158 Oak Leaf Dr, Clarkesville, GA 30523 Property Records

Habersham County property record for 158 Oak Leaf Dr, Clarkesville, GA 30523

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,627 sqft · built 2019
Lot Size	1.04 acres (45,302 sqft)
Owner	2 Individual Names on File
Last Sale	$320,000 (Jul 2021)
Tax Bill	$3,650 (2026)
Deeds & Mortgages	Sep 2023 Line of Credit Jul 2021 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`099 097B`

Property Details

APN / Parcel Number

Primary APN	`099 097B`
Alternative APNs	`681605` `401559`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,627 sqft Heated Area
Gross Area	3,605 sqft
1st Floor Area	2,627 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Exterior Material	Aluminum Siding
Roof Type	Gable
Roof Material	Wood Shingle
Lot Area	45,302 sqft (1.04 acres)
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	334 sqft
Patio Area	240 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	401559
Street Address	158 OAK LEAF DR
City	CLARKESVILLE
State	GA
Zip	30523-3832
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	LI
Legal Description	11 12-47 25 LT 3 PB59-228 DB 1271-77
Legal Subdivision	OAKLEAF SUB
Legal Lot Number	3
Jurisdiction	HABERSHAM GA
Township / Civil Division	CLARKESVILLE
Census Block Group	4
Census Block	4024
Census Tract	203

Owner

158 Oak Leaf Dr is owned and occupied by two individuals who bought it in July 2021.

Source: Habersham County records, as of September 11, 2026

Owner of Record	2 Individual Names on File
Mailing Address	158 OAK LEAF DR, CLARKESVILLE, GA 30523-3832
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 12, 2023	Deed of Trust, Mortgage · Line of Credit ATLANTA POSTAL CREDIT UNION
Jul 7, 2021	Warranty Deed, Transfer · Conventional Mortgage HOMESTAR FINANCIAL
Mar 8, 2019	Warranty Deed, Transfer
Mar 8, 2019	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 7, 2021 · Amount on File
Deed Sale	Jul 7, 2021 · Amount on File
Prior Sale	Mar 8, 2019 · Amount on File
Deed Document Number	20211669
Deed Book / Page	1271 / 77
Record Updated	Oct 29, 2026

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HABERSHAM GA
Property Address	158 OAK LEAF DR, CLARKESVILLE, GA 30523-3832
Transaction Type	Mortgage
Record Updated	Feb 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	158 OAK LEAF DR, CLARKESVILLE, GA 30523-3832

Mortgage

Document Number	0000001346/0000000962
Date	Sep 12, 2023
Book Page	0000001346/0000000962

Lender

Name	ATLANTA POSTAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	Jan 1, 2033

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HABERSHAM GA
Recording Date	Jul 7, 2021
Property Address	158 OAK LEAF DR, CLARKESVILLE, GA 30523-3832
Document Number	1271/77
Book / Page	1271 / 77
Instrument Date	Jul 7, 2021
Instrument	2021-001669
Transaction Type	Transfer
Record Updated	Aug 2, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	643 WASHINGTON ST, CLARKESVILLE, GA 30523-6015

Mortgage

Document Number	0000001271/0000000079
Date	Jul 14, 2021
Book Page	0000001271/0000000079

Lender

Name	HOMESTAR FINANCIAL

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2051

March 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HABERSHAM GA
Recording Date	Mar 8, 2019
Property Address	158 OAK LEAF DR, CLARKESVILLE, GA 30523-3832
Document Number	001189/736
Book / Page	1189 / 736
Instrument Date	Mar 8, 2019
Instrument	2019-000366
Transaction Type	Transfer
Record Updated	Apr 18, 2022

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	158 OAK LEAF DR, CLARKESVILLE, GA 30523-3832

March 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HABERSHAM GA
Recording Date	Mar 8, 2019
Property Address	158 OAK LEAF DR, CLARKESVILLE, GA 30523-3832
Document Number	001189/737
Book / Page	1189 / 737
Instrument Date	Mar 8, 2019
Instrument	2019-000367
Transaction Type	Transfer
Record Updated	Nov 16, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	158 OAK LEAF DR, CLARKESVILLE, GA 30523-3832

Tax Assessment & Valuation

The 2026 property tax bill for 158 Oak Leaf Dr was $3,650 with a homeowner's exemption, down 6.4% from the year before.

Source: Habersham County assessment roll, as of September 11, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Habersham County
Unified School District	Habersham County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,650.00 (-6.36%) Homeowner's exemption	$202,632 (-0.6%) Land $12,884 Building $189,748	$506,580 (-0.6%) Land $32,210 Building $474,370
2025	$3,898.00 Homeowner's exemption	$203,846 Land $14,100 Building $189,746	$509,614 Land $35,250 Building $474,364
2023	Homeowner's exemption	$141,052 (+15.04%) Land $14,100 Building $126,952	$352,630 (+15.04%) Land $35,250 Building $317,380
2022	Homeowner's exemption	$122,608 Land $14,100 Building $108,508	$306,520 Land $35,250 Building $271,270

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 158 Oak Leaf Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 5, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 158 Oak Leaf Dr is moderate, ranking above 56% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 56% of the US · above 83% of Georgia
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 56 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TrailWave Fiber	1,000 / 1,000
Windstream Cable	1,000 / 25
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Oak Leaf Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures