158 Summerset Dr, Clyde, NC 28721 Property Records

Haywood County property record for 158 Summerset Dr, Clyde, NC 28721

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,567 sqft · built 2001
Lot Size	2.32 acres (101,408 sqft)
Owner	2 Individual Names on Record
Last Sale	$35,500 (Feb 1998)
Tax Bill	$3,870 (2025)
Deeds & Mortgages	Aug 2022 Line of Credit Nov 2017 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`8626-88-0486`

Property Details

APN / Parcel Number

Primary APN	`8626-88-0486`
Alternative APN	`107526`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,567 sqft Heated Area
Gross Area	3,935 sqft
1st Floor Area	2,567 sqft
Basement Area	2,567 sqft
Finished Basement	2,567 sqft

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Architectural Style	Conventional
Exterior Material	Vinyl
Roof Material	Asphalt
Lot Area	101,408 sqft (2.32 acres)
Porch	Patio

Utilities, Heating & Cooling

Cooling System	Partial
Heating System	Heat Pump
Water Source	Commercial

Location & Zoning

Account Number	107526
Street Address	158 SUMMERSET DR
City	CLYDE
State	NC
Zip	28721-8416
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PT #1 SUMMERSET
Legal Subdivision	SUMMERSET
Legal Unit	1
Jurisdiction	HAYWOOD NC
Township / Civil Division	CLYDE
Census Block Group	1
Census Block	1017
Census Tract	921000

Owner

Source: Haywood County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	158 SUMMERSET DR, 1, CLYDE, NC 28721-8416
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 12, 2022	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA
Nov 20, 2017	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 11, 1998 · Amount on Record
Deed Sale	Feb 11, 1998 · Amount on Record
Deed Book / Page	463 / 2038
Record Updated	Sep 20, 2026

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAYWOOD NC
Property Address	158 SUMMERSET DR, CLYDE, NC 28721-8416
Transaction Type	Mortgage
Record Updated	Aug 22, 2022
Title Company	WFG LENDER SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0010691229
Date	Aug 12, 2022
Book Page	1069/1229
Instrument	2022008603

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	358 Months
Due	Jun 23, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAYWOOD NC
Property Address	158 SUMMERSET DR, CLYDE, NC 28721-8416
Document Number	0009411631
Book / Page	000941 / 001631
Instrument Date	Nov 20, 2017
Transaction Type	Mortgage
Record Updated	Jan 3, 2018
Title Company	AMERICAN TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	158 SUMMERSET DR CLYDE NC 287218416, CLYDE, NC 28721-8416

Mortgage

Document Number	0009411631
Date	Nov 30, 2017
Book Page	000941/001631
Instrument	11093

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Nov 29, 2047

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Haywood County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Haywood County
Unified School District	Haywood County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$494,800 (-) Land $64,300 Building $430,500
2025	$3,870.00	$494,800 (-) Land $64,300 Building $430,500	$494,800 (-) Land $64,300 Building $430,500
2023		$494,800 Land $64,300 Building $430,500	$494,800 (-) Land $64,300 Building $430,500
2021			$494,800 Land $64,300 Building $430,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 57% of the US · above 79% of North Carolina
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JUNALUSKA SANITARY DISTRICT serves 5,138 people · EPA ID NC0144035
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 41 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 50
Skyrunner Fixed Wireless	500 / 250
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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