158 Vista Hills Rd, Murphy, NC 28906 Property Records

Cherokee County property record for 158 Vista Hills Rd, Murphy, NC 28906

Property Summary

Property Type	Single Family Home
Details	2 bd · 3 ba · 864 sqft · built 2004
Lot Size	0.67 acres (29,185 sqft)
Owner	2 Individual Names on Record
Last Sale	$305,000 (Nov 2021)
Tax Bill	$1,319 (2025)
Deeds & Mortgages	Oct 2019 Mortgage Nov 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`442900395481000`

Property Details

APN / Parcel Number

Primary APN	`442900395481000`
Alternative APN	`56100`

Interior

Bedrooms	2 Beds
Full Baths	3 Baths
Building Area	864 sqft Heated Area
Gross Area	2,936 sqft
1st Floor Area	864 sqft
Basement Area	864 sqft
Finished Basement	864 sqft
Flooring	Wood
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Architectural Style	Ranch
Exterior Material	Wood
Roof Type	Cathedral/Clerestory
Roof Material	Asphalt
Lot Area	29,185 sqft (0.67 acres)
Lot Dimensions	203 ft deep x 143 ft wide

Exterior Amenities

Porch	Patio
Porch Area	96 sqft
Deck Area	248 sqft
Patio Area	288 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	56100
Street Address	158 VISTA HILLS RD
City	MURPHY
State	NC
Zip	28906-7740
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 9 ROLLING HILLS EST 1570/659
Legal Subdivision	ROLLING HILLS ESTATES
Legal Lot Number	9
Jurisdiction	CHEROKEE NC
Township / Civil Division	HOTHOUSE
Census Block Group	1
Census Block	1018
Census Tract	930605

Owner

Source: Cherokee County records, as of October 10, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	158 VISTA HILLS RD, MURPHY, NC 28906-7740
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Oct 23, 2019	Deed of Trust, Mortgage · Conventional Mortgage CENTRAL TRUST BANK
Nov 15, 2021	Warranty Deed, Transfer · Conventional Mortgage HOMESTAR FINANCIAL CORP
Oct 2, 2017	Warranty Deed, Transfer · Conventional Mortgage HOMESTAR FINANCIAL CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 15, 2021 · Amount on Record
Deed Sale	Nov 15, 2021 · Amount on Record
Prior Sale	Oct 2, 2017 · Amount on Record
Deed Document Number	20217686
Deed Book / Page	1696 / 638
Prior Transfer Date	Oct 17, 2014
Prior Transfer Doc	01500/0227
Record Updated	Jun 8, 2026

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEROKEE NC
Property Address	158 VISTA HILLS RD, MURPHY, NC 28906-7740
Transaction Type	Mortgage
Record Updated	Aug 22, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	01626/0759
Date	Oct 23, 2019
Book Page	01626/0759
Instrument	05095

Lender

Name	CENTRAL TRUST BANK
Type	Bank
Address	COLORADO SPRINGS, CO 80918

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Nov 1, 2034

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHEROKEE NC
Recording Date	Nov 15, 2021
Property Address	158 VISTA HILLS RD, MURPHY, NC 28906-7740
Document Number	001696/638
Book / Page	1696 / 638
Instrument Date	Oct 29, 2021
Instrument	7686
Transaction Type	Transfer
Record Updated	Aug 22, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$610.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	158 VISTA HILLS RD, 158, MURPHY, NC 28906-7740

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	158 VISTA HILLS RD, MURPHY, NC 28906-7740

Mortgage

Document Number	0016960642
Date	Nov 15, 2021
Instrument	01696/0642

Lender

Name	HOMESTAR FINANCIAL CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2051

October 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHEROKEE NC
Recording Date	Oct 2, 2017
Property Address	158 VISTA HILLS RD, MURPHY, NC 28906-7740
Document Number	01570/0659
Book / Page	01570 / 0659
Instrument Date	Sep 22, 2017
Instrument	04441
Transaction Type	Transfer
Record Updated	Aug 22, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$317.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	284 JENNIFER LN, 284, MINERAL BLUFF, GA 30559-3501

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	158 VISTA HILLS RD, MURPHY, NC 28906-7740

Mortgage

Document Number	0000004442
Date	Oct 2, 2017
Instrument	04442

Lender

Name	HOMESTAR FINANCIAL CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Nov 1, 2032

Tax Assessment & Valuation

Source: Cherokee County assessment roll, as of October 10, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Cherokee County
Unified School District	Cherokee County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,319.00	$176,410 (-)	$176,410 (-) Land $15,000 Building $161,410
2023		$176,410	$176,410 Land $15,000 Building $161,410

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 5, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 64% of the US · above 87% of North Carolina
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 37 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Peachtree Broadband Fiber Fiber	1,000 / 1,000
Blue Ridge Mountain EMC Fiber	1,000 / 1,000
Starlink Satellite	280 / 30

Cell Coverage

4G LTE (outdoors only), no 5G reported

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