135 Oak Leaf Dr, Clarkesville, GA 30523 Property Records

Habersham County property record for 135 Oak Leaf Dr, Clarkesville, GA 30523

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,156 sqft · built 2022
Lot Size	1.35 acres (58,806 sqft)
Owner	2 Individual Names on File
Last Sale	$329,000 (Jul 2022)
Tax Bill	$3,968 (2026)
Deeds & Mortgages	Dec 2023 Line of Credit Jun 2022 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`099 097D`

Property Details

APN / Parcel Number

Primary APN	`099 097D`
Alternative APNs	`684120` `401561`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,156 sqft Heated Area
Gross Area	3,212 sqft
1st Floor Area	2,156 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Exterior Material	Wood
Roof Type	Gable
Roof Material	Wood Shingle
Lot Area	58,806 sqft (1.35 acres)
Garage Area	440 sqft
Parking Spaces	3 Parking Spaces
Porch	Slab

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	401561
Street Address	135 OAK LEAF DR
City	CLARKESVILLE
State	GA
Zip	30523-3832
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	LI
Legal Description	11 12-47 25 LT 5 PB59-228 1312-779
Legal Subdivision	PREPARED OAKLEAF
Legal Lot Number	5
Jurisdiction	HABERSHAM GA
Township / Civil Division	CLARKESVILLE
Census Block Group	4
Census Block	4024
Census Tract	203

Owner

135 Oak Leaf Dr is owned and occupied by two individuals who bought it in July 2022.

Source: Habersham County records, as of September 11, 2026

Owner of Record	2 Individual Names on File
Mailing Address	135 OAK LEAF DR, CLARKESVILLE, GA 30523-3832
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 12, 2023	Deed of Trust, Mortgage · Line of Credit BOWMAN JILLIAN
Jun 30, 2022	Warranty Deed, Transfer · Conventional Mortgage HOMESTAR FINANCIAL
Jun 30, 2022	Warranty Deed, Transfer · Conventional Mortgage HOMESTAR FINANCIAL
Oct 29, 2021	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 11, 2022 · Amount on File
Deed Sale	Jul 11, 2022 · Amount on File
Prior Sale	Oct 29, 2021 · Amount on File
Deed Document Number	20221826
Deed Book / Page	1312 / 779
Record Updated	Oct 29, 2026

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HABERSHAM GA
Property Address	135 OAK LEAF DR, CLARKESVILLE, GA 30523-3832
Transaction Type	Mortgage
Record Updated	Apr 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	135 OAK LEAF DR, CLARKESVILLE, GA 30523-3832
Investor	Possibly a Property Investor

Mortgage

Document Number	0000001353/0000000046
Date	Dec 12, 2023
Book Page	0000001353/0000000046

Lender

Name	BOWMAN JILLIAN

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	348 Months
Due	Jan 1, 2053

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HABERSHAM GA
Recording Date	Jun 30, 2022
Property Address	135 OAK LEAF DR, CLARKESVILLE, GA 30523-3832
Document Number	001312/779
Book / Page	1312 / 779
Instrument Date	Jun 30, 2022
Instrument	2022-001826
Transaction Type	Transfer
Record Updated	Mar 19, 2024

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	135 OAK LEAF DR, CLARKESVILLE, GA 30523-3832
Investor	Possibly a Property Investor

Mortgage

Document Number	0000001312/0000000781
Date	Jul 11, 2022
Book Page	0000001312/0000000781

Lender

Name	HOMESTAR FINANCIAL

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	4.75%
Type Change Date	Jul 1, 2020

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HABERSHAM GA
Recording Date	Jun 30, 2022
Property Address	135 OAK LEAF DR, CLARKESVILLE, GA 30523-3832
Document Number	001312/779
Book / Page	1312 / 779
Instrument Date	Jun 30, 2022
Instrument	2022-001826
Transaction Type	Transfer
Record Updated	Apr 2, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	135 OAK LEAF DR, CLARKESVILLE, GA 30523-3832
Investor	Possibly a Property Investor

Mortgage

Document Number	0001312781
Date	Jun 30, 2022
Instrument	1312/781

Lender

Name	HOMESTAR FINANCIAL

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	355 Months
Due	Jan 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	4.75%
Type Change Date	Jul 1, 2020

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HABERSHAM GA
Recording Date	Oct 29, 2021
Property Address	135 OAK LEAF DR, CLARKESVILLE, GA 30523-3832
Document Number	01286/1401
Book / Page	1286 / 1401
Instrument Date	Oct 29, 2021
Instrument	2021-003033
Transaction Type	Transfer
Record Updated	Mar 19, 2024

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 931, DEMOREST, GA 30535-0931

Tax Assessment & Valuation

The 2026 property tax bill for 135 Oak Leaf Dr was $3,968.

Source: Habersham County assessment roll, as of September 11, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Habersham County
Unified School District	Habersham County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,968.00	$174,062 Land $9,400 Building $164,662	$435,156 Land $23,500 Building $411,656
2023	$3,415.00 (+1,305.35%)	$131,600 (+1,3%) Land $7,896 Building $123,704	$329,000 (+1,3%) Land $19,740 Building $309,260
2022	$243.00	$9,400 Land $9,400	$23,500 Land $23,500

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 135 Oak Leaf Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 5, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 135 Oak Leaf Dr is moderate, ranking above 56% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 56% of the US · above 83% of Georgia
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 56 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TrailWave Fiber	1,000 / 1,000
Windstream Cable	1,000 / 25
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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