Haywood County property record for 426 Summerset Dr, Clyde, NC 28721
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 4 ba · 3,959 sqft · built 1995 |
| Lot Size | 2.76 acres (120,443 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $480,000 (Oct 2019) |
| Tax Bill | $4,397 (2025) |
| Deeds & Mortgages | Apr 2026 Mortgage Dec 2025 Second Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 8626-78-0063 |
| Primary APN | 8626-78-0063 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 4 Baths |
| Stories | 1 Story |
| Building Area | 3,959 sqft Heated Area |
| Gross Area | 6,243 sqft |
| 1st Floor Area | 3,959 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1995 |
|---|---|
| Effective Year Built | Effective 1995 |
| Architectural Style | Conventional |
| Exterior Material | Vinyl |
| Roof Material | Asphalt |
| Lot Area | 120,443 sqft (2.76 acres) |
| Garage Area | 600 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Septic |
| Water Source | Commercial |
| Account Number | 259917 |
|---|---|
| Street Address | 426 SUMMERSET DR |
| City | CLYDE |
| State | NC |
| Zip | 28721-8459 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | #10 SUMMERSET |
| Legal Subdivision | SUMMERSET |
| Legal Unit | 10 |
| Jurisdiction | HAYWOOD NC |
| Township / Civil Division | CLYDE |
| Census Block Group | 1 |
| Census Block | 1017 |
| Census Tract | 921000 |
Source: Haywood County records, as of July 14, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 426 SUMMERSET DR, CLYDE, NC 28721-8459 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 7, 2026 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Dec 11, 2025 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage ROCKET MORTGAGE LLC |
| Feb 4, 2022 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Aug 9, 2021 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Oct 31, 2019 | Warranty Deed, Transfer · Conventional Mortgage HIGHLANDS RESIDENTIAL MORTGAGE LTD |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 31, 2019 · Amount on Record |
| Deed Sale | Oct 31, 2019 · Amount on Record |
| Prior Sale | Jan 25, 1994 · Amount on Record |
| Deed Document Number | 201910082 |
| Deed Book / Page | 984 / 1671 |
| Prior Transfer Date | Sep 19, 2016 |
| Prior Transfer Doc | 0009142188 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAYWOOD NC |
| Recording Date | Apr 7, 2026 |
| Property Address | 426 SUMMERSET DR, CLYDE, NC 28721-8459 |
| Document Number | 0000002829 |
| Book / Page | 1150 / 841 |
| Instrument Date | Apr 6, 2026 |
| Instrument | 20262829 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | ROCKET CLOSE |
| Name | Verified Name |
|---|---|
| Address | 426 SUMMERSET DR, CLYDE, NC 28721-8459 |
| Investor | Possibly a Property Investor |
| Document Number | 0000002829, |
|---|---|
| Date | Apr 7, 2026 |
| Book Page | 1150/841 |
| Instrument | 20262829 |
| Name | ROCKET MORTGAGE LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAYWOOD NC |
| Property Address | 426 SUMMERSET DR, CLYDE, NC 28721-8459 |
| Transaction Type | Mortgage |
| Record Updated | Dec 24, 2025 |
| Title Company | UNKNOWN, PA ROCKET CLOSE |
| Name | Verified Name |
|---|
| Document Number | 0011421770 |
|---|---|
| Date | Dec 11, 2025 |
| Book Page | 1142/1770 |
| Instrument | 2025010672 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Jan 1, 2046 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAYWOOD NC |
| Property Address | 426 SUMMERSET DR, CLYDE, NC 28721-8459 |
| Transaction Type | Mortgage |
| Record Updated | May 3, 2022 |
| Title Company | AMROCK INC, AMROCK |
| Name | Verified Name |
|---|
| Document Number | 0010541830 |
|---|---|
| Date | Feb 4, 2022 |
| Book Page | 1054/1830 |
| Instrument | 2022001261 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Mar 1, 2037 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAYWOOD NC |
| Property Address | 426 SUMMERSET DR, CLYDE, NC 28721-8459 |
| Transaction Type | Mortgage |
| Record Updated | May 3, 2022 |
| Title Company | AMROCK INC, AMROCK |
| Name | Verified Name |
|---|
| Document Number | 0010381959 |
|---|---|
| Date | Aug 9, 2021 |
| Book Page | 1038/1959 |
| Instrument | 2021009833 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Sep 1, 2036 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAYWOOD NC |
| Recording Date | Oct 31, 2019 |
| Property Address | 426 SUMMERSET DR, CLYDE, NC 28721-8459 |
| Document Number | 0009841671 |
| Book / Page | 984 / 1671 |
| Map Reference | CAB C SL 665 |
| Instrument Date | Oct 29, 2019 |
| Instrument | 2019010082 |
| Transaction Type | Transfer |
| Record Updated | May 3, 2022 |
| Title Company | CHICAGO TITLE INSURANCE CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $960.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1900 AVENUE OF THE STARS7TH, 1900, LOS ANGELES, CA 90067 |
| Name | Verified Name |
|---|---|
| Address | 52 TUSCAN WAY # 202-232, 202, SAINT AUGUSTINE, FL 32092-1850 |
| Document Number | 0009841675 |
|---|---|
| Date | Oct 31, 2019 |
| Instrument | 984/1675 |
| Name | HIGHLANDS RESIDENTIAL MORTGAGE LTD |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2049 |
Source: Haywood County assessment roll, as of July 14, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Haywood County |
| Unified School District | Haywood County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $565,100 (-) Land $67,300 Building $497,800 | ||
| 2025 | $4,397.00 | $565,100 (-) Land $67,300 Building $497,800 | $565,100 (-) Land $67,300 Building $497,800 |
| 2023 | $565,100 Land $67,300 Building $497,800 | $565,100 (-) Land $67,300 Building $497,800 | |
| 2021 | $565,100 Land $67,300 Building $497,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 59% of the US · above 81% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | JUNALUSKA SANITARY DISTRICT serves 5,138 people · EPA ID NC0144035 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Mar 2026 |
| Lead | Under 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 18 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
| Skyrunner Fixed Wireless | 500 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures