789
Instrument Date	Apr 9, 2020
Transaction Type	Mortgage
Record Updated	Jun 4, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	1490 CORTNER RD WARTRACE TN 371833402, WARTRACE, TN 37183-3402

Mortgage

Document Number	D2789
Date	Apr 14, 2020
Book Page	000959/000891
Instrument	2789

Lender

Name	FARM CREDIT SVCS
Type	Funding / Finance Company
Address	LOUISVILLE, KY 40299

Agreement

Amount	Amount on Record
Term	240 Months
Due	Apr 13, 2040

June 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BEDFORD TN
Recording Date	Jun 3, 2019
Property Address	1490 CORTNER RD, WARTRACE, TN 37183-3402
Document Number	D3723
Book / Page	000351 / 000210
Instrument Date	May 30, 2019
Instrument	3723
Transaction Type	Transfer
Record Updated	Jun 13, 2019
Title Company	SOUTHERN TN TITLE AND ESCROW LLC, SOUTHERN TN TITLE & ESCROW LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$518.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1580 CORTNER RD WARTRACE TN 371833402, WARTRACE, TN 37183-3402

Mortgage

Document Number	D3724
Date	Jun 3, 2019
Book Page	000932/000061
Instrument	3724

Lender

Name	FIRST CMNTY MTG INC
Address	MURFREESBORO, TN 37129

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 2, 2049

September 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BEDFORD TN
Recording Date	Sep 13, 2018
Property Address	1490 CORTNER RD, WARTRACE, TN 37183-3402
Document Number	D6255
Book / Page	000346 / 000409
Instrument Date	Sep 5, 2018
Instrument	6255
Transaction Type	Transfer
Record Updated	Sep 21, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$37.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1490 CORTNER RD WARTRACE TN 371833402, WARTRACE, TN 37183-3402

Tax Assessment & Valuation

The 2025 property tax bill for 1490 Cortner Rd was $7,287 with an additional exemption.

Source: Bedford County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Bedford County
Unified School District	Bedford County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,287.00 Additional exemption filed	$313,400 Land $45,200 Building $268,200
2023		$320,900 Land $45,550 Building $275,350
2021			$1,562,900 Land $490,100 Building $1,072,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1490 Cortner Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 2, 2007

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1490 Cortner Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Verizon Fixed Wireless	25 / 6
T-Mobile Fixed Wireless	25 / 3

1490 Cortner Rd, Wartrace, TN 37183 Property Records

Property Summary

Property Details

APN / Parcel Number

Interior

Exterior

Exterior Amenities

Utilities, Heating & Cooling

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

December 2021: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

November 2020: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

April 2020: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

June 2019: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

September 2018: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood

Wildfire

Internet Providers

Nearby Properties on Cortner Rd

Nearby Streets

Search Property Records by Address or Parcel Number