158 Universal Dr, Saint Peters, MO 63376 Property Records

St. Charles County property record for 158 Universal Dr, Saint Peters, MO 63376 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,489 sqft · built 1983
Lot Size	0.27 acres (11,761 sqft)
Owner	2 Individual Names on File
Last Sale	$125,000 (Aug 2015)
Tax Bill	$3,244 (2025)
Deeds & Mortgages	Jul 2026 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`427845C417`

Property Details

APN / Parcel Number

Primary APN	`427845C417`
Alternative APN	`3-0153-5591-00-0271.0000000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,489 sqft Living Area
Gross Area	2,664 sqft
1st Floor Area	1,152 sqft
Basement Area	1,056 sqft
Finished Basement	337 sqft
Unfinished Basement	719 sqft

Exterior

Year Built	Built 1983
Effective Year Built	Effective 1983
Architectural Style	Split Level
Exterior Material	Wood
Roof Type	Gable
Roof Material	Asphalt
Lot Area	11,761 sqft (0.27 acres)
Terrain	Rolling
Garage Type	Attached
Garage Area	456 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	100 sqft
Deck Area	Deck Area
Patio Area	200 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	427845C417
Street Address	158 UNIVERSAL DR
City	SAINT PETERS
State	MO
Zip	63376-4421
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CRESCENT HILLS #5 LOT 271
Legal Subdivision	CRESCENT HILLS #5
Legal Lot Number	271
Jurisdiction	ST CHARLES MO
Township / Civil Division	SPENCER CREEK
Census Block Group	1
Census Block	1002
Census Tract	311294

Owner

Source: St. Charles County records · APN 427845C417

Assessment roll updated August 13, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	158 UNIVERSAL DR, SAINT PETERS, MO 63376-4421
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Aug 13, 2015 · Amount on Record
Deed Sale	Aug 13, 2015 · Amount on Record
Prior Sale	Mar 21, 2008 · Amount on Record
Deed Document Number	2015537020
Deed Book / Page	6404 / 1724
Prior Transfer Date	Mar 20, 2008
Prior Transfer Doc	0049540206
Record Updated	Sep 20, 2026

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Jul 23, 2026
Property Address	158 UNIVERSAL DR, SAINT PETERS, MO 63376-4421
Document Number	0000034710
Instrument Date	Jul 23, 2026
Instrument	202634710
Transaction Type	Transfer
Record Updated	Aug 04, 2026
Title Company	INVESTORS LAND TITLE, INVESTORS TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Estimated Sale Price
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	158 UNIVERSAL DR, SAINT PETERS, MO 63376-4421

Mortgage

Document Number	0000034711,
Date	Jul 23, 2026
Instrument	202634711

Lender

Name	DAS ACQUISITION

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 01, 2056

Interest

Rate	6.52%
Max Rate	-1%

Tax Assessment & Valuation

Source: St. Charles County records · Assessment roll updated August 13, 2025 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Municipality	St. Peters City
Unified School District	Francis Howell R-III School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,244.00 (+4.71%)	$47,599 (+7.6%)	$250,520 (+7.6%) Land $50,000 Building $200,520
2024	$3,098.00
2023		$44,238
2022			$232,831 Land $50,000 Building $182,831

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Charles County (29183C), updated August 25, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 291833112941, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 2 individual NFIP policies nearby
Nearby Flood Policies	2 in force 2 of 2 on primary residences
Nearby Flood Claims	6 (1996–2022)
Claims Outside the SFHA	2 of 6
Most Recent Claim	Jul 2022, rainfall accumulation, Severe Storms And Flooding
Flood Events	Severe Storms, Flooding, And A Tornado (Sep 2008), 2 claims

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.