1580 23rd St, Oceano, CA 93445 Property Records

San Luis Obispo County property record for 1580 23rd St, Oceano, CA 93445

Property Summary

Property Type	Single Family Home
Details	5 bd · 3.5 ba · 3,169 sqft · built 1992
Lot Size	0.192 acres (8,340 sqft)
Owner	Company Name on Record
Last Sale	$930,000 (May 2022)
Tax Bill	$7,325 (2025)
Deeds & Mortgages	Aug 2023 Transfer Aug 2023 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`062-069-002`

Property Details

APN / Parcel Number

Primary APN	`062-069-002`

Interior

Bedrooms	5 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	11 Rooms
Stories	1 Story
Building Area	3,169 sqft Living Area
1st Floor Area	3,169 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Construction Type	Wood
Lot Area	8,340 sqft (0.192 acres)
Terrain	Below Road/Slope
Parking Spaces	4 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Street Address	1580 23RD ST
City	OCEANO
State	CA
Zip	93445-9105
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSF
Legal Description	TN OCEANO LA VERNE ADD PTN BL 1
Legal Subdivision	TN OCEANO LA VERNE ADD
Legal Block	1
Jurisdiction	SAN LUIS OBISPO CA
Township / Civil Division	ARROYO GRANDE
Census Block Group	2
Census Block	2008
Census Tract	12202

Owner

Source: San Luis Obispo County records, as of August 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	1580 23RD ST, OCEANO, CA 93445-9105
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Date	Document
Aug 25, 2023	Intrafamily Transfer, Transfer
Aug 25, 2023	Gift Deed, Transfer
May 27, 2022	Grant Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 27, 2022 · Amount on Record
Deed Sale	May 27, 2022 · Amount on Record
Prior Sale	Aug 1, 2014 · Amount on Record
Deed Document Number	202222787
Last Transfer Date	Aug 18, 2023
Transfer Doc	0000025221
Record Updated	Oct 29, 2026

August 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Aug 25, 2023
Property Address	1580 23RD ST, OCEANO, CA 93445-9105
Document Number	0000025221
Map Reference	MB 3 PG 56
Instrument Date	Aug 18, 2023
Instrument	2023025221
Transaction Type	Transfer
Record Updated	Sep 8, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1580 23RD ST, OCEANO, CA 93445-9105

August 2023: Gift Deed, Transfer

Document Type	Gift Deed
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Aug 25, 2023
Property Address	1580 23RD ST, OCEANO, CA 93445-9105
Document Number	0000025220
Map Reference	MB 3 PG 56
Instrument Date	Jul 12, 2023
Instrument	2023025220
Transaction Type	Transfer
Record Updated	Sep 8, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1580 23RD ST, OCEANO, CA 93445-9105

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1580 23RD ST, OCEANO, CA 93445-9105

May 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	May 27, 2022
Property Address	1580 23RD ST, OCEANO, CA 93445-9105
Document Number	0000022787
Map Reference	MB 3 PG 56
Instrument Date	Apr 22, 2022
Instrument	2022022787
Transaction Type	Transfer
Record Updated	Jun 14, 2022
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1580 23RD ST, OCEANO, CA 93445-9105

Mortgage

Document Number	0000022788
Date	May 27, 2022
Instrument	2022022788

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2052

Tax Assessment & Valuation

Source: San Luis Obispo County assessment roll, as of August 6, 2026

Property Jurisdictions

Type	Name
State	California
County	San Luis Obispo County
Unified School District	Lucia Mar Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$675,042 (+2%) Land $321,451 Building $353,591
2025	$7,325.00 (+3.46%) Homeowner's exemption	$661,807 (+4.04%) Land $315,149 Building $346,658
2024	$7,080.00 (+1.14%)
2023	$7,000.00 (+9.29%) Homeowner's exemption	$636,110 Land $302,912 Building $333,198
2022	$6,405.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective July 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OCEANO COMM SERVICES DIST. serves 7,598 people · EPA ID CA4010005
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 887 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Surfnet Communications Fixed Wireless	100 / 20

May also be available: Astound Broadband, Peak WiFi, Ranch Wifi, Verizon.

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