250 Vista Hills Rd, Murphy, NC 28906 Property Records

Cherokee County property record for 250 Vista Hills Rd, Murphy, NC 28906

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,204 sqft · built 2006
Lot Size	0.66 acres (28,750 sqft)
Owner	2 Individual Names on File
Last Sale	$228,000 (May 2021)
Tax Bill	$1,316 (2025)
Deeds & Mortgages	May 2021 Sale & Mortgage Apr 2020 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`442900392778000`

Property Details

APN / Parcel Number

Primary APN	`442900392778000`
Alternative APN	`54568`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,204 sqft Heated Area
Gross Area	1,760 sqft
1st Floor Area	1,204 sqft
Flooring	Wood
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2012
Exterior Material	Wood Siding
Roof Type	Cathedral/Clerestory
Roof Material	Asphalt
Lot Area	28,750 sqft (0.66 acres)
Lot Dimensions	215 ft deep x 138 ft wide
Porch	Patio
Porch Area	556 sqft
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	54568
Street Address	250 VISTA HILLS RD
City	MURPHY
State	NC
Zip	28906-7767
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 13 ROLLING HILLS EST 1640/474
Legal Subdivision	ROLLING HILLS ESTATES
Legal Lot Number	13
Jurisdiction	CHEROKEE NC
Township / Civil Division	HOTHOUSE
Census Block Group	1
Census Block	1018
Census Tract	930605

Owner

Source: Cherokee County records · APN 442900392778000

Assessment roll updated October 10, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	250 VISTA HILLS RD, MURPHY, NC 28906-7767
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
May 14, 2021	Warranty Deed, Transfer · Conventional Mortgage PRIMELENDING
Apr 02, 2020	Warranty Deed, Transfer · Conventional Mortgage UNITED COMMUNITY BANK
Aug 08, 2017	Intrafamily Transfer, Transfer
Jun 21, 2017	Warranty Deed, Transfer · Conventional Mortgage FIRST RELIANCE BANK
Jun 20, 2017	Warranty Deed, Transfer · Conventional Mortgage FIRST RELIANCE BANK

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	May 14, 2021 · Amount on Record
Deed Sale	May 14, 2021 · Amount on Record
Prior Sale	Apr 02, 2020 · Amount on Record
Deed Document Number	20213235
Deed Book / Page	1680 / 1177
Prior Transfer Date	Aug 02, 2017
Prior Transfer Doc	01566/0521
Record Updated	Jun 08, 2026

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHEROKEE NC
Recording Date	May 14, 2021
Property Address	250 VISTA HILLS RD, MURPHY, NC 28906-7767
Document Number	01680/1177
Book / Page	1680 / 1177
Instrument Date	May 04, 2021
Instrument	3235
Transaction Type	Transfer
Record Updated	Jan 28, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$456.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	766 DOGWOOD DR, 766, CASSELBERRY, FL 32707-2702

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	308 ROSLYN AVE, NEW SMYRNA BEACH, FL 32168-6036

Mortgage

Document Number	0016801180
Date	May 14, 2021
Instrument	1680/1180

Lender

Name	PRIMELENDING
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 01, 2051

April 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHEROKEE NC
Recording Date	Apr 02, 2020
Property Address	250 VISTA HILLS RD, MURPHY, NC 28906-7767
Document Number	1640/474
Book / Page	1640 / 474
Instrument Date	Feb 27, 2020
Instrument	1711
Transaction Type	Transfer
Record Updated	Aug 13, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$350.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	205 VISTA HILLS RD, 205, MURPHY, NC 28906-7767

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	766 DOGWOOD DR, CASSELBERRY, FL 32707-2702

Mortgage

Document Number	1640477
Date	Apr 02, 2020
Instrument	1640/477

Lender

Name	UNITED COMMUNITY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 01, 2050

August 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CHEROKEE NC
Recording Date	Aug 08, 2017
Property Address	250 VISTA HILLS RD, MURPHY, NC 28906-7767
Document Number	01566/0521
Book / Page	01566 / 0521
Instrument Date	Aug 02, 2017
Instrument	03481
Transaction Type	Transfer
Record Updated	Aug 13, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	250 VISTA HILLS RD, MURPHY, NC 28906-7767

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHEROKEE NC
Recording Date	Jun 21, 2017
Property Address	250 VISTA HILLS RD, MURPHY, NC 28906-7767
Document Number	01562/1019
Book / Page	01562 / 1019
Instrument Date	Jun 21, 2017
Instrument	02659
Transaction Type	Transfer
Record Updated	Aug 13, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$284.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 207, MURPHY, NC 28906-0207

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	250 VISTA HILLS RD, MURPHY, NC 28906-7767

Mortgage

Document Number	02660
Date	Jun 21, 2017
Instrument	02660

Lender

Name	FIRST RELIANCE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 01, 2047

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHEROKEE NC
Recording Date	Jun 20, 2017
Property Address	250 VISTA HILLS RD, MURPHY, NC 28906-7767
Document Number	01562/1019
Book / Page	01562 / 1019
Instrument	02659
Transaction Type	Transfer
Record Updated	Aug 13, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$284.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 207, MURPHY, NC 28906-0207

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	250 VISTA HILLS RD, MURPHY, NC 28906-7767

Mortgage

Document Number	02660
Date	Jun 20, 2017
Instrument	02660

Lender

Name	FIRST RELIANCE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 01, 2047

Tax Assessment & Valuation

Source: Cherokee County records · Assessment roll updated October 10, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Cherokee County
Unified School District	Cherokee County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,316.00	$175,950 (-)	$175,950 (-) Land $15,000 Building $160,950
2023		$175,950	$175,950 Land $15,000 Building $160,950

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Cherokee County (37039C), as of February 5, 2020 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 370399306051, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	1 in force

Wildfire

Wildfire Risk	Moderate above 64% of the US · above 86% of North Carolina
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
CND Acquisition Fiber	1,000 / 1,000
Blue Ridge Mountain Electric Membership Fiber	1,000 / 1,000
Starlink Satellite	280 / 30

Based on FCC filings for 37 locations within half a mile of this property.

Cell Coverage

4G LTE (outdoors only), no 5G reported

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