1565 E 38th St, Oakland, CA 94602 Property Records

Alameda County property record for 1565 E 38th St, Oakland, CA 94602

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,897 sqft · built 1914
Lot Size	0.077 acres (3,360 sqft)
Owner	2 Company Names on Record
Last Sale	$1,050,000 (Jun 2017)
Tax Bill	$17,437 (2025)
Deeds & Mortgages	May 2021 Transfer May 2021 Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`23-489-29`

Property Details

APN / Parcel Number

Primary APN	`23-489-29`
Alternative APN	`023-0489-029-00`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,897 sqft Living Area

Exterior

Year Built	Built 1914
Effective Year Built	Effective 1950
Architectural Style	Other
Construction Type	Wood
Lot Area	3,360 sqft (0.077 acres)

Location & Zoning

Street Address	1565 E 38TH ST
City	OAKLAND
State	CA
Zip	94602-1244
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUBD:WILMARTH PARK
Legal Subdivision	WILMARTH PARK
Jurisdiction	ALAMEDA CA
Township / Civil Division	OAKLAND
Census Block Group	3
Census Block	3002
Census Tract	404900

Owner

Source: Alameda County records, as of October 20, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Co-owner	Co-owner on Record
Mailing Address	1565 E 38TH ST, OAKLAND, CA 94602-1244
Occupancy	Owner Occupied
Owner Type	Company, Secondary Individual
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
May 3, 2021	Intrafamily Transfer, Transfer OLD REPUBLIC TITLE
May 3, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage QUICKEN LOANS LLC
Feb 6, 2020	Deed of Trust, Mortgage · Line of Credit MUFG UNION BANK NA
Dec 14, 2018	Deed of Trust, Mortgage QUICKEN LNS
Dec 24, 2018	Quit Claim Deed, Transfer QUICKEN LNS
Dec 24, 2018	Quit Claim Deed, Transfer OTHER
Jun 16, 2017	Grant Deed, Transfer · ARM LUTHER BURBANK SAVINGS

Assessor's Deed Record

Deed Names	3 Names on Deed
Last Sale	Jun 16, 2017 · Amount on Record
Deed Sale	Jun 16, 2017 · Amount on Record
Prior Sale	May 3, 2021
Deed Document Number	0000131224
Record Updated	Jun 8, 2026

May 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ALAMEDA CA
Recording Date	May 3, 2021
Property Address	1565 E 38TH ST, OAKLAND, CA 94602-1244
Document Number	0000170577
Map Reference	MB 23 PG 46
Instrument Date	Apr 27, 2021
Instrument	2021170577
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	OLD REPUBLIC TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	1565 E 38TH ST, OAKLAND, CA 94602-1244

May 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ALAMEDA CA
Recording Date	May 3, 2021
Property Address	1565 E 38TH ST, OAKLAND, CA 94602-1244
Document Number	0000170575
Map Reference	MB 23 PG 46
Instrument Date	Apr 27, 2021
Instrument	2021170575
Transaction Type	Transfer
Record Updated	May 19, 2021
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1565 E 38TH ST, OAKLAND, CA 94602-1244

Mortgage

Document Number	0000170576
Date	May 3, 2021
Instrument	2021170576

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2051

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALAMEDA CA
Property Address	1565 E 38TH ST, OAKLAND, CA 94602-1244
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	LAWYERS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000029125
Date	Feb 6, 2020
Instrument	2020029125

Lender

Name	MUFG UNION BANK NA
Type	Bank
Address	SAN DIEGO, CA 92121

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Mar 12, 2050

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALAMEDA CA
Property Address	1565 E 38TH ST, OAKLAND, CA 94602-1244
Document Number	0000101815
Instrument Date	Dec 14, 2018
Transaction Type	Mortgage
Record Updated	Jun 20, 2019
Title Company	AMROCK TITLE COMPANY, AMROCK TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1565 E 38TH ST OAKLAND CA 946021244, OAKLAND, CA 94602-1244

Mortgage

Document Number	0000101815
Date	May 31, 2019
Instrument	101815

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Amount	Amount Recorded
Term	360 Months
Due	May 30, 2049

December 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ALAMEDA CA
Recording Date	Dec 24, 2018
Property Address	1565 E 38TH ST, OAKLAND, CA 94602-1244
Document Number	0000242539
Instrument Date	Dec 14, 2018
Instrument	242539
Transaction Type	Transfer
Record Updated	Jan 18, 2019
Title Company	OTHER

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1565 E 38TH ST OAKLAND CA 946021244, OAKLAND, CA 94602-1244

Mortgage

Document Number	242540
Date	Dec 24, 2018
Instrument	242540

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Dec 23, 2048

December 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ALAMEDA CA
Recording Date	Dec 24, 2018
Property Address	1565 E 38TH ST, OAKLAND, CA 94602-1244
Document Number	0000242541
Instrument Date	Dec 14, 2018
Instrument	242541
Transaction Type	Transfer
Record Updated	Jan 18, 2019
Title Company	OTHER

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	1565 E 38TH ST OAKLAND CA 946021244, OAKLAND, CA 94602-1244

June 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ALAMEDA CA
Recording Date	Jun 16, 2017
Property Address	1565 E 38TH ST, OAKLAND, CA 94602-1244
Document Number	0000131224
Map Reference	MB23 PG46
Instrument Date	Jun 9, 2017
Instrument	2017131224
Transaction Type	Transfer
Record Updated	Aug 19, 2021
Title Company	FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	1565 E 38TH ST, OAKLAND, CA 94602-1244

Mortgage

Document Number	0000131225
Date	Jun 16, 2017
Instrument	2017131225

Lender

Name	LUTHER BURBANK SAVINGS
Type	Lending Institution

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2047

Interest

Rate Type	Adjustable Rate
Rate	3.75%
Adjustable	Adjustable Rate Rider
Type Change Date	Jul 1, 2022
Change Frequency	Annually
Min Rate At Change	2.5%
Max Rate At Change	5.75%
Index	1-Year LIBOR
Max Rate	9.75%

Tax Assessment & Valuation

Source: Alameda County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	California
County	Alameda County
Municipality	Oakland City
Unified School District	Oakland Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$17,437.00 (-1.89%) Homeowner's exemption	$1,218,587 (+4.04%) Land $365,576 Building $853,011
2023	$17,773.00 Homeowner's exemption	$1,171,274 Land $351,382 Building $819,892

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST BAY MUD serves 1,468,000 people · EPA ID CA0110005
Water Source	Surface water
Last State Inspection	Dec 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,023 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sonic Telecom Fiber	10,000 / 10,000
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	1,000 / 75
Unwired Fixed Wireless	300 / 25
Etheric Networks Fixed Wireless	250 / 100
T-Mobile Fixed Wireless	100 / 20

May also be available: GeoLinks.

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