Monroe County property record for 148 Caribbean Dr E, Summerland Key, FL 33042
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 3,236 sqft · built 1967 |
| Lot Size | 0.126 acres (5,500 sqft) |
| Owner | Company Name on Record |
| Last Sale | $2,100,000 (Mar 2023) |
| Tax Bill | $15,630 (2024) |
| Deeds & Mortgages | Mar 2023 Sale Sep 2022 Sale & Mortgage + 1 more |
| Flood Zone | Zone AE (high risk) |
| APN | 00193130-000000 |
| Primary APN | 00193130-000000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 2 Stories |
| Building Area | 3,236 sqft Living Area |
| 1st Floor Area | 2,187 sqft |
| Basement Area | 1,049 sqft |
| Flooring | Concrete/Cement |
| Interior Walls | Wood |
| Year Built | Built 1967 |
|---|---|
| Effective Year Built | Effective 2014 |
| Exterior Material | Concrete Block |
| Construction Type | Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Tile |
| Lot Area | 5,500 sqft (0.126 acres) |
| Lot Dimensions | 100 ft deep x 5 ft wide |
| View / Lot | Waterfront |
| Garage Type | Covered |
| Garage Area | 312 sqft |
| Porch | Open Porch |
|---|---|
| Porch Area | 3,665 sqft |
| Deck Area | 132 sqft |
| Patio Area | 2,132 sqft |
| Boat Access | Boat Access |
| Cooling System | HVAC |
|---|
| Account Number | 1255017 |
|---|---|
| Street Address | 148 CARIBBEAN DR E |
| City | SUMMERLAND KEY |
| State | FL |
| Zip | 33042-4810 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | IS |
| Legal Description | BK 1 E 55FT LOT 46 AND W 5FT LOT 45 SUMMERLAND KEY COVE ADDITION NO 6 PB5-41 SUMMERLAND KEY OR403-864 OR428-273 OR755-262 OR755-266 OR755-260 OR780-1039 OR975-2045 OR1129-1877 OR1134-730 OR1190-325 OR1260-525 OR1306-1001 OR1306-1003 OR1560-1870 OR177 |
| Legal Range | 28E |
| Legal Township | 66S |
| Legal Section | 35 |
| Legal Subdivision | SUMMERLAND KEY COVE ADD #6 |
| Legal Block | 1 |
| Legal Lot Number | 46,45 |
| Jurisdiction | MONROE FL |
| Township / Civil Division | LOWER KEYS |
| Census Block Group | 1 |
| Census Block | 1039 |
| Census Tract | 971502 |
Source: Monroe County records, as of April 14, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 148 CARIBBEAN DR E, SUMMERLAND KEY, FL 33042-4810 |
| Owner Type | Company |
| Vesting | Limited Liability Company |
| Date | Document |
|---|---|
| Mar 7, 2023 | Warranty Deed, Transfer TRUE TITLE FLORIDA KEYS INC |
| Sep 7, 2022 | Warranty Deed, Transfer · Commercial Mortgage 0912360 BC LTD |
| Mar 16, 2017 | Warranty Deed, Transfer ATTORNEY ONLY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 7, 2023 · Amount on Record |
| Deed Sale | Mar 7, 2023 · Amount on Record |
| Prior Sale | Sep 7, 2022 · Amount on Record |
| Deed Document Number | 20232409296 |
| Deed Book / Page | 3214 / 2167 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONROE FL |
| Recording Date | Mar 7, 2023 |
| Property Address | 148 CARIBBEAN DR E, SUMMERLAND KEY, FL 33042-4810 |
| Document Number | 0032142167 |
| Book / Page | 3214 / 2167 |
| Map Reference | MB 5 PG 41 |
| Instrument Date | Mar 7, 2023 |
| Instrument | 2409296 |
| Transaction Type | Transfer |
| Record Updated | Mar 21, 2023 |
| Title Company | TRUE TITLE FLORIDA KEYS INC |
| Amount | Amount Recorded |
|---|---|
| Tax | $14,700.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 15615 E PINE ST, TULSA, OK 74116-2430 |
| Name | Verified Name |
|---|---|
| Address | 148 CARIBBEAN DR E, SUMMERLAND KEY, FL 33042-4810 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONROE FL |
| Recording Date | Sep 7, 2022 |
| Property Address | 148 CARIBBEAN DR E, SUMMERLAND KEY, FL 33042-4810 |
| Document Number | 0031930015 |
| Book / Page | 3193 / 15 |
| Map Reference | MB 5 PG 41 |
| Instrument Date | Aug 29, 2022 |
| Instrument | 2390432 |
| Transaction Type | Transfer |
| Record Updated | Oct 3, 2022 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $15,050.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4203 CROWN RD, 4203, ELKTON, MI 48731-9767 |
| Name | Verified Name |
|---|---|
| Address | 15615 E PINE ST, TULSA, OK 74116-2430 |
| Document Number | 0000319319 |
|---|---|
| Date | Sep 7, 2022 |
| Instrument | 3193/19 |
| Name | 0912360 BC LTD |
|---|---|
| Type | Non-Lending Institution |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONROE FL |
| Recording Date | Mar 16, 2017 |
| Property Address | 148 CARIBBEAN DR E, SUMMERLAND KEY, FL 33042-4810 |
| Document Number | 0028440060 |
| Book / Page | 002844 / 000060 |
| Instrument Date | Mar 6, 2017 |
| Instrument | 2114569 |
| Transaction Type | Transfer |
| Record Updated | Jun 13, 2017 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $9,100.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 4203 CROWN RD ELKTON MI 487319767, ELKTON, MI 48731-9767 |
Source: Monroe County assessment roll, as of December 8, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Monroe County |
| Unified School District | Monroe County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,810,110 (+1.54%) Land $1,195,714 Building $614,396 | $1,810,110 (+1.54%) Land $1,195,714 Building $614,396 | |
| 2024 | $15,630.00 (-1.34%) | ||
| 2023 | $15,842.00 (+52.64%) | $1,782,645 (+48.03%) Land $1,206,824 Building $575,821 | $1,782,645 (+48.03%) Land $1,206,824 Building $575,821 |
| 2022 | $10,379.00 | $1,204,238 Land $649,935 Building $554,303 | $1,204,238 Land $649,935 Building $554,303 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 11.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 454 policies |
| Community Rating System | Class 3 (35% premium discount) |
| Nearby Flood Policies | 454 in force |
| Nearby Flood Claims | 828 (1998–2022) |
| Claims Outside the SFHA | 2 of 828 |
| Most Recent Claim | Sep 2022 · Hurricane Ian |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 100 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable | 1,200 / 35 |
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