San Luis Obispo County property record for 1484 23rd St, Oceano, CA 93445
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 882 sqft · built 1932 |
| Lot Size | 0.12 acres (5,227 sqft) |
| Owner | Individual Name on File |
| Last Sale | $270,000 (Jan 2014) |
| Tax Bill | $3,778 (2025) |
| Deeds & Mortgages | Mar 2026 Transfer Mar 2026 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 062-068-020 |
| Primary APN | 062-068-020 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 882 sqft Living Area |
| 1st Floor Area | 882 sqft |
| Year Built | Built 1932 |
|---|---|
| Effective Year Built | Effective 1932 |
| Construction Type | Wood |
| Lot Area | 5,227 sqft (0.12 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Sewer | Connected |
| Street Address | 1484 23RD ST |
|---|---|
| City | OCEANO |
| State | CA |
| Zip | 93445-9137 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RMF |
| Legal Description | TN OCEANO LA VERNE ADD BL 2 LT 1 |
| Legal Subdivision | TN OCEANO LA VERNE ADD |
| Legal Block | 2 |
| Legal Lot Number | 1 |
| Jurisdiction | SAN LUIS OBISPO CA |
| Township / Civil Division | ARROYO GRANDE |
| Census Block Group | 2 |
| Census Block | 2005 |
| Census Tract | 12202 |
Source: San Luis Obispo County assessment roll, as of August 6, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1484 23RD ST, OCEANO, CA 93445-9137 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Sole Owner |
| Date | Document |
|---|---|
| Mar 10, 2026 | Intrafamily Transfer, Transfer FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY |
| Mar 10, 2026 | Intrafamily Transfer, Transfer · Conventional Mortgage COASTHILLS CU |
| Nov 15, 2018 | Intrafamily Transfer, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE INC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jan 10, 2014 · Amount on Record |
| Deed Sale | Jan 10, 2014 · Amount on Record |
| Prior Sale | Aug 7, 2013 · Amount on Record |
| Deed Document Number | 20141093 |
| Last Transfer Date | Feb 20, 2026 |
| Transfer Doc | 0000007232 |
| Record Updated | Sep 20, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SAN LUIS OBISPO CA |
| Recording Date | Mar 10, 2026 |
| Property Address | 1484 23RD ST, OCEANO, CA 93445-9137 |
| Document Number | 0000007231 |
| Map Reference | MB 3 PG 56 |
| Instrument Date | Mar 6, 2026 |
| Instrument | 2026007231 |
| Transaction Type | Transfer |
| Record Updated | Mar 23, 2026 |
| Title Company | FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1484 23RD ST, OCEANO, CA 93445-9137 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SAN LUIS OBISPO CA |
| Recording Date | Mar 10, 2026 |
| Property Address | 1484 23RD ST, OCEANO, CA 93445-9137 |
| Document Number | 0000007232 |
| Map Reference | MB 3 PG 56 |
| Instrument Date | Feb 20, 2026 |
| Instrument | 2026007232 |
| Transaction Type | Transfer |
| Record Updated | Mar 23, 2026 |
| Title Company | FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 1484 23RD ST, OCEANO, CA 93445-9137 |
| Document Number | 0000007233 |
|---|---|
| Date | Mar 10, 2026 |
| Instrument | 2026007233 |
| Name | COASTHILLS CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.75% |
| Type Change Date | Apr 1, 2041 |
| Change Frequency | 10 Years |
| Min Rate At Change | 5.75% |
| Max Rate At Change | 10.7% |
| Index | 10-Year TN |
| Max Rate | 10.7% |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SAN LUIS OBISPO CA |
| Recording Date | Nov 15, 2018 |
| Property Address | 1484 23RD ST, OCEANO, CA 93445-9137 |
| Document Number | 0000047399 |
| Map Reference | MB3 PG56 |
| Instrument Date | Nov 8, 2018 |
| Instrument | 2018047399 |
| Transaction Type | Transfer |
| Record Updated | Aug 9, 2021 |
| Title Company | FIDELITY NATIONAL TITLE CO |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 1484 23RD ST, OCEANO, CA 93445-9137 |
| Document Number | 0000047400 |
|---|---|
| Date | Nov 15, 2018 |
| Instrument | 2018047400 |
| Name | CROSSCOUNTRY MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2048 |
Source: San Luis Obispo County assessment roll, as of August 6, 2025
| Type | Name |
|---|---|
| State | California |
| County | San Luis Obispo County |
| Unified School District | Lucia Mar Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $3,778.00 (+4.8%) Homeowner's exemption | $329,746 (+4.04%) Land $183,874 Building $145,872 |
| 2023 | $3,605.00 (+1.46%) Homeowner's exemption | $316,943 Land $176,735 Building $140,208 |
| 2022 | $3,553.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective July 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OCEANO COMM SERVICES DIST. serves 7,598 people · EPA ID CA4010005 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jun 2024 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 887 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Surfnet Communications Fixed Wireless | 100 / 20 |
May also be available: Peak WiFi, Radiate Holdings, Ranch WiFi, Verizon.
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