1578 E 38th St, Oakland, CA 94602 Property Records

Alameda County property record for 1578 E 38th St, Oakland, CA 94602

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,020 sqft · built 1924
Lot Size	0.08 acres (3,465 sqft)
Owner	2 Company Names on Record
Last Sale	$1,605,000 (May 2026)
Tax Bill	$12,085 (2025)
Deeds & Mortgages	Sep 2021 Line of Credit May 2026 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`24-526-25`

Property Details

APN / Parcel Number

Primary APN	`24-526-25`
Alternative APN	`024-0526-025-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	2,020 sqft Living Area

Exterior

Year Built	Built 1924
Effective Year Built	Effective 1959
Architectural Style	L-Shape
Construction Type	Wood
Lot Area	3,465 sqft (0.08 acres)
Parking Spaces	1 Parking Space

Location & Zoning

Street Address	1578 E 38TH ST
City	OAKLAND
State	CA
Zip	94602-1243
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT: 00025 BLK: AR: 0024 PAGE: 0526
Legal Subdivision	FOURTH AVE TERRACE
Legal Block	H
Legal Lot Number	22
Jurisdiction	ALAMEDA CA
Township / Civil Division	OAKLAND
Census Block Group	4
Census Block	4008
Census Tract	404900

Owner

Source: Alameda County records, as of June 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	1578 E 38TH ST, OAKLAND, CA 94602-1243
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Trust

Deeds, Mortgages & Sale History

Date	Document
Sep 3, 2021	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA
May 11, 2026	Grant Deed, Transfer · Conventional Mortgage E-CHICAGO TITLE, CHICAGO TITLE
Oct 15, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage AMERISAVE MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 11, 2026 · Amount on Record
Deed Sale	May 11, 2026 · Amount on Record
Prior Sale	Jan 11, 2006 · Amount on Record
Deed Document Number	202662075
Prior Transfer Date	Oct 8, 2020
Prior Transfer Doc	0000274283
Record Updated	Sep 20, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALAMEDA CA
Property Address	1578 E 38TH ST, OAKLAND, CA 94602-1243
Transaction Type	Mortgage
Record Updated	Jun 18, 2026
Title Company	WFG LENDER SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1578 E 38TH ST, OAKLAND, CA 94602-1243

Mortgage

Document Number	0000299578
Date	Sep 3, 2021
Instrument	2021299578

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	TAMPA, FL 33634

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ALAMEDA CA
Recording Date	May 11, 2026
Property Address	1578 E 38TH ST, OAKLAND, CA 94602-1243
Document Number	0000062075
Instrument Date	May 1, 2026
Instrument	202662075
Transaction Type	Transfer
Record Updated	Jun 17, 2026
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$178,315.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	1578 E 38TH ST, OAKLAND, CA 94602-1243
Investor	Possibly a Property Investor

Mortgage

Document Number	0000062076,
Date	May 11, 2026
Instrument	202662076

Lender

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate	6.38%
Max Rate	-1%

Mortgage

Document Number	0000062077,
Date	May 11, 2026
Instrument	202662077

Lender

Agreement

Type	Seller Carry-Back
Amount	Amount Recorded
Term	30 Months
Due	May 1, 2056

Interest

Rate	6.38%
Max Rate	-1%

October 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ALAMEDA CA
Recording Date	Oct 15, 2020
Property Address	1578 E 38TH ST, OAKLAND, CA 94602-1243
Document Number	0000274283
Map Reference	MB 2201 PG 93
Instrument Date	Oct 2, 2020
Instrument	2020274283
Transaction Type	Transfer
Record Updated	Aug 19, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1578 E 38TH ST, OAKLAND, CA 94602-1243

Mortgage

Document Number	0000274284
Date	Oct 15, 2020
Instrument	2020274284

Lender

Name	AMERISAVE MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Nov 1, 2035

Tax Assessment & Valuation

Source: Alameda County assessment roll, as of June 20, 2025

Property Jurisdictions

Type	Name
State	California
County	Alameda County
Municipality	Oakland City
Unified School District	Oakland Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$12,085.00 (-1.35%) Homeowner's exemption	$792,797 (+3.13%) Land $215,422 Building $584,375
2023	$12,250.00 Homeowner's exemption	$768,747 Land $207,059 Building $561,688	$1,091,340

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 25, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST BAY MUD serves 1,468,000 people · EPA ID CA0110005
Water Source	Surface water
Last State Inspection	Dec 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,023 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sonic Telecom Fiber	10,000 / 10,000
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	1,000 / 75
Unwired Fixed Wireless	300 / 25
Etheric Networks Fixed Wireless	250 / 100
T-Mobile Fixed Wireless	100 / 20

May also be available: GeoLinks.

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