140 Whispering Pines Trl, Interlachen, FL 32148 Property Records

Putnam County property record for 140 Whispering Pines Trl, Interlachen, FL 32148

Property Summary

Property Type	Mobile Home
Details	1,620 sqft · built 2000
Lot Size	10.1 acres (442,570 sqft)
Owner	2 Owner Names on Record
Last Sale	$140,000 (Jun 2003)
Tax Bill	$3,343 (2025)
Deeds & Mortgages	May 2019 Mortgage Jan 2019 Mortgage
Flood Zone	Zone A (high risk)
APN	`14-10-24-0000-005.0-009.0`

Property Details

APN / Parcel Number

Primary APN	`14-10-24-0000-005.0-009.0`
Alternative APN	`77214`

Interior

Building Area	1,620 sqft Living Area
1st Floor Area	2,196 sqft
Fireplace	Fireplace

Exterior

Year Built	Built 2000
Lot Area	442,570 sqft (10.1 acres)
Lot Dimensions	690 ft deep x 165 ft wide
Porch	Porch
Porch Area	552 sqft
Deck Area	68 sqft

Location & Zoning

Account Number	77214
Street Address	140 WHISPERING PINES TRL
City	INTERLACHEN
State	FL
Zip	32148-2432
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Legal Description	PT OF NE1/4 OF SE1/4 OR554 P85
Legal Range	24E
Legal Township	10S
Legal Section	14
Jurisdiction	PUTNAM FL
Township / Civil Division	INTERLACHEN-FLORAHOME
Census Block Group	2
Census Block	2009
Census Tract	950500

Owner

Source: Putnam County records, as of January 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Owner Names on Record
Mailing Address	PO BOX 2050, INTERLACHEN, FL 32148-2050
Occupancy	Owner Occupied

Deeds, Mortgages & Sale History

Date	Document
May 21, 2019	Deed of Trust, Mortgage GARY F SR MCKINNON
Jan 9, 2019	Deed of Trust, Mortgage DANIEL N & MARCIA E COHEN

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 5, 2003 · Amount on Record
Deed Sale	Jun 5, 2003 · Amount on Record
Deed Document Number	469067
Deed Book / Page	0938 / 0869
Record Updated	Jun 8, 2026

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PUTNAM FL
Property Address	140 WHISPERING PINES TRL, INTERLACHEN, FL 32148-2432
Document Number	0015430771
Instrument Date	May 21, 2019
Transaction Type	Mortgage
Record Updated	Jun 14, 2019
Title Company	GULLET TITLE/INTERLACHEN INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	PO BOX 2050 INTERLACHEN FL 321482050, INTERLACHEN, FL 32148-2050

Mortgage

Document Number	0015430771
Date	May 28, 2019
Book Page	001543/000771
Instrument	54009393

Lender

Name	GARY F SR MCKINNON
Address	PO BOX 1223, PALATKA, FL 32178-1223

Agreement

Amount	Amount Recorded

Interest

Rate	6%

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PUTNAM FL
Property Address	140 WHISPERING PINES TRL, INTERLACHEN, FL 32148-2432
Document Number	0015301502
Instrument Date	Jan 9, 2019
Transaction Type	Mortgage
Record Updated	Jan 29, 2019
Title Company	GULLET TITLE/INTERLACHEN INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	PO BOX 2050 INTERLACHEN FL 321482050, INTERLACHEN, FL 32148-2050

Mortgage

Document Number	0015301502
Date	Jan 14, 2019
Book Page	001530/001502
Instrument	54000665

Lender

Name	DANIEL N & MARCIA E COHEN
Address	190 S WILDERNESS TRL, PONTE VEDRA BEACH, FL 32082-3847

Agreement

Amount	Amount Recorded
Term	24 Months
Due	Jan 13, 2021

Interest

Rate	12%

Tax Assessment & Valuation

Source: Putnam County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Putnam County
Unified School District	Putnam County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,343.00 (+12.03%) Homeowner's exemption	$219,800 (+5.98%)	$588,500 (-4.36%) Land $134,850 Building $453,650
2023	$2,984.00 (+5.55%) Homeowner's exemption	$207,390 (+3%)	$615,300 (+16.92%) Land $134,850 Building $480,450
2022	$2,827.00 Homeowner's exemption	$201,350	$526,270 Land $113,590 Building $412,680

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 2, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone A high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Not determined for this zone
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 30 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	30 in force
Nearby Flood Claims	2 (2017)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Sep 2017 · Hurricane Irma
Claims by Event	Hurricane Irma, Sep 2017 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 54% of the US · lower than 74% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20
Windstream DSL	100 / 20

May also be available: AT&T, Xfinity.

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