1579 Bradley St, Schenectady, NY 12304 Property Records

Schenectady County and Schenectady City property record for 1579 Bradley St, Schenectady, NY 12304

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,260 sqft · built 1924
Lot Size	0.109 acres (4,780 sqft)
Owner	2 Individual Names on File
Last Sale	$93,000 (Nov 2017)
Tax Bill	$4,167 (2026)
Deeds & Mortgages	Nov 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`421500 49.44-3-5`

Property Details

APN / Parcel Number

Primary APN	`421500 49.44-3-5`
Alternative APN	`150004904400030050000000`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,260 sqft Living Area
1st Floor Area	720 sqft
Upper Floors Area	540 sqft

Exterior

Year Built	Built 1924
Effective Year Built	Effective 1924
Architectural Style	Cottage
Exterior Material	Wood
Lot Area	4,780 sqft (0.109 acres)
Lot Dimensions	119 ft deep x 40 ft wide
Garage Type	Carport
Garage Area	80 sqft
Carport	Carport
Carport Area	80 sqft

Exterior Amenities

Pool Type	Above-Ground Pool
Pool Area	201 sqft
Porch	Slab
Porch Area	352 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	1579 BRADLEY ST
City	SCHENECTADY
State	NY
Zip	12304-1013
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	03 - MULTI
Legal Description	2 WOOD
Legal Block	3
Legal Lot Number	5.000
Jurisdiction	SCHENECTADY NY
Township / Civil Division	SCHENECTADY
Census Block Group	1
Census Block	1021
Census Tract	20600

Owner

1579 Bradley St is owned and occupied by two individuals who bought it in November 2017.

Source: Schenectady County and Schenectady City records, as of September 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1579 BRADLEY ST, SCHENECTADY, NY 12304-1013
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 20, 2017 · Amount on File
Deed Sale	Nov 20, 2017 · Amount on File
Prior Sale	Mar 7, 2003 · Amount on File
Deed Document Number	201752756
Deed Book / Page	1975 / 743
Record Updated	Oct 29, 2026

November 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	SCHENECTADY NY
Recording Date	Nov 20, 2017
Property Address	1579 BRADLEY ST, SCHENECTADY, NY 12304-1013
Document Number	0000052756
Book / Page	1975 / 743
Instrument Date	Nov 14, 2017
Instrument	201752756
Transaction Type	Transfer
Record Updated	May 10, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$372.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1579 BRADLEY ST, 1579, SCHENECTADY, NY 12304-1013

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	925 STANLEY ST, SCHENECTADY, NY 12307-1610

Mortgage

Document Number	0000052759
Date	Nov 20, 2017
Book Page	4802/320
Instrument	201752759

Lender

Name	PACIFIC UNION FINANCIAL LLC
Type	Lending Institution
Address	IRVING, TX 75063

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2047

Tax Assessment & Valuation

The 2026 property tax bill for 1579 Bradley St was $4,167, up 2.6% from the year before.

Source: Schenectady County and Schenectady City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	New York
County	Schenectady County
Municipality	Schenectady City
Unified School District	Schenectady City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,167.00 (+2.64%)
2025	$4,060.00	$75,900 Land $11,400 Building $64,500	$125,683 Land $18,877 Building $106,806
2023		$75,900 (-) Land $11,400 Building $64,500	$96,076 (+3.8%) Land $14,430 Building $81,646
2022		$75,900 Land $11,400 Building $64,500	$92,561 Land $13,902 Building $78,659
2021	$3,838.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1579 Bradley St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 7, 2014

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1579 Bradley St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SCHENECTADY CITY WATER WORKS serves 62,000 people · EPA ID NY4600070
Water Source	Groundwater
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 637 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
T-Mobile Fixed Wireless	100 / 20