158 Whispering Pines Trl, Interlachen, FL 32148 Property Records

Putnam County property record for 158 Whispering Pines Trl, Interlachen, FL 32148

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 966 sqft · built 1985
Lot Size	4.96 acres (216,058 sqft)
Owner	2 Owner Names on File
Last Sale	$135,000 (Nov 2008)
Tax Bill	$2,089 (2025)
Deeds & Mortgages	Aug 2018 Line of Credit
Flood Zone	Zone A (high risk)
APN	`14-10-24-0000-005.0-007.0`

Property Details

APN / Parcel Number

Primary APN	`14-10-24-0000-005.0-007.0`
Alternative APN	`77212`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Plumbing Fixtures	6 Plumbing Fixtures
Building Area	966 sqft Living Area
1st Floor Area	2,381 sqft

Exterior

Year Built	Built 1985
Exterior Material	Siding
Lot Area	216,058 sqft (4.96 acres)
Lot Dimensions	596 ft deep x 165 ft wide
Deck Area	197 sqft

Utilities, Heating & Cooling

Heating System	Heat Pump

Location & Zoning

Account Number	77212
Street Address	158 WHISPERING PINES TRL
City	INTERLACHEN
State	FL
Zip	32148-2432
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	S1/2 OF N1/2 OF NE1/4 OF SE1/4
Legal Range	24E
Legal Township	10S
Legal Section	14
Jurisdiction	PUTNAM FL
Township / Civil Division	INTERLACHEN-FLORAHOME
Census Block Group	2
Census Block	2009
Census Tract	950500

Owner

Source: Putnam County records · APN 14-10-24-0000-005.0-007.0

Assessment roll updated July 1, 2025 · Last verified January 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Owner Names on File
Mailing Address	PO BOX 71, INTERLACHEN, FL 32148-0071
Occupancy	Owner Occupied

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Nov 17, 2008 · Amount on Record
Deed Sale	Nov 17, 2008 · Amount on Record
Prior Sale	Feb 20, 2001 · Amount on Record
Deed Document Number	200854662626
Deed Book / Page	1210 / 0713
Record Updated	Jun 08, 2026

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PUTNAM FL
Property Address	158 WHISPERING PINES TRL, INTERLACHEN, FL 32148-2432
Document Number	0015181513
Instrument Date	Aug 28, 2018
Transaction Type	Mortgage
Record Updated	Sep 28, 2018
Title Company	AMERICAN TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 71 INTERLACHEN FL 321480071, INTERLACHEN, FL 32148-0071

Mortgage

Document Number	0015181513
Date	Sep 11, 2018
Book Page	001518/001513
Instrument	54016920

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Sep 10, 2048

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Putnam County records · Assessment roll updated July 1, 2025 · Last verified January 2026

Property Jurisdictions

Type	Name
State	Florida
County	Putnam County
Unified School District	Putnam County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,089.00 (+13.97%) Senior Citizen's exemption	$150,510 (+5.99%)	$199,290 (+7.3%) Land $65,870 Building $133,420
2023	$1,833.00 (+1.44%) Senior Citizen's exemption	$142,010 (+3%)	$185,740 (+14.85%) Land $65,870 Building $119,870
2022	$1,807.00 Homeowner's exemption	$137,880	$161,730 Land $56,460 Building $105,270

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of February 2, 2012 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone A high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Not determined for this zone
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 30 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	30 in force
Nearby Flood Claims	2 (2017)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Sep 2017 · Hurricane Irma
Claims by Event	Hurricane Irma, Sep 2017 · 2 claims

Wildfire

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile USA Fixed Wireless	100 / 20
Uniti Group DSL	100 / 20

May also be available: AT&T, Xfinity.

Based on FCC filings for 17 locations within half a mile of this property.

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