1575 Bradley St, Schenectady, NY 12304 Property Records

Schenectady County and Schenectady City property record for 1575 Bradley St, Schenectady, NY 12304

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,133 sqft · built 1926
Lot Size	0.109 acres (4,780 sqft)
Owner	Individual Name on File
Last Sale	$190,000 (Sep 2022)
Tax Bill	$5,591 (2026)
Deeds & Mortgages	Sep 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`421500 49.44-3-4`

Property Details

APN / Parcel Number

Primary APN	`421500 49.44-3-4`
Alternative APN	`150004904400030040000000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,133 sqft Living Area
1st Floor Area	971 sqft
2nd Floor Area	1,162 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1926
Effective Year Built	Effective 1926
Architectural Style	Colonial
Exterior Material	Wood
Lot Area	4,780 sqft (0.109 acres)
Lot Dimensions	119 ft deep x 40 ft wide
Garage Type	Detached
Garage Area	240 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	280 sqft

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	1575 BRADLEY ST
City	SCHENECTADY
State	NY
Zip	12304-1013
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	03 - MULTI
Legal Description	2 WOOD AND GARAGE
Legal Block	3
Legal Lot Number	4.000
Jurisdiction	SCHENECTADY NY
Township / Civil Division	SCHENECTADY
Census Block Group	1
Census Block	1021
Census Tract	20600

Owner

1575 Bradley St is owned by an individual who bought it in September 2022.

Source: Schenectady County and Schenectady City records, as of September 23, 2026

Owner of Record	Individual Name on File
Mailing Address	5 LIMERICK DR, B, ALBANY, NY 12204-1706
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 30, 2022 · Amount on File
Deed Sale	Sep 30, 2022 · Amount on File
Prior Sale	Feb 8, 1994 · Amount on File
Deed Document Number	202252195
Deed Book / Page	2094 / 18
Record Updated	Oct 29, 2026

September 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SCHENECTADY NY
Recording Date	Sep 30, 2022
Property Address	1575 BRADLEY ST, SCHENECTADY, NY 12304-1013
Document Number	0000052195
Book / Page	2094 / 18
Map Reference	MAP 34 DR 60
Instrument Date	Sep 26, 2022
Instrument	202252195
Transaction Type	Transfer
Record Updated	Oct 14, 2022
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$760.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1575 BRADLEY ST, 1575, SCHENECTADY, NY 12304-1013

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5 LIMERICK DR # B, B, ALBANY, NY 12204-1706

Mortgage

Document Number	0000052196
Date	Sep 30, 2022
Instrument	202252196

Lender

Name	HOMESTEAD FUNDING CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2052

Tax Assessment & Valuation

The 2026 property tax bill for 1575 Bradley St was $5,591, up 2.1% from the year before.

Source: Schenectady County and Schenectady City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	New York
County	Schenectady County
Municipality	Schenectady City
Unified School District	Schenectady City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,591.00 (+2.12%)
2025	$5,475.00	$107,000 Land $16,100 Building $90,900	$177,182 Land $26,660 Building $150,522
2023		$107,000 (-) Land $16,100 Building $90,900	$135,443 (+3.8%) Land $20,380 Building $115,063
2022		$107,000 Land $16,100 Building $90,900	$130,488 Land $19,634 Building $110,854
2021	$4,606.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1575 Bradley St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 7, 2014

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1575 Bradley St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SCHENECTADY CITY WATER WORKS serves 62,000 people · EPA ID NY4600070
Water Source	Groundwater
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 637 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
T-Mobile Fixed Wireless	100 / 20