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154 Universal Dr, Saint Peters, MO 63376 Property Records

St. Charles County property record for 154 Universal Dr, Saint Peters, MO 63376 · Last verified March 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 864 sqft · built 1983
Lot Size0.58 acres (25,265 sqft)
OwnerIndividual Name on File
Last Sale$125,000 (Feb 2018)
Tax Bill$2,465 (2025)
Deeds & MortgagesSep 2025 Second Mortgage
Dec 2021 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN427845C415

Property Details

APN / Parcel Number

Primary APN427845C415
Alternative APN
  • 3-0153-5591-00-0269.0000000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Stories1 Story
Building Area864 sqft Living Area
1st Floor Area864 sqft
Basement Area864 sqft
Finished Basement384 sqft

Exterior

Year BuiltBuilt 1983
Architectural StyleOther
Exterior MaterialWood
Lot Area25,265 sqft (0.58 acres)
TerrainRolling
Garage TypeAttached
Parking Spaces1 Parking Space
PorchPorch
Porch Area96 sqft
Patio Area824 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air
SewerConnected

Location & Zoning

Account Number427845C415
Old Parcel Number427845C415
Street Address154 UNIVERSAL DR
CitySAINT PETERS
StateMO
Zip63376-4421
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionCRESCENT HILLS #5 LOT 269 PT SUR 1640
Legal Range04E
Legal Township46N
Legal SubdivisionCRESCENT HILLS #5
Legal Lot Number269
JurisdictionST CHARLES MO
Township / Civil DivisionSPENCER CREEK
Census Block Group1
Census Block1002
Census Tract311294

Owner

Source: St. Charles County records · APN 427845C415

Assessment roll updated July 1, 2025 · Last verified March 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address154 UNIVERSAL DR, SAINT PETERS, MO 63376-4421
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 30, 2025Deed of Trust, Mortgage · Stand-Alone Second Mortgage
FIRST STATE BANK OF ST CHARLES MO
Dec 27, 2021Deed of Trust, Mortgage · Conventional Mortgage
CAPGROW HOME MORTGAGE LLC
Feb 20, 2018Warranty Deed, Transfer · FHA Mortgage
CAEGROW HOME MORTGAGE LLC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleFeb 20, 2018 · Amount on Record
Deed SaleFeb 20, 2018 · Amount on Record
Prior SaleMar 26, 1999 · Amount on Record
Deed Document Number0006881729
Deed Book / Page6881 / 729
Record UpdatedJun 08, 2026

September 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST CHARLES MO
Property Address154 UNIVERSAL DR, SAINT PETERS, MO 63376-4421
Transaction TypeMortgage
Record UpdatedOct 14, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address154 UNIVERSAL DR, SAINT PETERS, MO 63376-4421

Mortgage

Document Number0000043134
DateSep 30, 2025
Instrument2025R-043134
Lender
NameFIRST STATE BANK OF ST CHARLES MO
TypeBank
AddressSAINT CHARLES, MO 63301
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term360 Months
DueSep 01, 2055

December 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST CHARLES MO
Property Address154 UNIVERSAL DR, SAINT PETERS, MO 63376-4421
Transaction TypeMortgage
Record UpdatedJan 11, 2022
Title CompanyTOUCHSTONE TITLE AND ABSTRACT, TOUCHSTONE TITLE & ABSTRACT

Transferred To (Grantee/Buyer)

NameVerified Name
Address154 UNIVERSAL DR, SAINT PETERS, MO 63376-4421

Mortgage

Document Number0000103676
DateDec 27, 2021
Instrument2021R-103676
Lender
NameCAPGROW HOME MORTGAGE LLC
TypeMortgage Company
AddressCHESTERFIELD, MO 63017
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJan 01, 2052

February 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST CHARLES MO
Recording DateFeb 20, 2018
Property Address154 UNIVERSAL DR, SAINT PETERS, MO 63376-4421
Document Number0068810729
Book / Page6881 / 0729
Map ReferenceMB 22 PG 132
Instrument DateFeb 15, 2018
Instrument20180220000091390
Transaction TypeTransfer
Record UpdatedAug 09, 2021

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address4682 ELK HEAD RD, 4682, BLAND, MO 65014-2418

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address154 UNIVERSAL DR, SAINT PETERS, MO 63376-4421

Mortgage

Document Number20180220000091400
DateFeb 20, 2018
Instrument20180220000091400
Lender
NameCAEGROW HOME MORTGAGE LLC
TypeNon-Lending Institution
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueMar 01, 2048

Tax Assessment & Valuation

Source: St. Charles County records · Assessment roll updated July 1, 2025 · Last verified March 2026

Property Jurisdictions

TypeName
StateMissouri
CountySt. Charles County
MunicipalitySt. Peters City
Unified School DistrictFrancis Howell R-III School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$2,465.00$36,031 (+1.72%)$189,639 (+1.72%) Land $50,000 Building $139,639
2023$35,421
2022$186,427 Land $50,000 Building $136,427

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Charles County (29183C), updated August 25, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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