Morgan County property record for 158 Patrick Pl, Berkeley Springs, WV 25411
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 4,474 sqft · built 2006 |
| Lot Size | 1.22 acres (53,317 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $375,000 (Dec 2019) |
| Tax Bill | $3,356 (2026) |
| Deeds & Mortgages | May 2019 Refinance Feb 2024 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 08-2A-0137.0000 |
| Primary APN | 08-2A-0137.0000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 13 Plumbing Fixtures |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 4,474 sqft Living Area |
| 1st Floor Area | 4,195 sqft |
| Basement Area | 800 sqft |
| Finished Basement | 800 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2006 |
| Architectural Style | Modern |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 53,317 sqft (1.22 acres) |
| Terrain | Rolling |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Electric |
| Sewer | Municipal |
| Water Source | Well |
| Street Address | 158 PATRICK PL |
|---|---|
| City | BERKELEY SPRINGS |
| State | WV |
| Zip | 25411-6197 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | CACAPON SOUTH S/D SEC 4 LOT 12 1.224 AC |
| Legal Subdivision | CACAPON SOUTH S/D |
| Legal Lot Number | 12 |
| Jurisdiction | MORGAN WV |
| Township / Civil Division | 1 |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 971001 |
Source: Morgan County records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 158 PATRICK PL, BERKELEY SPRINGS, WV 25411-6197 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 29, 2019 | Deed of Trust, Mortgage · Stand-Alone Refinance CNB BANK |
| Feb 26, 2024 | Deed of Trust, Mortgage · Second Mortgage (Down Payment) APPLE FCU |
| Dec 26, 2019 | Deed, Transfer · FHA Mortgage PRIME LENDING INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 26, 2019 · Amount on Record |
| Deed Sale | Dec 26, 2019 · Amount on Record |
| Deed Document Number | 2019862927 |
| Deed Book / Page | 274 / 177 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MORGAN WV |
| Property Address | 158 PATRICK PL, BERKELEY SPRINGS, WV 25411-6197 |
| Transaction Type | Mortgage |
| Record Updated | Nov 18, 2025 |
| Name | Verified Name |
|---|
| Document Number | 000439/676 |
|---|---|
| Date | May 29, 2019 |
| Book Page | 439/676 |
| Instrument | 856716 |
| Name | CNB BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Jun 1, 2039 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MORGAN WV |
| Property Address | 158 PATRICK PL, BERKELEY SPRINGS, WV 25411-6197 |
| Transaction Type | Mortgage |
| Record Updated | Nov 18, 2025 |
| Name | Verified Name |
|---|
| Document Number | 000505/934 |
|---|---|
| Date | Feb 26, 2024 |
| Book Page | 505/934 |
| Instrument | 902004 |
| Name | APPLE FCU |
|---|---|
| Type | Credit Union |
| Type | Second Mortgage (Down Payment) |
|---|---|
| Amount | Amount Recorded |
| Term | 182 Months |
| Due | Apr 1, 2039 |
| Document Type | Deed |
|---|---|
| Jurisdiction | MORGAN WV |
| Recording Date | Dec 26, 2019 |
| Property Address | 158 PATRICK PL, BERKELEY SPRINGS, WV 25411-6197 |
| Document Number | 000274/177 |
| Book / Page | 274 / 177 |
| Instrument Date | Dec 20, 2019 |
| Instrument | 862927 |
| Transaction Type | Transfer |
| Record Updated | Nov 18, 2025 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Document Number | 000446/608 |
|---|---|
| Date | Dec 26, 2019 |
| Book Page | 446/608 |
| Instrument | 862928 |
| Name | PRIME LENDING INC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2050 |
Source: Morgan County assessment roll, as of November 18, 2025
| Type | Name |
|---|---|
| State | West Virginia |
| County | Morgan County |
| Unified School District | Morgan County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,356.00 (+3.04%) | $338,520 (+3.31%) Land $25,140 Building $313,380 | $564,200 (+3.31%) Land $41,900 Building $522,300 |
| 2025 | $3,257.00 (+11.73%) | $327,660 (+12.44%) Land $22,980 Building $304,680 | $546,100 (+12.44%) Land $38,300 Building $507,800 |
| 2023 | $2,915.00 (+1.07%) | $291,420 (+1.1%) Land $21,120 Building $270,300 | $485,700 (+1.1%) Land $35,200 Building $450,500 |
| 2022 | $2,884.00 | $288,240 Land $21,120 Building $267,120 | $480,400 Land $35,200 Building $445,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 25, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · above 46% of West Virginia |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 49 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Frontier, Verizon.
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