Morgan County property record for 157 Patrick Pl, Berkeley Springs, WV 25411
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4 ba · 4,431 sqft · built 2005 |
| Lot Size | 2 acres (87,512 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $380,000 (Oct 2017) |
| Tax Bill | $2,932 (2025) |
| Deeds & Mortgages | Oct 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 08-2A-0132.0000 |
| Primary APN | 08-2A-0132.0000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 13 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 4,431 sqft Living Area |
| 1st Floor Area | 2,016 sqft |
| Basement Area | 800 sqft |
| Finished Basement | 800 sqft |
| Year Built | Built 2005 |
|---|---|
| Architectural Style | Modern |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 87,512 sqft (2 acres) |
| Terrain | Rolling |
| Shed | 1 Shed |
| Shed Area | 300 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Electric |
| Sewer | Municipal |
| Water Source | Well |
| Street Address | 157 PATRICK PL |
|---|---|
| City | BERKELEY SPRINGS |
| State | WV |
| Zip | 25411-6198 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | CACAPON SOUTH S/D SEC I LOT C-2 2.009 AC |
| Legal Subdivision | CACAPON SOUTH S/D |
| Legal Lot Number | C |
| Jurisdiction | MORGAN WV |
| Township / Civil Division | 1 |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 971001 |
Source: Morgan County records, as of November 17, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 157 PATRICK PL, BERKELEY SPRINGS, WV 25411-6198 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 5, 2017 · Amount on Record |
| Deed Sale | Oct 5, 2017 · Amount on Record |
| Deed Document Number | 840195 |
| Deed Book / Page | 264 / 021 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | MORGAN WV |
| Recording Date | Oct 5, 2017 |
| Property Address | 157 PATRICK PL, BERKELEY SPRINGS, WV 25411-6198 |
| Document Number | 000264/021 |
| Book / Page | 264 / 021 |
| Instrument Date | Oct 4, 2017 |
| Instrument | 840195 |
| Transaction Type | Transfer |
| Record Updated | Nov 18, 2025 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,926.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 000424/250 |
|---|---|
| Date | Oct 5, 2017 |
| Book Page | 424/250 |
| Instrument | 840196 |
| Name | CNB BANK INC |
|---|---|
| Type | Bank |
| Address | BERKELEY SPRINGS, WV 25411 |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.99% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Nov 1, 2022 |
| Change Frequency | 5 Years |
| Min Rate At Change | 3.99% |
| Max Rate At Change | 5.74% |
| Index | 5-Year CMT |
| Max Rate | 8.99% |
Source: Morgan County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | West Virginia |
| County | Morgan County |
| Unified School District | Morgan County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,932.00 (+9.81%) Homeowner's exemption | $315,000 (+9.81%) Land $24,780 Building $290,220 | $525,000 (+9.81%) Land $41,300 Building $483,700 |
| 2023 | $2,670.00 (+1.21%) Homeowner's exemption | $286,860 (+1.12%) Land $22,740 Building $264,120 | $478,100 (+1.12%) Land $37,900 Building $440,200 |
| 2022 | $2,638.00 Homeowner's exemption | $283,680 Land $22,740 Building $260,940 | $472,800 Land $37,900 Building $434,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 25, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 63% of the US · above 48% of West Virginia |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 49 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Frontier, Verizon.
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