Monroe County property record for 158 Caribbean Dr E, Summerland Key, FL 33042
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 2,310 sqft · built 1987 |
| Lot Size | 0.126 acres (5,500 sqft) |
| Owner | Individual Name on File |
| Last Sale | $700,000 (Sep 2003) |
| Tax Bill | $7,260 (2024) |
| Flood Zone | Zone AE (high risk) |
| APN | 00193120-000000 |
| Primary APN | 00193120-000000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 2 Stories |
| Building Area | 2,310 sqft Living Area |
| Gross Area | 2,640 sqft |
| 1st Floor Area | 1,200 sqft |
| Basement Area | 870 sqft |
| Flooring | Ceramic Tile |
| Interior Walls | Wood |
| Year Built | Built 1987 |
|---|---|
| Effective Year Built | Effective 2012 |
| Exterior Material | Concrete Block |
| Construction Type | Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 5,500 sqft (0.126 acres) |
| Lot Dimensions | 100 ft deep x 55 ft wide |
| View / Lot | Waterfront |
| Garage Type | Attached |
| Garage Area | 330 sqft |
| Pool Area | 200 sqft |
|---|---|
| Porch | Florida Room |
| Porch Area | 900 sqft |
| Deck Area | 60 sqft |
| Patio Area | 3,417 sqft |
| Boat Access | Boat Access |
| Cooling System | HVAC |
|---|
| Account Number | 1255009 |
|---|---|
| Street Address | 158 CARIBBEAN DR E |
| City | SUMMERLAND KEY |
| State | FL |
| Zip | 33042-4810 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | IS |
| Legal Description | BK 1 E 55FT LOT 45 SUMMERLAND KEY COVE ADDITION #6 PB5-41 SUMMERLAND KEY OR477-690 OR654-406 OR756-611 OR780-1039 OR983-843 OR1153-1822 OR1300-958 OR1414-576 OR1578-1277 OR1739-1669 OR1936-184 OR2231-156 |
| Legal Range | 28E |
| Legal Township | 66S |
| Legal Section | 35 |
| Legal Subdivision | SUMMERLAND KEY COVE ADD #6 |
| Legal Block | 1 |
| Legal Lot Number | 45 |
| Jurisdiction | MONROE FL |
| Township / Civil Division | LOWER KEYS |
| Census Block Group | 1 |
| Census Block | 1039 |
| Census Tract | 971502 |
158 Caribbean Dr E is owned and occupied by an individual who bought it in September 2003.
Source: Monroe County records, as of March 19, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 158 CARIBBEAN DR E, SUMMERLAND KEY, FL 33042-4810 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 30, 2003 · Amount on File |
| Deed Sale | Sep 30, 2003 · Amount on File |
| Prior Sale | May 26, 1999 · Amount on File |
| Deed Document Number | 20031399058 |
| Deed Book / Page | 1936 / 184 |
| Prior Transfer Date | Jun 7, 1993 |
| Prior Transfer Doc | 1260000525 |
| Record Updated | Oct 29, 2026 |
Source: Monroe County assessment roll, as of December 8, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Monroe County |
| Unified School District | Monroe County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $825,270 | $1,506,819 Land $1,195,714 Building $311,105 | |
| 2024 | $7,260.00 (+3.76%) | ||
| 2023 | $6,997.00 (+2.7%) Homeowner's exemption | $778,653 (+3%) | $1,503,588 (+58.08%) Land $1,206,824 Building $296,764 |
| 2022 | $6,813.00 Homeowner's exemption | $755,974 | $951,144 Land $649,935 Building $301,209 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 158 Caribbean Dr E in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 11.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 454 policies |
| Community Rating System | Class 3 (35% premium discount) |
| Nearby Flood Policies | 454 in force |
| Nearby Flood Claims | 828 (1998–2022) |
| Claims Outside the SFHA | 2 of 828 |
| Most Recent Claim | Sep 2022 · Hurricane Ian |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 158 Caribbean Dr E has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 100 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable | 1,200 / 35 |
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